Spendable vs Mirai Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendable
This app helps you manage your finances by showing your available spending money at a glance. It focuses on how much you can spend rather than tracking every expense, requiring only your monthly goal and current balance.
- View spendable amount per day
- Input current balance quickly
- Show balance changes in graph/table
- Set custom start day of the month
- Add income/payment items from templates
- Auto-calculate current balance
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Spendable helps you with saving money. You can see the amount that you can spend at a glance. It puts emphasis on not "What you spent money on" but "How much you can spend", so you don't need to record all your daily expenses. All you need to do is inputting the amount of monthly goal and current balance. ■Key Features■ - Simple user interface - View spendable amount per day - Input current balance quickly and easily - Show change of balance in graph and table - Set the start day of the month ■Management of Incomes and Payments■ - Add items from templates - Auto-calculate the current balance when you check items completed ■URL Schemes■ - Launch: spendable:// - Add amount to balance: spendable://add?[amount] - Subtract amount from balance: spendable://subtract?[amount]
Mirai Wealth
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Wondering, “How much can I safely spend before payday?” See the answer at a glance. Keep personal money private, and share only the accounts, cards, and plans you manage together. Mirai Shushi is a money planner that combines what you have now with upcoming paychecks, rent, card payments, and other plans to show your balance day by day. The more you add, the clearer your lowest future balance becomes. You can make today’s spending decision without learning complicated reports. What you can do • See bank accounts and cards together • View a day-by-day balance from future income and expenses • Track budgets and savings with simple progress bars • Repeat paychecks, rent, bills, and other regular items automatically • Reflect installment and revolving payments in your future • Check key information with widgets and notifications • Practice on the real interface with interactive tutorials We never collect your amounts or transaction details for advertising or analytics. Personal data stays only on your device by default. With Pro, you can optionally sync personal data across your own iPhone, iPad, and Mac through iCloud. Shared household groups are also supported. Money management that is easy to understand—even if budgeting apps never stuck before. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Spendable at none against Mirai Wealth's 1. Spendable also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). Mirai Wealth's advantage is update cadence (every 3 days vs every 6 weeks). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mirai Wealth sells 1 in-app purchase, starting at $1.99 per month. Spendable asks for nothing beyond the download.
Spendable ships an update every 6 weeks, Mirai Wealth every 3 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | Spendable | Mirai Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 12 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuta Hirobe | JIN Takumi |
In-app purchases
Spendable
No in-app purchases
Mirai Wealth
- Mirai Wealth ProPlan Monthly1 Month trial$1.991 Month









