Comparison

CMO Mobile Payment vs NPPGov Vendor Partner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CMO Mobile Payment

Facilitate payments securely using your mobile device. Link your phone number to a bank account or card to transform your smartphone into a payment tool. Request one-time passwords for secure transactions and discover participating merchants.

Highlights
  • Pay bills via mobile phone
  • Link mobile number to bank account/card
  • Secure One-Time-Password (OTP) authentication
  • List of participating merchants
  • News and offers updates
  • Private data protection
Features
Read full description

Changing the way you pay. CMO is available for download on any smart device, and facilitates your payment method no matter what mobile platform you use it on. The CMO Mobile Payment application is a service that: -Lets you pay your bills simply by using your mobile phone -Links your mobile number to an existing bank account (whether it’s your current account or actual card), and transforms your mobile phone into a secure payment tool -Allows you to request a One-Time-Password (OTP) via the application itself or via SMS -Provides a list of participating CMO merchants -Updates you with the latest news and offers available CMO is: Easy to use - Easily accessible and simple to use when making payments Secure - The One-Time-Password “OTP” ensures payments stay safe and secure An application only you control CMO requires you to get a One-Time-Password “OTP” that must be entered before making a purchase. This OTP prevents any unauthorized access or payments made to your account. An application that exposes nothing When you link the your mobile number to an existing bank account or card, the account or card information never appear on the phone screen. Your private data stays private. How it works: When making a payment using CMO, you will be prompted to provide an OTP to authenticate the transaction. You can request an OTP from the CMO application itself. Once an OTP is received, the merchant you are shopping at uses it to authenticate the payment and the transaction is successfully processed.

About

NPPGov Vendor Partner

This app offers tools for vendors to assist customers in accessing cooperative contracts. It allows access to contracted pricing, sharing of important documents, and tracking of sales history. Users can also access marketing resources and the NPPGov helpline.

Highlights
  • Customer enrollment and Member ID access
  • Contracted pricing for accurate quotes
  • Direct sharing of Master Price Agreement and other documents
  • Sales tracking and document submission
  • Access to sales history
  • NPPGov helpline access
  • Marketing resource viewing and emailing
Features
Read full description

The NPPGov Vendor Partner App provides all the tools you need to help your customers access cooperative contracts with NPPGov. • Obtain your customer’s Member ID or help them enroll. • Access contracted pricing to accurately quote customers. • Share important documents like the Master Price Agreement, Contract Synopsis, and Intergovernmental Agreement, directly from the app. • Track your sales and share sales documents back with NPPGov, easily. • Provides access to your sales history with NPPGov. • Access NPPGov’s helpline. • View or Email marketing resources: Contract Overviews, Co-branded flyers, and other tools. Download the NPP Vendor Partner Rep Portal App today for an enhanced vendor partner and member experience.

Screenshots

CMO Mobile Payment4 screens
NPPGov Vendor Partner4 screens

Verdict

The call

The clearest difference is rating: NPPGov Vendor Partner at 5.0 against CMO Mobile Payment's 4.0. NPPGov Vendor Partner also leads on update cadence (every 3 weeks vs every 2 months). CMO Mobile Payment's advantage is ratings volume (5 vs 1) and iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NPPGov Vendor Partner holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: CMO Mobile Payment has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CMO Mobile Payment ships an update every 2 months, NPPGov Vendor Partner every 3 weeks. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
CMO Mobile Payment versus NPPGov Vendor Partner: the parameters behind the verdict, then further details
ParameterCMO Mobile PaymentNPPGov Vendor Partner
PriceFreeFree
Rating4.0 (5 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings5 — better1
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.0 — better12.0
Further details — not scored
Size15 MB25 MB
Age rating4+4+
DeveloperCMO HOLDINGS LIMITEDNational Purchasing Partners, LLC

Customer experience

CMO Mobile Payment

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

NPPGov Vendor Partner

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CMO Mobile Payment

No in-app purchases

None

NPPGov Vendor Partner

No in-app purchases

Questions

Is CMO Mobile Payment free?
CMO Mobile Payment is free to download, with no in-app purchases.
Is NPPGov Vendor Partner free?
NPPGov Vendor Partner is free to download, with no in-app purchases.
Which has better reviews, CMO Mobile Payment or NPPGov Vendor Partner?
NPPGov Vendor Partner is rated higher. CMO Mobile Payment averages 4.0 out of 5 from 5 ratings, while NPPGov Vendor Partner averages 5.0 from 1 ratings.
Do CMO Mobile Payment or NPPGov Vendor Partner have ads?
Neither CMO Mobile Payment nor NPPGov Vendor Partner shows ads.
Which is updated more often, CMO Mobile Payment or NPPGov Vendor Partner?
CMO Mobile Payment ships an update every 2 months, and NPPGov Vendor Partner every 3 weeks. Most recently, CMO Mobile Payment was updated on October 15, 2026 and NPPGov Vendor Partner on October 13, 2026.

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