Comparison

My Budget vs Budget Projects

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budget

Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.

Highlights
  • Fast and simple transaction entry
  • Manage multiple cash, bank, and credit card accounts
  • Financial reports (daily, weekly, monthly, yearly)
  • Data export to CSV or OFX
  • Backup and restore functionality
  • Recurring transactions (Premium)
Features
Read full description

My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).

About

Budget Projects

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

Highlights
  • Create unlimited budgets
  • Recurring budget options
  • Progress bar for budget tracking
  • Detailed financial reports and charts
  • Customizable categories
  • Transaction search and export
  • Passcode and Touch ID protection
Features
Read full description

Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.

Screenshots

My Budget4 screens
Budget Projects4 screens

Verdict

The call

The clearest difference is update cadence: My Budget at every 3 weeks against Budget Projects's every 6 months. My Budget also leads on rating (4.5 vs 4.3). Budget Projects's advantage is device support (4 vs 2) and ratings volume (80 vs 24). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget sells 5 one-off in-app purchases and Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

My Budget holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 24 and 80 respectively. Written reviews point the same way: 67% of My Budget's written reviews are positive against 62% of Budget Projects's.

UpkeepUpdate frequency

My Budget ships an update every 3 weeks, Budget Projects every 6 months. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
My Budget versus Budget Projects: the parameters behind the verdict, then further details
ParameterMy BudgetBudget Projects
PriceFreeFree
Rating4.5 (24 ratings) — better4.3 (80 ratings)
Positive reviews66.7% of reviews — better62.4% of reviews
Number of ratings2480 — better
Update frequencyEvery 3 weeks — betterEvery 6 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS17.016 — better
Further details — not scored
Size28 MB38 MB
Age rating4+4+
DeveloperSandro StrickerLINKLINKS LTD

Customer experience

My Budget

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews135 reviews
Positive66.7%
Neutral10.4%
Negative23.0%

Budget Projects

All ratings80 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews117 reviews
Positive62.4%
Neutral7.7%
Negative29.9%

Bugs and requests

My Budget

Not enough reviews yet to summarise bugs or requests.

Budget Projects

Reported bugs

10 issues
  • App crashes when creating budgets
  • Recurring costs not deducted from associated budgets
  • Date field defaults to January instead of current date
  • Ads appearing in center of screen and not closeable
  • Data erased after app updates
Show 5 more
  • App freezes or becomes unresponsive
  • Transactions showing as 'earned' instead of 'spent'
  • Incompatibility with iOS 15 and later
  • Unexpected charges for in-app purchases
  • Budgets disappearing without explanation

Requested features

11 requests
  • In-app tutorial or contextual help menu
  • Automatic transaction entry from bank accounts
  • Biweekly recurring payment option
  • Default time setting for all transactions
  • Monthly calendar view of expenses
Show 6 more
  • Ability to change budget cycle date
  • Zero-dollar budget groups for tracking unexpected expenses
  • Better UI/UX design and layout improvements
  • Easier decimal entry without calculator
  • Multi-month or year-long budget tracking
  • Improved customer support responsiveness

In-app purchases

5 purchases

My Budget

One-time5
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
Show 2 more
  • Premium$7.99
  • Premium$14.00
3 purchases

Budget Projects

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time2
  • Remove Ads Forever$9.99
  • Unlimited Transactions$11.99

Questions

Is My Budget free?
My Budget is free to download, with in-app purchases available.
Is Budget Projects free?
Budget Projects is free to download, with in-app purchases available.
Which has better reviews, My Budget or Budget Projects?
My Budget is rated higher. My Budget averages 4.5 out of 5 from 24 ratings, while Budget Projects averages 4.3 from 80 ratings.
Do My Budget or Budget Projects have ads?
Both My Budget and Budget Projects show ads.
Which is updated more often, My Budget or Budget Projects?
My Budget ships an update every 3 weeks, and Budget Projects every 6 months. Most recently, My Budget was updated on October 16, 2026 and Budget Projects on October 24, 2026.

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