Comparison

Swish payments vs Bokio Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swish payments

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

Highlights
  • Send money to contacts
  • Pay companies and organizations
  • Split bills
  • Online and in-app payments
  • QR code payments
  • Direct bank transfers
Read full description

Swish allows you to send money to friends, companies and organizations using your mobile phone. It’s perfect for splitting a check at a restaurant, paying for a bargain at a flea market or for sending a gift to charity. You can also pay with Swish when shopping online or in mobile apps from companies offering Swish as a payment option. The money is sent directly into the recipient’s bank account. Scan QR codes to pay in stores. Some stores also offer self-scanning of products. It's easy to get started with Swish. Contact your bank to connect your mobile phone number to Swish, and then simply activate the app. Read more about Swish at www.swish.nu or contact your bank.

About

Bokio Express

This app simplifies business accounting by allowing users to upload documents, track transactions, and manage invoices. Its AI features can read receipts, send reminders, and generate tax reports, helping to reduce errors and save time.

Highlights
  • Upload accounting documents
  • AI receipt reading
  • Transaction tracking
  • Customer invoice management
  • Automated report generation
  • Collaboration with colleagues/accountants
Features
Read full description

Bokio är ett webbaserat bokföringsprogram som gör det enkelt för dig att driva företag! Ta betalt av dina kunder, betala leverantörer, hantera löner och bokför i samma tjänst. ANVÄND BOKIOS APP Med den här appen kan du ladda upp kvitton och fakturor till din bokföring i Bokio. Fota, ladda upp och underlaget synkas automatiskt till din Att göra-lista. Har du Bokio Företagskonto kan du enkelt signera betalningar samt få pushnotis på dina inköp med påminnelse om att fota kvittot direkt. I appen kan du också se bokförda verifikat och kundfakturor. BOKIO - ALLT SOM DITT FÖRETAG BEHÖVER I ETT ENDA PROGRAM - Automatiserad bokföring - Företagskonto - Fakturering - Lönehantering - Bokslut och deklaration - Säkert och alltid tillgängligt SPARA TID - Vårt AI läser av dina kvitton, påminner dig om viktiga datum och genererar rapporter automatiskt. REDUCERA MISSTAGEN - Se dina inköp och betalningar direkt. Använd våra smarta bokföringsmallar som automatiskt bokför på rätt konto. SPARA PENGAR - Administrera ditt företag på ett enda ställe. Välj vår gratisplan eller uppgradera till Balans eller Business för mer automation och effektivitet. LÄT ATT DELA - Bjud in dina kollegor, anställda eller redovisningskonsult till ditt företag.

Screenshots

Swish payments4 screens
Bokio Express4 screens

Verdict

The call

The clearest difference is rating: Swish payments at 4.2 against Bokio Express's 1.0. Swish payments also leads on ratings volume (83 vs 1) and iOS requirement (16.0 vs 18.5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swish payments holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Swish payments has 83 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 40% of Swish payments's written reviews are positive against 44% of Bokio Express's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Swish payments ships an update monthly, Bokio Express every 3 weeks. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
Swish payments versus Bokio Express: the parameters behind the verdict, then further details
ParameterSwish paymentsBokio Express
PriceFreeFree
Rating4.2 (83 ratings) — better1.0 (1 ratings)
Positive reviews40.0% of reviews44.4% of reviews — better
Number of ratings83 — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better18.5
Further details — not scored
Size69 MB41 MB
Age rating4+4+
DeveloperGetswish ABBokio AB

Customer experience

Swish payments

All ratings83 ratings
Positive80.7%
Neutral2.4%
Negative16.9%
Written reviews15 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Bokio Express

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews9 reviews
Positive44.4%
Neutral22.2%
Negative33.3%

In-app purchases

None

Swish payments

No in-app purchases

None

Bokio Express

No in-app purchases

Questions

Is Swish payments free?
Swish payments is free to download, with no in-app purchases.
Is Bokio Express free?
Bokio Express is free to download, with no in-app purchases.
Which has better reviews, Swish payments or Bokio Express?
Swish payments is rated higher. Swish payments averages 4.2 out of 5 from 83 ratings, while Bokio Express averages 1.0 from 1 ratings.
Do Swish payments or Bokio Express have ads?
Neither Swish payments nor Bokio Express shows ads.
Which is updated more often, Swish payments or Bokio Express?
Swish payments ships an update monthly, and Bokio Express every 3 weeks. Most recently, Swish payments was updated on October 23, 2026 and Bokio Express on October 26, 2026.

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