My Budget vs MySpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Budget
Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.
- Fast and simple transaction entry
- Manage multiple cash, bank, and credit card accounts
- Financial reports (daily, weekly, monthly, yearly)
- Data export to CSV or OFX
- Backup and restore functionality
- Recurring transactions (Premium)
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My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).
MySpend
Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.
- Quick expense logging
- Multiple wallet support
- Customizable spending categories
- Shareable expense links
- Real-time sync for shared budgets
- Visual spending analytics
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MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: MySpend at 5.0 against My Budget's 4.5. MySpend also leads on ads (none vs shown) and review sentiment (100% vs 67%). My Budget's advantage is ratings volume (24 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Budget sells 5 one-off in-app purchases and MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
MySpend holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: My Budget has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of My Budget's written reviews are positive against 100% of MySpend's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.
| Parameter | My Budget | MySpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (24 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 24 — better | 1 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Sandro Stricker | Vadim Holub |
Customer experience
My Budget
MySpend
In-app purchases
My Budget
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$4.99
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- Premium$7.99
- Premium$14.00
MySpend
- Weekly Subscription$0.997 Days
- Monthly Subscription3 Days trial$2.991 Month
- Annual Subscription$14.991 Year
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- Forever without Subscription6 Months trial$34.996 Months
- Forever without Subscription$39.99
Questions
Is My Budget free?
Is MySpend free?
Which has better reviews, My Budget or MySpend?
Do My Budget or MySpend have ads?
Which is updated more often, My Budget or MySpend?
Other comparisons
