Comparison

Transakt vs Sperrer Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Transakt

This app offers two-factor authentication for enhanced online security. It uniquely links your mobile phone to your accounts, protecting against fraud by encrypting all communication. Securely verify your identity with a simple tap.

Highlights
  • Two-factor authentication
  • Phishing and fraud protection
  • Account linking
  • Encrypted communication
  • QR code scanning for activation
  • Multiple account support
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Transakt provides two-factor authentication on your mobile phone, protecting you from phishing attacks and other online fraud by uniquely linking your mobile phone to your account (at a bank, for example). The app encrypts all communication between your device and your account provider (e.g. the bank). Multiple accounts from different providers may be added. On installation, the app will request permission to use your mobile’s camera for scanning QR codes. To activate an account in Transakt, you will need to scan a QR code (or enter a sign-up code) given to you by the account provider. Each account provider has their own activation policy, over which Transakt has no control. Please contact the account provider directly should you experience any issues activating an account. Whenever you wish to log in to an account, the app will provide a secure authentication channel between your mobile phone and your account provider using a unique digital certificate placed on your device by Transakt. With a simple tap, you verify your identity and log in securely.

About

Sperrer Banking

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Sie sind unterwegs und erwarten eine wichtige Zahlung? Oder Sie müssen dringend etwas überweisen? Mit der Sperrer-Banking-App haben Sie Ihre Konten immer dabei. Unterstützt werden viele verschiedene deutsche Kreditinstitute, verschiedene Kreditkarten sowie PayPal. Ihre sensiblen Finanzdaten sind im stark verschlüsselten Datentresor sicher. Die App ist für Sperrer-Kunden kostenlos, Sie müssen lediglich Ihr Konto für das Online-Banking freischalten. Verwalten Sie Ihre Sperrer Bankkonten in einer App – einfach, zuverlässig und sicher. Erledigen Sie Überweisungen, begleichen Sie offene Rechnungen oder tätigen Sie wiederkehrende Zahlungen – unterwegs oder von zuhause. Perfekt kategorisiert und langjährig abrufbar: Splitbuchungen, frei definierbare Kategorien und dynamische Regeln vereinfachen die detaillierte Auswertung der Umsätze – simpel und fast vollautomatisch. Die Funktionen der Sperrer-Banking-App: • Multibanking: in der Sperrer-App verwalten Sie neben Ihren Sperrer-Konten auch die Konten bei anderen Banken. • Girokonto, Tagesgeld, Sparbuch, Wertpapierdepot, Kreditkarte, Festgeld • Saldo, Umsätze, Überweisung, Terminaufträge, Daueraufträge, Lastschriften • Splitbuchungen und frei definierbare Kategorien • Abruf elektronischer Kontoauszüge • Fotoüberweisung & QR-Bezahlcode • und vieles mehr

Screenshots

Transakt4 screens
Sperrer Banking4 screens

Verdict

The call

The clearest difference is update cadence: Transakt at every 3 months against Sperrer Banking's every 8 months. Transakt also leads on iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Transakt ships an update every 3 months, Sperrer Banking every 8 months. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
Transakt versus Sperrer Banking: the parameters behind the verdict, then further details
ParameterTransaktSperrer Banking
PriceFreeFree
Rating1.4 (11 ratings) — better—
Positive reviews20.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 3 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size15 MB70 MB
Age rating4+4+
DeveloperEntersektBankhaus Ludwig Sperrer KG

In-app purchases

None

Transakt

No in-app purchases

None

Sperrer Banking

No in-app purchases

Questions

Is Transakt free?
Transakt is free to download, with no in-app purchases.
Is Sperrer Banking free?
Sperrer Banking is free to download, with no in-app purchases.
Do Transakt or Sperrer Banking have ads?
Neither Transakt nor Sperrer Banking shows ads.
Which is updated more often, Transakt or Sperrer Banking?
Transakt ships an update every 3 months, and Sperrer Banking every 8 months. Most recently, Transakt was updated on October 20, 2026 and Sperrer Banking on October 9, 2026.

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