Comparison

My Budget vs BudgetPlnr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budget

Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.

Highlights
  • Fast and simple transaction entry
  • Manage multiple cash, bank, and credit card accounts
  • Financial reports (daily, weekly, monthly, yearly)
  • Data export to CSV or OFX
  • Backup and restore functionality
  • Recurring transactions (Premium)
Features
Read full description

My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).

About

BudgetPlnr

Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.

Highlights
  • Forecast bank balance over months
  • Input income, bills, and expenses
  • Automatic recurring expense calculation
  • Overdraft warnings (amber/red)
  • Plan for future purchases
  • Monthly income/outgoings summary
Features
Read full description

Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use

Screenshots

My Budget4 screens
BudgetPlnr4 screens

Verdict

The call

The clearest difference is rating: BudgetPlnr at 5.0 against My Budget's 4.5. BudgetPlnr also leads on iOS requirement (15.0 vs 17.0). My Budget's advantage is review sentiment (67% vs 36%) and ratings volume (24 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget sells 5 one-off in-app purchases and BudgetPlnr sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

BudgetPlnr holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: My Budget has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 67% of My Budget's written reviews are positive against 36% of BudgetPlnr's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
My Budget versus BudgetPlnr: the parameters behind the verdict, then further details
ParameterMy BudgetBudgetPlnr
PriceFreeFree
Rating4.5 (24 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews — better36.5% of reviews
Number of ratings24 — better1
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size28 MB174 MB
Age rating4+4+
DeveloperSandro StrickerASJ IT Solutions Ltd

Customer experience

My Budget

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews135 reviews
Positive66.7%
Neutral10.4%
Negative23.0%

BudgetPlnr

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews96 reviews
Positive36.5%
Neutral8.3%
Negative55.2%

In-app purchases

5 purchases

My Budget

One-time5
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
Show 2 more
  • Premium$7.99
  • Premium$14.00
4 purchases

BudgetPlnr

Subscriptions2
  • Monthly Pro Subscription$1.991 Month
  • Annual Pro Subscription14 Days trial$5.991 Year
One-time2
  • No Adverts$1.99
  • LifeTime Pro$17.99

Questions

Is My Budget free?
My Budget is free to download, with in-app purchases available.
Is BudgetPlnr free?
BudgetPlnr is free to download, with in-app purchases available.
Which has better reviews, My Budget or BudgetPlnr?
BudgetPlnr is rated higher. My Budget averages 4.5 out of 5 from 24 ratings, while BudgetPlnr averages 5.0 from 1 ratings.
Do My Budget or BudgetPlnr have ads?
Both My Budget and BudgetPlnr show ads.
Which is updated more often, My Budget or BudgetPlnr?
My Budget ships an update every 3 weeks, and BudgetPlnr every 3 weeks. Most recently, My Budget was updated on November 6, 2026 and BudgetPlnr on November 6, 2026.

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