Comparison

Capitol Bank Mobile Banking vs FMUB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Capitol Bank Mobile Banking

Manage your finances on the go by checking balances, viewing transactions, depositing checks, paying bills, and transferring funds. Locate ATMs and branches easily. Requires enrollment in Online Banking.

Highlights
  • Check account balances
  • View transaction activity
  • Deposit checks via photo
  • Pay bills and schedule payments
  • Transfer funds between accounts
  • Send money to friends and family
  • Locate ATMs and branches
Features
Read full description

Manage your accounts anytime, anywhere from your mobile device. Must be enrolled in Online Banking. The App allows you to access your banking accounts using your existing Access ID and Password. It allows you to check balances, view account activity, deposit checks, pay bills, make transfers between accounts, send and receive money to friends and family, and locate ATMs and branches. ACCOUNT ACTIVITY • View account balances. • View transaction activity. • Detailed transactions list - View the date, amount, and more for transactions. DEPOSIT CHECKS • Take a picture of your check and submit the deposit • View deposit status and history • Transaction limits may apply • Deposits may not be immediately available for withdrawal. TRANSFERS • Make transfers between your Capitol Bank accounts. BILL PAY • Schedule payments and pay bills • Select from a list of existing payees • Send money by mobile phone number and/or email address to friends and family. • Transfer money to your accounts at other financial institutions. BRANCH & ATM LOCATOR • Find Capitol Bank and nearby no fee ATM’s. • Locate using your current location, the zip code, or address. • Receive a list of ATMs with the address and distance from your current location. For more details, refer to the Mobile Banking terms and conditions. Standard message and data rates may apply from your carrier.

About

FMUB Mobile

Manage your finances conveniently from your iPhone. Access accounts 24/7, review balances and transactions, transfer funds, and pay bills. Locate nearby ATMs and branches securely.

Highlights
  • 24/7 account access
  • View balances and transactions
  • Transfer funds
  • Transaction history
  • Bill payment
  • ATM and branch locator
Features
Read full description

Enjoy the conveniences of Mobile Banking* on your iPhone with Farmers & Merchants Union Bank. FEATURES: •Access your accounts 24/7 •Review account balances and transactions •Transfer funds •View transaction history •Pay bills** •Find nearby ATMs and branch locations SECURITY: At Farmers & Merchants Union Bank, we use cutting-edge technology to ensure that all customer information is safe. We protect our customers by using a combination of security measures that are among the best in the e-commerce industry. Farmers & Merchants Union Bank does not charge a fee for utilizing Mobile Banking, however message and data rates may apply. *Internet banking is required to use this service. **Must have Bill Pay setup previously in Online Banking.

Screenshots

Capitol Bank Mobile Banking4 screens
FMUB Mobile4 screens

Verdict

The call

Capitol Bank Mobile Banking and FMUB Mobile both sit at 4.7 stars, but that hides the real split: 75% of Capitol Bank Mobile Banking's written reviews are positive against 25% of FMUB Mobile's. Capitol Bank Mobile Banking also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Capitol Bank Mobile Banking against 4.8 for FMUB Mobile. Both are backed by a comparable volume of ratings — 139 and 342 respectively. Written reviews are what separate them: 75% of Capitol Bank Mobile Banking's written reviews are positive against 25% of FMUB Mobile's.

UpkeepUpdate frequency

Capitol Bank Mobile Banking ships an update every 4 months, FMUB Mobile every 5 months. The most recent releases landed on August 9, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
Capitol Bank Mobile Banking versus FMUB Mobile: the parameters behind the verdict, then further details
ParameterCapitol Bank Mobile BankingFMUB Mobile
PriceFreeFree
Rating4.7 (139 ratings)4.8 (342 ratings) — better
Positive reviews75.0% of reviews — better25.0% of reviews
Number of ratings139342 — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size100 MB125 MB
Age rating4+4+
DeveloperCapitol BankFARMERS & MERCHANTS UNION BANK (INC)

Customer experience

Capitol Bank Mobile Banking

All ratings137 ratings
Positive94.2%
Neutral1.5%
Negative4.4%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

FMUB Mobile

All ratings342 ratings
Positive95.9%
Neutral2.0%
Negative2.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

Capitol Bank Mobile Banking

No in-app purchases

None

FMUB Mobile

No in-app purchases

Questions

Is Capitol Bank Mobile Banking free?
Capitol Bank Mobile Banking is free to download, with no in-app purchases.
Is FMUB Mobile free?
FMUB Mobile is free to download, with no in-app purchases.
Which has better reviews, Capitol Bank Mobile Banking or FMUB Mobile?
FMUB Mobile is rated higher. Capitol Bank Mobile Banking averages 4.7 out of 5 from 139 ratings, while FMUB Mobile averages 4.8 from 342 ratings.
Do Capitol Bank Mobile Banking or FMUB Mobile have ads?
Both Capitol Bank Mobile Banking and FMUB Mobile show ads.
Which is updated more often, Capitol Bank Mobile Banking or FMUB Mobile?
Capitol Bank Mobile Banking ships an update every 4 months, and FMUB Mobile every 5 months. Most recently, Capitol Bank Mobile Banking was updated on August 9, 2026 and FMUB Mobile on September 19, 2026.

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