Comparison

Spendable vs IversusE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendable

This app helps you manage your finances by showing your available spending money at a glance. It focuses on how much you can spend rather than tracking every expense, requiring only your monthly goal and current balance.

Highlights
  • View spendable amount per day
  • Input current balance quickly
  • Show balance changes in graph/table
  • Set custom start day of the month
  • Add income/payment items from templates
  • Auto-calculate current balance
Features
Read full description

Spendable helps you with saving money. You can see the amount that you can spend at a glance. It puts emphasis on not "What you spent money on" but "How much you can spend", so you don't need to record all your daily expenses. All you need to do is inputting the amount of monthly goal and current balance. ■Key Features■ - Simple user interface - View spendable amount per day - Input current balance quickly and easily - Show change of balance in graph and table - Set the start day of the month ■Management of Incomes and Payments■ - Add items from templates - Auto-calculate the current balance when you check items completed ■URL Schemes■ - Launch: spendable:// - Add amount to balance: spendable://add?[amount] - Subtract amount from balance: spendable://subtract?[amount]

About

IversusE

This role-playing budget calculator helps users track their income and expenses to understand their financial standing. It's designed to improve financial literacy within a household by showing if earnings exceed expenditures after bills are paid.

Highlights
  • Role-playing budget calculator
  • Income and expense tracking
  • Financial literacy tool
  • Household budgeting
  • Money left over calculation
Features
Read full description

IversusE is a simple yet powerful budgeting and financial planning app designed to help you understand where your money is going and how major financial decisions affect your future. Manage income and expenses, estimate loan payments, and plan debt payoff strategies in one easy-to-use app. Features • Budget Calculator * Create and manage flexible income and expense budgets * Support for one-time and recurring budget items * Compare monthly income and expenses * See whether your budget is positive, balanced, or negative * View monthly and yearly balances * Archive completed items and reuse expired scheduled items • Credit Card Calculator * Estimate payoff dates * See total interest paid over time * Compare the impact of additional payments • Mortgage Calculator * Estimate monthly mortgage payments * Include property taxes and insurance * View total interest and total loan cost * Explore the impact of extra payments • Auto Loan Calculator * Calculate monthly payments * Include taxes, fees, trade-in value, and down payment * View total interest and total cost * Evaluate different financing scenarios • Simple and Practical * Designed for everyday financial planning * Easy-to-read results * Supports iPhone and iPad Whether you're creating a household budget, paying off debt, planning a mortgage, or evaluating an auto loan, IversusE helps you make more informed financial decisions. Disclaimer: This app provides estimates for educational and planning purposes only. Actual loan terms, taxes, fees, and financial results may vary.

Screenshots

Spendable4 screens
IversusE4 screens

Verdict

The call

The clearest difference is review sentiment: IversusE at 100% against Spendable's 38%. IversusE also leads on rating (5.0 vs 1.0). Spendable's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IversusE sells 1 one-off in-app purchase. Spendable asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

IversusE holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 38% of Spendable's written reviews are positive against 100% of IversusE's.

UpkeepUpdate frequency

Spendable ships an update every 6 weeks, IversusE every 5 months. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Spendable versus IversusE: the parameters behind the verdict, then further details
ParameterSpendableIversusE
PriceFreeFree
Rating1.0 (2 ratings)5.0 (3 ratings) — better
Positive reviews37.5% of reviews100.0% of reviews — better
Number of ratings23 — better
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterPaid
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size12 MB7 MB
Age rating4+4+
DeveloperYuta HirobeNUMERICALPERSPECTIVES LTD. LIABILITY CO.

Customer experience

Spendable

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews16 reviews
Positive37.5%
Neutral18.8%
Negative43.8%

IversusE

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Spendable

No in-app purchases

1 purchases

IversusE

One-time1
  • Remove Ads$2.99

Questions

Is Spendable free?
Spendable is free to download, with no in-app purchases.
Is IversusE free?
IversusE is free to download, with in-app purchases available.
Which has better reviews, Spendable or IversusE?
IversusE is rated higher. Spendable averages 1.0 out of 5 from 2 ratings, while IversusE averages 5.0 from 3 ratings.
Do Spendable or IversusE have ads?
IversusE shows ads; Spendable does not.
Which is updated more often, Spendable or IversusE?
Spendable ships an update every 6 weeks, and IversusE every 5 months. Most recently, Spendable was updated on October 18, 2026 and IversusE on October 24, 2026.

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