Comparison

VCB Digibank vs Expense tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCB Digibank

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Highlights
  • Online registration
  • Fee-free transactions
  • Account number matching phone number
  • Personal finance management
  • QR code transfers and withdrawals
  • Bill payments and mobile top-ups
Features
Read full description

VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam

About

Expense tracker

Effortlessly manage personal and family finances with this intuitive expense tracker. Quickly record income and expenses, set budgets, and gain insights into your spending habits through visual reports. Collaborate on shared finances with the Family Space feature.

Highlights
  • Quick income and expense recording
  • Voice transaction entry
  • Monthly budget tracking
  • Family sharing for expenses
  • Visual financial reports
  • Excel report export
Features
Read full description

Cashly is a simple and fast expense management app that helps you stay in control of both personal and family finances every day. Record income and expenses in seconds by entering them manually or using your voice. Organize transactions by category, track monthly budgets, and better understand your financial habits through clear, visual reports. With Family Space, members can record and track shared expenses together. Family data stays separate from your personal space, making collaboration convenient while keeping your private finances under your control. Key features: • Quickly record income and expenses • Add transactions using your voice • Track monthly budgets and financial goals • Manage money you borrow and lend • Organize categories, notes, and transaction history • View monthly and yearly financial reports • Export Excel reports for storage and analysis • Use a separate Family Space with member synchronization • Enjoy a simple, easy-to-use interface • Stay in control of your privacy and personal data Voice recording and speech recognition are activated only when you intentionally press and hold the recording button while adding a transaction.

Screenshots

VCB Digibank4 screens
Expense tracker4 screens

Verdict

The call

The clearest difference is rating: Expense tracker at 5.0 against VCB Digibank's 3.3. Expense tracker also leads on update cadence (every 4 days vs every 2 weeks). VCB Digibank's advantage is in-app purchases (none vs 7) and ratings volume (929 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense tracker sells 7 one-off in-app purchases. VCB Digibank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense tracker holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 929 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

VCB Digibank ships an update every 2 weeks, Expense tracker every 4 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard5 real differences · 5 level
VCB Digibank versus Expense tracker: the parameters behind the verdict, then further details
ParameterVCB DigibankExpense tracker
PriceFreeFree
Rating3.3 (929 ratings)5.0 (2 ratings) — better
Positive reviews26.7% of reviews—
Number of ratings929 — better2
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.6
Further details — not scored
Size874 MB91 MB
Age rating4+4+
DeveloperVietcombank JSCPham Quang Linh

Customer experience

VCB Digibank

All ratings928 ratings
Positive55.8%
Neutral4.3%
Negative39.9%
Written reviews386 reviews
Positive26.7%
Neutral5.4%
Negative67.9%

Expense tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

VCB Digibank

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Frequent service disruptions
  • Issues with Face ID and biometric authentication
  • Inability to copy and paste information

Requested features

5 requests
  • Add option to disable frequent updates
  • Improve accessibility and support for screen readers
  • Provide better English language support
  • Allow internal bank transfers between Vietcombank accounts
  • Enhance security without compromising user experience

Expense tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VCB Digibank

No in-app purchases

7 purchases

Expense tracker

One-time7
  • Candy for developer$0.99
  • Ly trà cho lập trình viên$1.99
  • Cà phê cho lập trình viên$2.99
Show 4 more
  • Bữa sáng cho lập trình viên$3.99
  • Bữa trưa cho lập trình viên$4.99
  • Bữa tối cho lập trình viên$5.99
  • Tài trợ dự án$99.99

Questions

Is VCB Digibank free?
VCB Digibank is free to download, with no in-app purchases.
Is Expense tracker free?
Expense tracker is free to download, with in-app purchases available.
Which has better reviews, VCB Digibank or Expense tracker?
Expense tracker is rated higher. VCB Digibank averages 3.3 out of 5 from 929 ratings, while Expense tracker averages 5.0 from 2 ratings.
Do VCB Digibank or Expense tracker have ads?
Neither VCB Digibank nor Expense tracker shows ads.
Which is updated more often, VCB Digibank or Expense tracker?
VCB Digibank ships an update every 2 weeks, and Expense tracker every 4 days. Most recently, VCB Digibank was updated on October 24, 2026 and Expense tracker on October 18, 2026.

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