Transakt vs Sperrer Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Transakt
This app offers two-factor authentication for enhanced online security. It uniquely links your mobile phone to your accounts, protecting against fraud by encrypting all communication. Securely verify your identity with a simple tap.
- Two-factor authentication
- Phishing and fraud protection
- Account linking
- Encrypted communication
- QR code scanning for activation
- Multiple account support
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Transakt provides two-factor authentication on your mobile phone, protecting you from phishing attacks and other online fraud by uniquely linking your mobile phone to your account (at a bank, for example). The app encrypts all communication between your device and your account provider (e.g. the bank). Multiple accounts from different providers may be added. On installation, the app will request permission to use your mobile’s camera for scanning QR codes. To activate an account in Transakt, you will need to scan a QR code (or enter a sign-up code) given to you by the account provider. Each account provider has their own activation policy, over which Transakt has no control. Please contact the account provider directly should you experience any issues activating an account. Whenever you wish to log in to an account, the app will provide a secure authentication channel between your mobile phone and your account provider using a unique digital certificate placed on your device by Transakt. With a simple tap, you verify your identity and log in securely.
Sperrer Banking
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Sie sind unterwegs und erwarten eine wichtige Zahlung? Oder Sie müssen dringend etwas überweisen? Mit der Sperrer-Banking-App haben Sie Ihre Konten immer dabei. Unterstützt werden viele verschiedene deutsche Kreditinstitute, verschiedene Kreditkarten sowie PayPal. Ihre sensiblen Finanzdaten sind im stark verschlüsselten Datentresor sicher. Die App ist für Sperrer-Kunden kostenlos, Sie müssen lediglich Ihr Konto für das Online-Banking freischalten. Verwalten Sie Ihre Sperrer Bankkonten in einer App – einfach, zuverlässig und sicher. Erledigen Sie Überweisungen, begleichen Sie offene Rechnungen oder tätigen Sie wiederkehrende Zahlungen – unterwegs oder von zuhause. Perfekt kategorisiert und langjährig abrufbar: Splitbuchungen, frei definierbare Kategorien und dynamische Regeln vereinfachen die detaillierte Auswertung der Umsätze – simpel und fast vollautomatisch. Die Funktionen der Sperrer-Banking-App: • Multibanking: in der Sperrer-App verwalten Sie neben Ihren Sperrer-Konten auch die Konten bei anderen Banken. • Girokonto, Tagesgeld, Sparbuch, Wertpapierdepot, Kreditkarte, Festgeld • Saldo, Umsätze, Überweisung, Terminaufträge, Daueraufträge, Lastschriften • Splitbuchungen und frei definierbare Kategorien • Abruf elektronischer Kontoauszüge • Fotoüberweisung & QR-Bezahlcode • und vieles mehr
Screenshots
Verdict
The clearest difference is update cadence: Transakt at every 3 months against Sperrer Banking's every 8 months. Transakt also leads on iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transakt ships an update every 3 months, Sperrer Banking every 8 months. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | Transakt | Sperrer Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (11 ratings) — better | — |
| Positive reviews | 20.8% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 3 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 15 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Entersekt | Bankhaus Ludwig Sperrer KG |
In-app purchases
Transakt
No in-app purchases
Sperrer Banking
No in-app purchases
Questions
Is Transakt free?
Is Sperrer Banking free?
Do Transakt or Sperrer Banking have ads?
Which is updated more often, Transakt or Sperrer Banking?
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