Spendable vs SubscManage
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendable
This app helps you manage your finances by showing your available spending money at a glance. It focuses on how much you can spend rather than tracking every expense, requiring only your monthly goal and current balance.
- View spendable amount per day
- Input current balance quickly
- Show balance changes in graph/table
- Set custom start day of the month
- Add income/payment items from templates
- Auto-calculate current balance
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Spendable helps you with saving money. You can see the amount that you can spend at a glance. It puts emphasis on not "What you spent money on" but "How much you can spend", so you don't need to record all your daily expenses. All you need to do is inputting the amount of monthly goal and current balance. ■Key Features■ - Simple user interface - View spendable amount per day - Input current balance quickly and easily - Show change of balance in graph and table - Set the start day of the month ■Management of Incomes and Payments■ - Add items from templates - Auto-calculate the current balance when you check items completed ■URL Schemes■ - Launch: spendable:// - Add amount to balance: spendable://add?[amount] - Subtract amount from balance: spendable://subtract?[amount]
SubscManage
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[ The ultimate subscription manager. Visualize your expenses' value at a glance ] Are you paying for subscriptions you forgot about? When was the last time you checked how much you spend each month, and whether those services are truly worth it? SubscManage is not just a ledger. It is a personal assistant designed to centralize your subscription data, analyze value based on your usage, and eliminate unnecessary expenses. --- [ Innovative Features of SubscManage ] 1. Value-based Scoring with Emo Graph Our unique algorithm calculates a Cost-Performance (CP) score based on: [Usage Frequency] x [Satisfaction] x [Importance] / [Monthly Cost]. It automatically grades each service out of 100. - Good (70+ points): High value. Recommended to Keep. - Fair (40-69 points): Moderate value. Periodic Review recommended. - Needs Improvement (under 40 points): Overpriced or underused. Simulation/Cancellation recommended. 2. Real-time Budget Tracking Set your monthly budget limit, and the app instantly calculates if your active monthly or yearly totals fit. View your status marked in color-coded indicators for instant alerts. 3. Multi-currency and Flexible Contracts Manage complex terms like "yearly contract paid monthly." With automatic exchange rate calculation, foreign currencies are converted and consolidated into your base currency. 4. Future-focused Savings Simulation The app automatically lists low-CP services as cancellation candidates. Simply check the suggestions to visualize how much you can save over 3, 6, or 12 months with clean charts before actually canceling. 5. Prevent Forgot-to-Cancel with Smart Notifications Receive timely push alerts before trial periods end or next payment dates. Get notified about inactive services or early termination fee risks, protecting your wallet like a personal bodyguard. 6. Clean Cancellation History Once you cancel a service, simply toggle the switch in the app. It will be excluded from future calculations and alerts while keeping its history safely archived. --- [ Recommended Monthly Routine ] Subscriptions can quietly drain your wallet. Spend a few minutes once a month prompted by our notification: "Notify" -> "Review Dashboard" -> "Simulate" -> "Cancel & Update." This simple cycle can automate significant yearly savings. Take control of your subscriptions today and start optimizing your expenses!
Screenshots
Verdict
The clearest difference is price: Spendable at Free against SubscManage's $5.99. SubscManage's advantage is update cadence (fortnightly vs every 6 weeks) and iOS requirement (13.0 vs 15.0). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Spendable is free to download; SubscManage costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Spendable ships an update every 6 weeks, SubscManage fortnightly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.
| Parameter | Spendable | SubscManage |
|---|---|---|
| Price | Free — better | $5.99 |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuta Hirobe | Fumihiko Hatta |
In-app purchases
Spendable
No in-app purchases
SubscManage
No in-app purchases








