Spendable vs IversusE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendable
This app helps you manage your finances by showing your available spending money at a glance. It focuses on how much you can spend rather than tracking every expense, requiring only your monthly goal and current balance.
- View spendable amount per day
- Input current balance quickly
- Show balance changes in graph/table
- Set custom start day of the month
- Add income/payment items from templates
- Auto-calculate current balance
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Spendable helps you with saving money. You can see the amount that you can spend at a glance. It puts emphasis on not "What you spent money on" but "How much you can spend", so you don't need to record all your daily expenses. All you need to do is inputting the amount of monthly goal and current balance. ■Key Features■ - Simple user interface - View spendable amount per day - Input current balance quickly and easily - Show change of balance in graph and table - Set the start day of the month ■Management of Incomes and Payments■ - Add items from templates - Auto-calculate the current balance when you check items completed ■URL Schemes■ - Launch: spendable:// - Add amount to balance: spendable://add?[amount] - Subtract amount from balance: spendable://subtract?[amount]
IversusE
This role-playing budget calculator helps users track their income and expenses to understand their financial standing. It's designed to improve financial literacy within a household by showing if earnings exceed expenditures after bills are paid.
- Role-playing budget calculator
- Income and expense tracking
- Financial literacy tool
- Household budgeting
- Money left over calculation
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IversusE is a simple yet powerful budgeting and financial planning app designed to help you understand where your money is going and how major financial decisions affect your future. Manage income and expenses, estimate loan payments, and plan debt payoff strategies in one easy-to-use app. Features • Budget Calculator * Create and manage flexible income and expense budgets * Support for one-time and recurring budget items * Compare monthly income and expenses * See whether your budget is positive, balanced, or negative * View monthly and yearly balances * Archive completed items and reuse expired scheduled items • Credit Card Calculator * Estimate payoff dates * See total interest paid over time * Compare the impact of additional payments • Mortgage Calculator * Estimate monthly mortgage payments * Include property taxes and insurance * View total interest and total loan cost * Explore the impact of extra payments • Auto Loan Calculator * Calculate monthly payments * Include taxes, fees, trade-in value, and down payment * View total interest and total cost * Evaluate different financing scenarios • Simple and Practical * Designed for everyday financial planning * Easy-to-read results * Supports iPhone and iPad Whether you're creating a household budget, paying off debt, planning a mortgage, or evaluating an auto loan, IversusE helps you make more informed financial decisions. Disclaimer: This app provides estimates for educational and planning purposes only. Actual loan terms, taxes, fees, and financial results may vary.
Screenshots
Verdict
The clearest difference is review sentiment: IversusE at 100% against Spendable's 38%. IversusE also leads on rating (5.0 vs 1.0). Spendable's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IversusE sells 1 one-off in-app purchase. Spendable asks for nothing beyond the download.
IversusE holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 38% of Spendable's written reviews are positive against 100% of IversusE's.
Spendable ships an update every 6 weeks, IversusE every 5 months. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | Spendable | IversusE |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 37.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 3 — better |
| Update frequency | Every 6 weeks — better | Every 5 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 12 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuta Hirobe | NUMERICALPERSPECTIVES LTD. LIABILITY CO. |
Customer experience
Spendable
IversusE
In-app purchases
Spendable
No in-app purchases
IversusE
- Remove Ads$2.99









