Comparison

My Budget vs Money Tracker+ Expense Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budget

Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.

Highlights
  • Fast and simple transaction entry
  • Manage multiple cash, bank, and credit card accounts
  • Financial reports (daily, weekly, monthly, yearly)
  • Data export to CSV or OFX
  • Backup and restore functionality
  • Recurring transactions (Premium)
Features
Read full description

My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).

About

Money Tracker+ Expense Manager

This versatile tracking app allows you to log notes, create lists, and monitor various aspects of your life, from expenses and calories to workouts and sleep. Consolidate multiple tracking needs into a single, powerful, and user-friendly application.

Highlights
  • Track anything and everything
  • Consolidate multiple tracking needs
  • Customizable tracking options
  • Automatic data backup
  • Data export to Excel/Google Docs
  • VoiceOver accessibility
Features
Read full description

• Apple “New Year, New You” Favorite • Apple App Store Staff Favorite Lumen Trails lets you take notes, make lists and keep track of other things in your life such as time, workouts, expenses, calories, food, weight, sleep or anything else you can think of, even where you've parked your car. Thousands of people use it every day, and they love it because it truly makes a difference in their lives. “I've been using Lumen Trails for 6 months and continue to love it. One of my most sticky and useful apps ever on my phone.” – David D'Souza The beauty of Lumen Trails is that you can track absolutely anything. There are tons of other apps that allow you to track one or two things, for example, calories and weight. But what if you decide to track something else? Say, how many cigarettes you smoke as you try to quit, your eating habits or even net worth? Lumen Trails is the app for that! Instead of having one app for your to-do lists, one for tracking expenses, another one for tracking your weight, you can declutter your home screen and just have one app that does it all. Designed exclusively for the iPhone, iPod touch, and iPad, Lumen Trails is incredibly powerful, easy to use, and looks beautiful on the Retina Display. It can even backup your data automatically to Google Drive, sync with iCloud, and is fully accessible with Apple VoiceOver in 8 languages. There's nothing that comes even close to it. And to top it all, your data is not locked on your iPhone. You can export it to Excel or Google Docs. So what's truly important to you right now? Your Health? Fitness? Finances? Productivity? Track it and get things done! :: Have a Question? We are here to help. Email us at support@lumenspark.com, or find us on Twitter @lumentrails.

Screenshots

My Budget4 screens
Money Tracker+ Expense Manager4 screens

Verdict

The call

The clearest difference is ads: Money Tracker+ Expense Manager at none against My Budget's shown. Money Tracker+ Expense Manager also leads on review sentiment (90% vs 67%) and ratings volume (182 vs 24). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget sells 5 one-off in-app purchases and Money Tracker+ Expense Manager sells 1 in-app purchase, starting at $49.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for My Budget against 4.5 for Money Tracker+ Expense Manager. That said, the two scores are not equally well evidenced: Money Tracker+ Expense Manager has 182 ratings behind it against 24, so its average is the more settled of the two. Written reviews are what separate them: 67% of My Budget's written reviews are positive against 90% of Money Tracker+ Expense Manager's.

UpkeepUpdate frequency

My Budget ships an update every 3 weeks, Money Tracker+ Expense Manager every 2 weeks. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

Scorecard4 real differences · 6 level
My Budget versus Money Tracker+ Expense Manager: the parameters behind the verdict, then further details
ParameterMy BudgetMoney Tracker+ Expense Manager
PriceFreeFree
Rating4.5 (24 ratings) — better4.5 (182 ratings)
Positive reviews66.7% of reviews90.4% of reviews — better
Number of ratings24182 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size28 MB22 MB
Age rating4+4+
DeveloperSandro StrickerLumen Spark LLC

Customer experience

My Budget

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews135 reviews
Positive66.7%
Neutral10.4%
Negative23.0%

Money Tracker+ Expense Manager

All ratings182 ratings
Positive89.0%
Neutral3.8%
Negative7.1%
Written reviews767 reviews
Positive90.4%
Neutral3.0%
Negative6.6%

Bugs and requests

My Budget

Not enough reviews yet to summarise bugs or requests.

Money Tracker+ Expense Manager

Reported bugs

3 issues
  • App becoming unusable after updates
  • Unexpected subscription charges
  • Data loss or sync issues

Requested features

4 requests
  • Integration with other apps and services
  • More advanced analytics and reporting
  • Customizable templates and icons
  • Improved syncing and backup options

In-app purchases

5 purchases

My Budget

One-time5
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
Show 2 more
  • Premium$7.99
  • Premium$14.00
1 purchases

Money Tracker+ Expense Manager

Subscriptions1
  • Lumen Trails$49.991 Year

Questions

Is My Budget free?
My Budget is free to download, with in-app purchases available.
Is Money Tracker+ Expense Manager free?
Money Tracker+ Expense Manager is free to download, with in-app purchases available.
Which has better reviews, My Budget or Money Tracker+ Expense Manager?
My Budget is rated higher. My Budget averages 4.5 out of 5 from 24 ratings, while Money Tracker+ Expense Manager averages 4.5 from 182 ratings.
Do My Budget or Money Tracker+ Expense Manager have ads?
My Budget shows ads; Money Tracker+ Expense Manager does not.
Which is updated more often, My Budget or Money Tracker+ Expense Manager?
My Budget ships an update every 3 weeks, and Money Tracker+ Expense Manager every 2 weeks. Most recently, My Budget was updated on November 6, 2026 and Money Tracker+ Expense Manager on November 1, 2026.

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