Capitol Bank Mobile Banking vs FMUB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capitol Bank Mobile Banking
Manage your finances on the go by checking balances, viewing transactions, depositing checks, paying bills, and transferring funds. Locate ATMs and branches easily. Requires enrollment in Online Banking.
- Check account balances
- View transaction activity
- Deposit checks via photo
- Pay bills and schedule payments
- Transfer funds between accounts
- Send money to friends and family
- Locate ATMs and branches
Read full descriptionHide full description
Manage your accounts anytime, anywhere from your mobile device. Must be enrolled in Online Banking. The App allows you to access your banking accounts using your existing Access ID and Password. It allows you to check balances, view account activity, deposit checks, pay bills, make transfers between accounts, send and receive money to friends and family, and locate ATMs and branches. ACCOUNT ACTIVITY • View account balances. • View transaction activity. • Detailed transactions list - View the date, amount, and more for transactions. DEPOSIT CHECKS • Take a picture of your check and submit the deposit • View deposit status and history • Transaction limits may apply • Deposits may not be immediately available for withdrawal. TRANSFERS • Make transfers between your Capitol Bank accounts. BILL PAY • Schedule payments and pay bills • Select from a list of existing payees • Send money by mobile phone number and/or email address to friends and family. • Transfer money to your accounts at other financial institutions. BRANCH & ATM LOCATOR • Find Capitol Bank and nearby no fee ATM’s. • Locate using your current location, the zip code, or address. • Receive a list of ATMs with the address and distance from your current location. For more details, refer to the Mobile Banking terms and conditions. Standard message and data rates may apply from your carrier.
FMUB Mobile
Manage your finances conveniently from your iPhone. Access accounts 24/7, review balances and transactions, transfer funds, and pay bills. Locate nearby ATMs and branches securely.
- 24/7 account access
- View balances and transactions
- Transfer funds
- Transaction history
- Bill payment
- ATM and branch locator
Read full descriptionHide full description
Enjoy the conveniences of Mobile Banking* on your iPhone with Farmers & Merchants Union Bank. FEATURES: •Access your accounts 24/7 •Review account balances and transactions •Transfer funds •View transaction history •Pay bills** •Find nearby ATMs and branch locations SECURITY: At Farmers & Merchants Union Bank, we use cutting-edge technology to ensure that all customer information is safe. We protect our customers by using a combination of security measures that are among the best in the e-commerce industry. Farmers & Merchants Union Bank does not charge a fee for utilizing Mobile Banking, however message and data rates may apply. *Internet banking is required to use this service. **Must have Bill Pay setup previously in Online Banking.
Screenshots
Verdict
Capitol Bank Mobile Banking and FMUB Mobile both sit at 4.7 stars, but that hides the real split: 75% of Capitol Bank Mobile Banking's written reviews are positive against 25% of FMUB Mobile's. Capitol Bank Mobile Banking also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Capitol Bank Mobile Banking against 4.8 for FMUB Mobile. Both are backed by a comparable volume of ratings — 139 and 342 respectively. Written reviews are what separate them: 75% of Capitol Bank Mobile Banking's written reviews are positive against 25% of FMUB Mobile's.
Capitol Bank Mobile Banking ships an update every 4 months, FMUB Mobile every 5 months. The most recent releases landed on August 9, 2026 and September 19, 2026 respectively.
| Parameter | Capitol Bank Mobile Banking | FMUB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (139 ratings) | 4.8 (342 ratings) — better |
| Positive reviews | 75.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 139 | 342 — better |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 100 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | Capitol Bank | FARMERS & MERCHANTS UNION BANK (INC) |
Customer experience
Capitol Bank Mobile Banking
FMUB Mobile
In-app purchases
Capitol Bank Mobile Banking
No in-app purchases
FMUB Mobile
No in-app purchases
Questions
Is Capitol Bank Mobile Banking free?
Is FMUB Mobile free?
Which has better reviews, Capitol Bank Mobile Banking or FMUB Mobile?
Do Capitol Bank Mobile Banking or FMUB Mobile have ads?
Which is updated more often, Capitol Bank Mobile Banking or FMUB Mobile?
Other comparisons















