Paganza vs OCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paganza
Send money to contacts, pay recurring bills, and make faster payments at merchants using your phone. Manage all your finances from one place, with options to link bank accounts or use a digital prepaid wallet.
- Send money to contacts
- Pay recurring bills
- Mobile payments at merchants
- Manage over 1,000 services
- Bill reminders
- Link bank accounts
- Digital prepaid wallet
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Pagá cualquier tipo de factura con cualquier medio de pago. Todo desde la misma app y con la mejor experiencia. **La mejor experiencia para pagar tus facturas** Abonar tus cuentas nunca fue tan simple. Te ofrecemos la experiencia más rápida, intuitiva y segura del mercado para pagar cualquier tipo de factura. Olvidate de las demoras y resolvé todo directamente desde tu celular en cuestión de segundos. **Pagá y gestioná todas tus facturas** Con Paganza pagás todas tus facturas desde un único lugar. Más de 1.000 servicios habilitados: servicios públicos, cuotas de préstamos, tarjetas de crédito, colegios, gastos comunes, seguros. ¡Todo! **Con el sistema de recordatorios te olvidás de las multas y recargos.** Paganza busca tus facturas automáticamente y te avisa para que no te quede ningún pago pendiente. **Usá el medio de pago que quieras** Paganza permite vincular diferentes medios de pago, para que puedas utilizar el que prefieras en cada pago.
OCA
Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.
- Biometric login
- Apply for credit and loans
- View and download statements
- Pay credit card bills
- Mobile recharge
- Card blocking and unblocking
- Free transfers
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¡Hola! Nos seguimos renovando para vos, descubrí todo lo que tenemos y disfrutá al máximo la App OCA: - Accedé con huella digital para más seguridad - Solicitá tu tarjeta de crédito, cuenta OCA Blue, préstamos y seguros - Mirá el estado de cuenta, imprimilo o descargalo - Pagá tu tarjeta de crédito OCA a través de tu cuenta OCA Blue - Recargá tu celular - Bloqueá temporalmente tu OCA si la perdés y desbloqueala si la encontrás - Activá tu cuenta OCA Blue - Realizá transferencias gratis entre cuentas propias o a otras cuentas OCA Blue y demás instituciones financieras - Para más seguridad, con OCA Blue, activá y desactivá las compras internacionales - Descubrí beneficios todos los días Si ya tenés OCA y estás registrado en Mi Cuenta, ingresá con tu cédula y contraseña. Si aún no estás registrado hacelo a través de la App, es rápido y fácil.
Screenshots
Verdict
The clearest difference is review sentiment: Paganza at 82% against OCA's 29%. OCA's advantage is rating (4.8 vs 4.0) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCA holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: OCA has 324 ratings behind it against 54, so its average is the more settled of the two. Written reviews complicate that: 82% of Paganza's written reviews are positive against 29% of OCA's, so the app with the better star average is not the one people write more warmly about.
Paganza ships an update every 5 weeks, OCA every 3 weeks. Both last shipped on October 16, 2026.
| Parameter | Paganza | OCA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (54 ratings) | 4.8 (324 ratings) — better |
| Positive reviews | 82.2% of reviews — better | 28.6% of reviews |
| Number of ratings | 54 | 324 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 33 MB | 285 MB |
| Age rating | 4+ | 4+ |
| Developer | Paganza | OCA S.A. |
Customer experience
Paganza
OCA
Bugs and requests
Paganza
Reported bugs
10 issues- App does not update
- App is unstable and crashes repeatedly
- Interface has many bugs
- App is very slow
- App makes the phone overheat
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- Deposit not confirmed
- Error when trying to pay
- Double payments occur
- Cannot verify phone number
- Server connection errors
Requested features
4 requests- Immediate payment processing
- Support for all banks
- iPad app for expense visualization
- Touch ID integration
OCA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Paganza
No in-app purchases
OCA
No in-app purchases








