MyFluent vs Loan Express
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFluent
Track your loan application's progress in real time and communicate directly with your dedicated case manager. Upload necessary documents and receive immediate status updates throughout the process.
- Real-time application progress tracking
- Direct communication with Case Manager
- View lender details
- Immediate status updates
- Document upload (P45, P60, payslips)
- Identity verification via phone camera
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MyFluent is a unique application that allows customers to view the progress of their loan application in real time and easily communicate with their dedicated Case Manager. MyFluent for iPhone is free to all Fluent Money customers. With MyFluent, you can: - Track your application by viewing your case notes in real time - Contact your Case Manager directly - View details about your lender - Receive immediate status updates - Upload requested documents such as P45, P60 or payslips - Verify your identity using the camera on your phone
Loan Express
Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.
- Real-time payment processing
- Payment scheduling
- View payment history
- Direct chat with provider
- Fast and easy interface
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Make and schedule your Loan Express payment in real-time. The Loan Express App is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.
Screenshots
Verdict
The clearest difference is review sentiment: MyFluent at 92% against Loan Express's 0%. MyFluent also leads on rating (5.0 vs 3.4) and update cadence (every 3 weeks vs every 19 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyFluent holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews point the same way: 92% of MyFluent's written reviews are positive against 0% of Loan Express's.
MyFluent ships an update every 3 weeks, Loan Express every 19 months. Both last shipped on October 10, 2026.
| Parameter | MyFluent | Loan Express |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | 92.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 5 — better |
| Update frequency | Every 3 weeks — better | Every 19 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 51 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Fluent Money | Financial Operating |
Customer experience
MyFluent
Loan Express
Bugs and requests
MyFluent
Reported bugs
7 issues- Does not upload correctly
- Email bounces back
- Document tab doesn't work
- App doesn't update in line with changes
- New messages slow to appear
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- Slow to show documents
- Has to set up again on two occasions
Requested features
2 requests- Ability to complete forms online
- Touch ID login
Loan Express
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyFluent
No in-app purchases
Loan Express
No in-app purchases
