Comparison

Adding Machine 10Key Univ Lite vs Embr Burn Your Debts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Adding Machine 10Key Univ Lite

This app emulates a traditional 10-key adding machine for precise calculations. It offers features like reversed operator entry, percentage calculation, and the ability to edit and save paper tape files. The iPad version includes a full-size keypad with audio feedback for enhanced accuracy.

Highlights
  • 10-key adding machine emulation
  • Reversed operator entry
  • Percentage calculation
  • Paper tape editing and saving
  • Export paper tape files
  • TypeTone audio feedback (iPad)
Read full description

'Adding Machine 10Key Univ Lite' behaves like a true '10 Key' or 'adding machine' like those made by Monroe, Casio, Sharp and others. Press asterisk (*) for a total, operator entry is reversed, and calculate percentages by multiplying and adding to a stream of numbers. SEE THE 1ST FAQ BELOW. This universal version works with both iPhone and iPad. The iPad version features a full sized (1:1) keypad with TypeTone, a unique audio aid to help guide your finger back to the center of a key. The total (*) key (iPad or iPhone) can be on either the left or right side (Sharp or Canon style). Also. Review & edit numbers, add or delete lines. Save & retrieve paper tape files. Export paper tape files to iBooks©, Dropbox©, or your favorite printing utility (see the FAQs). 'Lite' Version Description ================== This is the full version of Adding Machine 10Key Univ, but with a reduced number of paper tape lines & other limitations. You can find the full version by searching for 'Adding Machine 10Key Universal' by Richard Silverman in the App Store. ==== Recent Press ===== Has been featured in iTunes "What's Hot" in the Finance Category. Strategic Finance (Tools of the Trade): "If you're looking for a professional desk calculator that can give you full 10-key accounting functions with a tape you can name and save, edit, e-mail, or print, check out Interlocken's 10 Key for iPad." ================= Specifications: ================= . Behaves the same as a '10 Key' adding machine. . Export a PDF file to iBooks©, DropBox©, Email, or your favorite printing utility. . TypeTone - a major innovation to aid accurate key entry using audio feedback (iPad version). . Full size (1:1) keyboard (iPad version). . Select from a menu of keypad sounds. . 400 lines of paper tape history (full version). . 3 display formats: fixed, fix+, float . Save paper tapes to disk for later use. . Correct numbers, add comments, add/delete lines . Two keypads offer the 'total' key on the left or right (Sharp or Canon style) . Comprehensive set of help screens. . 3 Orientations: Landscape Left/Right + Portrait (iPad version) ================ FAQ's Q1. What is the difference between 'Adding Machine 10Key Univ', and 'Accountant Calc' in the App. Store.? A1. Both calculators are single-column adding machines or calculators with full-size (1:1) keypads and are optimized for the iPad User Interface. '10 Key' behaves the same as a 10 Key Adding Machine with reversed operator entry while ‘Accountant Calc’ supports free chaining of +, -, x, /, %, √, 1/x. It is easier to use if you are not familiar with how a '10-key' works. Q2. Can I touch-type? A2. The iPad version comes as close to touch-typing as a touch-screen can be. With ‘TypeTone’, a key will guide your finger back to the center of a key with an audio tone. Q3. How can I edit an incorrect number or add & delete lines from the paper tape? A3. Touch any line of the paper tape for edit mode. Touch the side controls: Add Line, Delete Line. You can also edit numbers, split Add/Sub or Mul/Div groups. Press Done to return to Calculator mode. Q4. Tell me about Email, Printing, and Exporting a Paper Tape. A4. Email includes a pdf attachment. Print requires an AirPrint capable printer. Open-In will cause a menu of 3rd party Apps to appear. Once exported, print directly to a network reachable printer (even if it is NOT AirPrint capable). ============================ INCLUDED IN THIS LITE VERSION: . 16 lines of paper tape history . Limited to 2 keypad sounds . Only save 2 paper histories to disk . Ads for Interlocken products at bottom of display UPGRADE TO THE FULL VERSION IN THE APP STORE TERMS AND CONDITIONS Your use of this application is governed by Interlocken Technology's Terms of Use (http://s354819480.onlinehome.us/InterlockenPrivacyPolicy/Interlocken%20Technology%20Privacy%20Policy.pdf) and Privacy Policy (http://s354819480.onlinehome.us/InterlockenPrivacyPolicy/InterlockenTechnologyTermsOfUse.pdf)

About

Embr Burn Your Debts

Features
Read full description

Embr - Burn Down Debts Take control of your finances with Embr, the ultimate debt payoff planning app! Key Features: • Sleek, Intuitive Interface: Enjoy a user-friendly design that makes managing your debt a breeze. • Instant Calculations: Get real-time updates on your payoff plans with lightning-fast calculations. • Privacy First: Your data is yours alone—Embr features zero data collection to keep your information safe. • Seamless iCloud Sync: Effortlessly access your debt plans across all your Apple devices. Simply input your debt details and watch as Embr generates two personalized payoff plans to keep you motivated on your journey to financial freedom. Want to tackle a specific debt first? Just drag and reorder your debts, and see instant recalculations tailored to your strategy. Developed with a deep understanding of financial needs, Embr’s algorithms have been verified by an accountant to ensure accuracy and effectiveness. With our "Paying Extra" plan, you can prioritize your debts while factoring in interest rates and extra payments, giving you a clear path to becoming debt-free faster. Download Embr today and start your journey to financial empowerment! Special Thank You to my best friend, Austin Buck who created the App Icons, and App Store Previews. He was also incredibly helpful in providing QA to this project and general design guidance.

Screenshots

Adding Machine 10Key Univ Lite4 screens
Embr Burn Your Debts3 screens

Verdict

The call

The clearest difference is price: Adding Machine 10Key Univ Lite at Free against Embr Burn Your Debts's $3.99. Adding Machine 10Key Univ Lite also leads on iOS requirement (12.4 vs 18.0). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Adding Machine 10Key Univ Lite is free to download; Embr Burn Your Debts costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Adding Machine 10Key Univ Lite ships an update every 6 weeks, Embr Burn Your Debts every 3 weeks. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Adding Machine 10Key Univ Lite versus Embr Burn Your Debts: the parameters behind the verdict, then further details
ParameterAdding Machine 10Key Univ LiteEmbr Burn Your Debts
PriceFree — better$3.99
Rating4.3 (192 ratings) — better—
Positive reviews79.6% of reviews—
Number of ratings192 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS12.4 — better18.0
Further details — not scored
Size23 MB10 MB
Age rating4+4+
DeveloperRichard SilvermanBlaine Miller

Bugs and requests

Adding Machine 10Key Univ Lite

Reported bugs

4 issues
  • 3 digits get frozen during calculations
  • Crashed and lost data
  • The "don't ask again" button for reviews does nothing
  • App freezes when switching apps

Requested features

8 requests
  • Ability to set automatic cents
  • Two sales tax rates or ability to deselect items from tax
  • More lines in the free version
  • More screen space on iPhone
  • Ability to add more before clearing
Show 3 more
  • Unlimited tape length
  • Dark mode option
  • One-button clear tape option

Embr Burn Your Debts

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Adding Machine 10Key Univ Lite

No in-app purchases

None

Embr Burn Your Debts

No in-app purchases

Questions

Is Adding Machine 10Key Univ Lite free?
Adding Machine 10Key Univ Lite is free to download, with no in-app purchases.
Is Embr Burn Your Debts free?
Embr Burn Your Debts costs $3.99, with no in-app purchases.
Do Adding Machine 10Key Univ Lite or Embr Burn Your Debts have ads?
Neither Adding Machine 10Key Univ Lite nor Embr Burn Your Debts shows ads.
Which is updated more often, Adding Machine 10Key Univ Lite or Embr Burn Your Debts?
Adding Machine 10Key Univ Lite ships an update every 6 weeks, and Embr Burn Your Debts every 3 weeks. Most recently, Adding Machine 10Key Univ Lite was updated on October 22, 2026 and Embr Burn Your Debts on October 25, 2026.

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