Comparison

Paganza vs OCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paganza

Send money to contacts, pay recurring bills, and make faster payments at merchants using your phone. Manage all your finances from one place, with options to link bank accounts or use a digital prepaid wallet.

Highlights
  • Send money to contacts
  • Pay recurring bills
  • Mobile payments at merchants
  • Manage over 1,000 services
  • Bill reminders
  • Link bank accounts
  • Digital prepaid wallet
Features
Read full description

Pagá cualquier tipo de factura con cualquier medio de pago. Todo desde la misma app y con la mejor experiencia. **La mejor experiencia para pagar tus facturas** Abonar tus cuentas nunca fue tan simple. Te ofrecemos la experiencia más rápida, intuitiva y segura del mercado para pagar cualquier tipo de factura. Olvidate de las demoras y resolvé todo directamente desde tu celular en cuestión de segundos. **Pagá y gestioná todas tus facturas** Con Paganza pagás todas tus facturas desde un único lugar. Más de 1.000 servicios habilitados: servicios públicos, cuotas de préstamos, tarjetas de crédito, colegios, gastos comunes, seguros. ¡Todo! **Con el sistema de recordatorios te olvidás de las multas y recargos.** Paganza busca tus facturas automáticamente y te avisa para que no te quede ningún pago pendiente. **Usá el medio de pago que quieras** Paganza permite vincular diferentes medios de pago, para que puedas utilizar el que prefieras en cada pago.

About

OCA

Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.

Highlights
  • Biometric login
  • Apply for credit and loans
  • View and download statements
  • Pay credit card bills
  • Mobile recharge
  • Card blocking and unblocking
  • Free transfers
Features
Read full description

¡Hola! Nos seguimos renovando para vos, descubrí todo lo que tenemos y disfrutá al máximo la App OCA: - Accedé con huella digital para más seguridad - Solicitá tu tarjeta de crédito, cuenta OCA Blue, préstamos y seguros - Mirá el estado de cuenta, imprimilo o descargalo - Pagá tu tarjeta de crédito OCA a través de tu cuenta OCA Blue - Recargá tu celular - Bloqueá temporalmente tu OCA si la perdés y desbloqueala si la encontrás - Activá tu cuenta OCA Blue - Realizá transferencias gratis entre cuentas propias o a otras cuentas OCA Blue y demás instituciones financieras - Para más seguridad, con OCA Blue, activá y desactivá las compras internacionales - Descubrí beneficios todos los días Si ya tenés OCA y estás registrado en Mi Cuenta, ingresá con tu cédula y contraseña. Si aún no estás registrado hacelo a través de la App, es rápido y fácil.

Screenshots

Paganza4 screens
OCA4 screens

Verdict

The call

The clearest difference is review sentiment: Paganza at 82% against OCA's 29%. OCA's advantage is rating (4.8 vs 4.0) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OCA holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: OCA has 324 ratings behind it against 54, so its average is the more settled of the two. Written reviews complicate that: 82% of Paganza's written reviews are positive against 29% of OCA's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Paganza ships an update every 5 weeks, OCA every 3 weeks. Both last shipped on October 16, 2026.

Scorecard4 real differences · 6 level
Paganza versus OCA: the parameters behind the verdict, then further details
ParameterPaganzaOCA
PriceFreeFree
Rating4.0 (54 ratings)4.8 (324 ratings) — better
Positive reviews82.2% of reviews — better28.6% of reviews
Number of ratings54324 — better
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size33 MB285 MB
Age rating4+4+
DeveloperPaganzaOCA S.A.

Customer experience

Paganza

All ratings54 ratings
Positive70.4%
Neutral9.3%
Negative20.4%
Written reviews73 reviews
Positive82.2%
Neutral5.5%
Negative12.3%

OCA

All ratings324 ratings
Positive96.3%
Neutral1.9%
Negative1.9%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Bugs and requests

Paganza

Reported bugs

10 issues
  • App does not update
  • App is unstable and crashes repeatedly
  • Interface has many bugs
  • App is very slow
  • App makes the phone overheat
Show 5 more
  • Deposit not confirmed
  • Error when trying to pay
  • Double payments occur
  • Cannot verify phone number
  • Server connection errors

Requested features

4 requests
  • Immediate payment processing
  • Support for all banks
  • iPad app for expense visualization
  • Touch ID integration

OCA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paganza

No in-app purchases

None

OCA

No in-app purchases

Questions

Is Paganza free?
Paganza is free to download, with no in-app purchases.
Is OCA free?
OCA is free to download, with no in-app purchases.
Which has better reviews, Paganza or OCA?
OCA is rated higher. Paganza averages 4.0 out of 5 from 54 ratings, while OCA averages 4.8 from 324 ratings.
Do Paganza or OCA have ads?
Neither Paganza nor OCA shows ads.
Which is updated more often, Paganza or OCA?
Paganza ships an update every 5 weeks, and OCA every 3 weeks. Most recently, Paganza was updated on October 16, 2026 and OCA on October 16, 2026.

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