Nordea Mobile vs Decionis Shield

Welcome to Nordea! The app puts the entire bank in the palm of your hand, enabling you to do most of your banking swiftly, smoothly and securely. You can test the demo version of the app without logging in. You can access it through Menu before logging in. All information in the demo version is fictitious. Examples of what you can do in the app: YOUR OVERVIEW In the Overview tab, you can view and manage all your finances in one place. You can add, hide or rearrange the order of your content to personalise your experience. In the overview, you'll also find your Profile, where you can find your documents, manage BankID, notification settings and your consents, as well as log out. Quick actions take you straight to several functions, such as Search, helping you find what you need. If you have other banks, you can also add them to get a better overview of your finances. PAY TAB Pay your bills and transfer money, both between your own accounts or to a friend. Here, you can also add and manage both e-invoices and direct debits, simplifying your everyday life. MANAGE YOUR CARDS Connect cards and wearables to Apple Pay for contactless payments. If you forget your PIN code, you can view it here. You can also block your card if needed, and we will send you a new one automatically. Choose the geographic areas where your credit card can be used and restrict the use for online shopping so you can feel safer and get more control of your payments. SAVE AND INVEST In the Invest tab it's easy to keep track of your savings and see how they are performing. Start saving monthly, trade in funds and stocks, or set a goal for your savings. Get suggestions and ideas for new investments through Find Investments. DISCOVER NEW PRODUCTS AND SERVICES In the Services tab, you can open different accounts, apply for credit cards or loans, get digital advice for long-term savings, and much more. GET BETTER CONTROL OF YOUR FINANCES With Insights you get a clear overview of your income and expenditure. Your spending is divided into categories to give you a deeper understanding where your money is going. Here, you can make your own budgets to make it easier to plan and keep track of your expenditure. WE'RE HERE FOR YOU The Help tab contains all the information you need to get help with your banking. Use the Search function, see frequently asked questions and answers, or chat with us directly. If you call us through the app, you have already identified yourself, so we can help you faster. We want to know what you think, so feel free to leave a review or send your feedback directly in the app. For more information, you're welcome to contact us on 0771-22 44 88 or visit nordea.se/appen. Download the app today and get access to all the functions that simplify your banking!

Stop charges you didn't okay. Decionis Shield holds a purchase, a renewal, or an AI agent's spend that goes over your limit until you say yes — and keeps a signed record of what it decided. Its App Store privacy label reads "Data Not Collected." SET A SPENDING LIMIT, THEN FORGET IT One rule per source: Allow, Ask Me, or Block, and a maximum spend. Marketplaces, apps, and AI agents start on Ask Me, so an approval needs you until you decide otherwise. Anything above your limit is held. APPROVE A PURCHASE, OR DON'T When something wants to spend past your limit — a subscription price increase, a renewal you forgot, an agent buying on your behalf — Shield holds it and asks. One tap with Face ID to allow it; one tap to keep it blocked. SEE WHAT'S COMING Coming Up separates the renewals and charges that are scheduled from the ones that are only estimated, so you can cancel a renewal before it charges instead of after. WARN AT CHECKOUT Pair Safari on this iPhone, or Chrome and Edge on your computer, and Shield checks the amount at checkout against your limits. It warns you and keeps the record; it cannot stop a payment for you. DISPUTE A CHARGE WITH PROOF Every held charge can become a Dispute Passport — a signed, shareable record of what was requested and what Shield decided, ready for the day you dispute a charge. KNOW WHAT SHIELD DID THIS WEEK Activity keeps the plain-language record; the weekly Shield Brief adds it up — held, approved, allowed automatically, and what renews next. Shield holds or blocks spending only when it passes through a supported app, agent, or paired browser. Other activity may be visible, but Shield cannot stop it. No budgeting, no ads, no selling your data.