Swish payments vs SEB ID
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swish payments
Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.
- Send money to contacts
- Pay companies and organizations
- Split bills
- Online and in-app payments
- QR code payments
- Direct bank transfers
Read full descriptionHide full description
Swish allows you to send money to friends, companies and organizations using your mobile phone. It’s perfect for splitting a check at a restaurant, paying for a bargain at a flea market or for sending a gift to charity. You can also pay with Swish when shopping online or in mobile apps from companies offering Swish as a payment option. The money is sent directly into the recipient’s bank account. Scan QR codes to pay in stores. Some stores also offer self-scanning of products. It's easy to get started with Swish. Contact your bank to connect your mobile phone number to Swish, and then simply activate the app. Read more about Swish at www.swish.nu or contact your bank.
SEB ID
Securely log in to digital banking services and sign transactions with advanced authentication. This standalone app offers a user-friendly interface for enhanced convenience and broader geographical access to financial channels.
- Secure Login
- Transaction Signing
- User-Friendly Interface
- Enhanced Convenience
- Broader Geographical Coverage
Read full descriptionHide full description
SEB ID is an authentication method designed to enhance access to SEB's digital channels. This standalone mobile application ensures secure login and transaction signing, providing broader geographical coverage and improved convenience. Key features: * Secure Login: Protect your identity with advanced security measures. * Transaction Signing: Easily sign transactions with just a few taps. * User-Friendly Interface: Enjoy a seamless and intuitive user experience. To use SEB ID, you need to be able to log in with your user ID to Business Arena, or log in with your customer ID to Private Wealth Management and Family Office.
Screenshots
Verdict
The clearest difference is rating: SEB ID at 5.0 against Swish payments's 4.2. Swish payments's advantage is ratings volume (83 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SEB ID holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Swish payments has 83 ratings behind it against 2, so its average is the more settled of the two.
Swish payments ships an update monthly, SEB ID every 6 weeks. The most recent releases landed on October 23, 2026 and October 5, 2026 respectively.
| Parameter | Swish payments | SEB ID |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (83 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 83 — better | 2 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 69 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Getswish AB | Skandinaviska Enskilda Banken AB (publ) |
Customer experience
Swish payments
SEB ID
In-app purchases
Swish payments
No in-app purchases
SEB ID
No in-app purchases
Questions
Is Swish payments free?
Is SEB ID free?
Which has better reviews, Swish payments or SEB ID?
Do Swish payments or SEB ID have ads?
Which is updated more often, Swish payments or SEB ID?
Other comparisons
