Comparison

福卡 vs 融e生活

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

福卡

Features
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福卡是裕福支付有限公司发行和受理的全国性多用途预付费卡,福卡APP依托裕福支付系统和支付通道为用户提供福卡管理、线上裕福支付消费、商户查询、线下扫码或刷卡交易等服务,同时支持手机充值、生活缴费、企业预订单提交、ETC服务等功能。

About

融e生活

This app offers a comprehensive suite of financial and lifestyle services for Shenzhen ICBC cardholders. Manage your accounts, make transfers, invest wisely, and access exclusive lifestyle deals and services.

Highlights
  • Account balance and transaction history
  • Fee-free transfers and remittances
  • Smart investment recommendations
  • Mobile top-ups and movie ticket purchases
  • Exclusive lifestyle discounts and deals
  • Traffic violation processing
  • Travel installment payments
Features
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融e生活,深圳工行移动金融生活圈。 深圳工行出品,只要你拥有深圳工商银行卡,就可享受到我们为你提供的金融生活大礼包,快来下载融e生活,感受下我们满满的诚意吧! 【金融功能】 融e查:以曲线图和时间轴的形式快速展现储蓄卡、信用卡余额和明细; 转账汇款:全国、同行、跨行、实时到账、免手续费; 微转账:新型的转账模式,通过融e生活付款、微信收款的方式,使转账形式更多样、更丰富; 卡券包:融e生活将不定期送出话费充值,电影票兑换券,领取后可转赠好友; 融e智投:根据你的风险偏好,为你推荐适合的产品,实现智能理财、智能投资; 金融社保卡:轻轻一点,足不出户便可办理你的专属社保卡; 金融信息查询:除了获取最新的金融资讯,还可以实时查询存贷款利率、人民币汇率、贵金属价格等主要金融信息; 随心存:闲钱赚收益,银行级别的安全保护,灵活方便省心; 信用卡:还工行信用卡,还他行信用卡,跨行还款,实时到账; 卡卡归集:自定义制定资金划转计划。 【生活圈】 电影票:深圳主流影院在线选座购票,每周还有超低价购票机会; 手机充值:支持移动联通电信,充值优惠,每次都有惊喜; 摇一摇:每天摇一摇,礼品带回家; 爱购优惠:推出超低折扣项目,让你提升生活品质,尽享优惠; 漂流伞:下雨了,不用愁。你的专属雨伞已准备好,请签收; 卡吉兔:汇总境外各类生活用品,轻轻一点,逛遍世界; 交通违章:精准全国查询,快速专业办理。让每一次违章办理更简单、更快速; 首付游:分期付款,说走就走的旅游模式你值得拥有; e代驾:为你提供更全面、专业的车辆服务。 如有疑问,联系我们:yinyuchu@sz.icbc.com.cn 温馨提示: 本应用中涉及的所有活动和抽奖均由中国工商银行深圳市分行提供,与苹果公司无关。

Screenshots

福卡4 screens
融e生活4 screens

Verdict

The call

The clearest difference is rating: 融e生活 at 5.0 against 福卡's 3.7. 福卡's advantage is review sentiment (67% vs 32%) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

融e生活 holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews complicate that: 67% of 福卡's written reviews are positive against 32% of 融e生活's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

福卡 ships an update every 3 weeks, 融e生活 every 2 months. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
福卡 versus 融e生活: the parameters behind the verdict, then further details
Parameter福卡融e生活
PriceFreeFree
Rating3.7 (3 ratings)5.0 (2 ratings) — better
Positive reviews66.7% of reviews — better31.8% of reviews
Number of ratings3 — better2
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size64 MB71 MB
Age rating4+17+
DeveloperYuFu Network Technology Co.,LtdIndustrial and Commercial Bank of China

Customer experience

福卡

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

融e生活

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive31.8%
Neutral27.3%
Negative40.9%

In-app purchases

None

福卡

No in-app purchases

None

融e生活

No in-app purchases

Questions

Is 福卡 free?
福卡 is free to download, with no in-app purchases.
Is 融e生活 free?
融e生活 is free to download, with no in-app purchases.
Which has better reviews, 福卡 or 融e生活?
融e生活 is rated higher. 福卡 averages 3.7 out of 5 from 3 ratings, while 融e生活 averages 5.0 from 2 ratings.
Do 福卡 or 融e生活 have ads?
Neither 福卡 nor 融e生活 shows ads.
Which is updated more often, 福卡 or 融e生活?
福卡 ships an update every 3 weeks, and 融e生活 every 2 months. Most recently, 福卡 was updated on September 18, 2026 and 融e生活 on September 22, 2026.

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