Transakt vs Jupay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Transakt
This app offers two-factor authentication for enhanced online security. It uniquely links your mobile phone to your accounts, protecting against fraud by encrypting all communication. Securely verify your identity with a simple tap.
- Two-factor authentication
- Phishing and fraud protection
- Account linking
- Encrypted communication
- QR code scanning for activation
- Multiple account support
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Transakt provides two-factor authentication on your mobile phone, protecting you from phishing attacks and other online fraud by uniquely linking your mobile phone to your account (at a bank, for example). The app encrypts all communication between your device and your account provider (e.g. the bank). Multiple accounts from different providers may be added. On installation, the app will request permission to use your mobile’s camera for scanning QR codes. To activate an account in Transakt, you will need to scan a QR code (or enter a sign-up code) given to you by the account provider. Each account provider has their own activation policy, over which Transakt has no control. Please contact the account provider directly should you experience any issues activating an account. Whenever you wish to log in to an account, the app will provide a secure authentication channel between your mobile phone and your account provider using a unique digital certificate placed on your device by Transakt. With a simple tap, you verify your identity and log in securely.
Jupay
Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.
- Free transfers to Ghana
- Instant money delivery
- Mobile wallet and bank account deposits
- Debit card and ACH payments
- Real-time transaction tracking
- FCA, FINTRAC registered
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Jupay is fully registered with FCA in UK, FINTRAC in Canada, and in the United States is a service of Omnex Group, Inc. NMLS# 899521 Send Money from the US, UK and Canada to Ghana for FREE, No Charges. ** Transactions are Instant and arrive in minutes. ** We deliver your funds instantly to Mobile Wallets and Bank Accounts. ** Pay with your Debit Cards or directly from your bank accounts(ACH). ** Fee Free transfers to some select countries. ** Realtime updates of where your money is. ** Awesome support for when you need help.
Screenshots
Verdict
The clearest difference is review sentiment: Jupay at 67% against Transakt's 21%. Jupay also leads on rating (4.7 vs 1.4) and update cadence (fortnightly vs every 3 months). Transakt's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jupay holds the better App Store score, 4.7 against 1.4. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 21% of Transakt's written reviews are positive against 67% of Jupay's.
Transakt ships an update every 3 months, Jupay fortnightly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | Transakt | Jupay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (11 ratings) | 4.7 (2.8K ratings) — better |
| Positive reviews | 20.8% of reviews | 67.4% of reviews — better |
| Number of ratings | 11 | 2.8K — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 15 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Entersekt | Juni Holdings Inc |
Customer experience
Transakt
Jupay
Bugs and requests
Transakt
Not enough reviews yet to summarise bugs or requests.
Jupay
Reported bugs
3 issues- App not opening on some devices
- Issues with adding/updating payment methods
- Pending transactions not being processed
Requested features
3 requests- Update personal information easily
- Improve app stability and performance
- Enhance customer service responsiveness
In-app purchases
Transakt
No in-app purchases
Jupay
No in-app purchases
