Transakt vs Dinapay

Transakt provides two-factor authentication on your mobile phone, protecting you from phishing attacks and other online fraud by uniquely linking your mobile phone to your account (at a bank, for example). The app encrypts all communication between your device and your account provider (e.g. the bank). Multiple accounts from different providers may be added. On installation, the app will request permission to use your mobile’s camera for scanning QR codes. To activate an account in Transakt, you will need to scan a QR code (or enter a sign-up code) given to you by the account provider. Each account provider has their own activation policy, over which Transakt has no control. Please contact the account provider directly should you experience any issues activating an account. Whenever you wish to log in to an account, the app will provide a secure authentication channel between your mobile phone and your account provider using a unique digital certificate placed on your device by Transakt. With a simple tap, you verify your identity and log in securely.

DinaPay is designed to make your digital life easier. We’ve stripped away the complexity of VTU to give you a clean, fast, and secure experience. From data subscriptions to utility bills, DinaPay is the only App you’ll ever need.