Comparison

CheckPlease! vs iOweYou

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CheckPlease!

Easily manage shared expenses and debts among groups. Track who paid for what and calculate individual balances. Settle up debts efficiently with clear reports sent via email.

Highlights
  • Register bills and assign payers
  • Calculate individual balances
  • Track debt settlement
  • Email balance reports
  • Email settlement details
Read full description

Settle up your depts when being in a group of different payers. Register the bills and who they are valid for. The App calculates balances and how to settle up. Email of balance report and settlement is available inside the app.

About

iOweYou

Features
Read full description

Making Debt Tracking Fun and Easy! Managing debts has never been this fun and hassle-free! With iOweYou, you can easily keep track of what you owe and what you’re owed. Whether it's splitting rent with roommates, tracking shared expenses with friends, or just remembering who bought dinner last time, iOweYou has got you covered. Create and join contracts with friends to keep everything transparent and organized. Add new deals with just a few taps, and let your friends approve or dispute them. When it’s time to settle up, simply choose the statement period and get everything squared away with ease. And don’t worry about losing track – all your past statements are archived and accessible whenever you need them. iOweYou is your go-to app for managing debts, ensuring that you never miss a payment and always stay on top of your finances. Download now and take the stress out of debt tracking!

Screenshots

CheckPlease!3 screens
iOweYou4 screens

Verdict

The call

The clearest difference is ads: CheckPlease! at none against iOweYou's shown. CheckPlease! also leads on iOS requirement (11.0 vs 17.6). iOweYou's advantage is update cadence (every 2 months vs every 38 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CheckPlease! ships an update every 38 months, iOweYou every 2 months. The most recent releases landed on October 7, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
CheckPlease! versus iOweYou: the parameters behind the verdict, then further details
ParameterCheckPlease!iOweYou
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 38 monthsEvery 2 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better17.6
Further details — not scored
Size0 MB22 MB
Age rating4+4+
DeveloperTore StigbrandNikolai Nobadi

In-app purchases

None

CheckPlease!

No in-app purchases

None

iOweYou

No in-app purchases

Questions

Is CheckPlease! free?
CheckPlease! is free to download, with no in-app purchases.
Is iOweYou free?
iOweYou is free to download, with no in-app purchases.
Do CheckPlease! or iOweYou have ads?
iOweYou shows ads; CheckPlease! does not.
Which is updated more often, CheckPlease! or iOweYou?
CheckPlease! ships an update every 38 months, and iOweYou every 2 months. Most recently, CheckPlease! was updated on October 7, 2026 and iOweYou on September 17, 2026.

Other comparisons