Comparison

Millennium bim Smart IZI vs e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Millennium bim Smart IZI

Manage your finances with an intuitive interface, offering privacy controls and quick access to banking services. Easily view accounts, make transfers, pay bills, and track your assets with customizable alerts and notifications.

Highlights
  • Intuitive navigation with product carousel
  • Privacy mode to hide account balances
  • Quick access to alerts and settings
  • Customizable segment themes and colors
  • Push notifications for alerts and bank news
  • Multiple transfer options (intrabank, interbank, mobile)
  • Various payment options (bills, vouchers, INSS)
Features
Read full description

Navigation mode The first great feature of this new version is the Look and Feel, which comes along with new colours, layouts, as well as new menus and buttons. The new Smart IZI layout offers you a different navigation mode from the previous one. Now, after logging in, you can slide to the left or right on the products carousel and have an overview of all your products: accounts, cards, savings and loans. To make it even easier to navigate through the App, the new version of Smart IZI has a fixed navigation bar at the bottom of the screen where you can quickly access to "day-by-day", "transfer", " pay" and "more". Privacy mode The new version of Smart IZI brings with it the Privacy mode. Designed to ensure a higher confidentiality level of your financial information. With this new mode, you can always choose whether to hide or not your account balances after authentication. Quick Access Because simplifying is "making it more IZI", the new app has quick navigation options in the top right corner of the "day-by-day" feature: Alerts, Settings and Exit button. Segment Theme/Colors Now your App can distinguish your segment and define the colours of the visual components according to the Segment to which you belong. Alerts / Push Notifications Getting useful information about your assets and news about your Bank has become easier! Simply select the alert icon on the main page. Make sure to access settings first and enable the reception of Push-Notifications. Settings In this private area, you can easily: View and delete favourites; View authorization codes; Change the IZI PIN; Register / Update e-mail; Reset your Internet Banking password * (new); Enable / Disable the biometric configuration Enable / Disable the reception of Push-Notifications (Alerts) Products Carousel Navigating left or right, you will be able to view all your products (accounts, cards, savings, savings and loans) and also perform some specific operations for each product. You can also check movements, balances or details of the specific product by selecting the “More details” option. Transfer Performing transfer operations has never been easier, this option is also in the navigation bar. See here the type of transfers available for you: Intrabank Transfers Interbank Transfers Transfer for Phone Mobile Transfers M-Pesa E-Mola * (new); Schedules Pay Whenever you want to pay for a service, just click on “Pay” on the navigation bar. Here you can make the following payments: Credelec; Vouchers for Phone; Packages for TV; Bill Payments; INSS payment * (new); Cash Directo. More Here we have other no less important operations available to you, such as: Read QR  Code; Generate QR  Code; Savings IZI Withdrawal Request Check Book Send Invitations (only available to Prestige Customers) You can also view our Contacts, Branches and the current exchange rate. Patrimony You will be able to view your assets and liabilities in a graphic and intuitive way, just by clicking on the Patrimony button right below the product carousel. Favourites Paying and transferring can be even faster! Save your favourite transactions and re-use them whenever you want to make a next transaction. To do this, just select the option "Add as Favourite", at the end of the transaction, and that's it! Access requirements You can access Smart IZI through any device with the application installed. Use your mobile banking credentials to access the application, namely, cell phone number associated with the channel and the 4-digit access PIN, known as IZI PIN.   Millennium bim. Aqui Consigo.

About

e

Manage your finances easily with this mobile service. Deposit, withdraw, transfer funds, pay bills, and more through your phone. Enjoy a fast, safe, and convenient way to handle your money.

Highlights
  • Deposit and withdraw money
  • Transfer funds to any cell phone
  • Receive money from bank accounts
  • Pay bills and services
  • Buy airtime and electricity
  • Check account balance
Features
Read full description

e-Mola is an easiest mobile financial management service that allows customer to deposit, withdraw, transfer money, buy CREDELEC, buy credit, pay wages and more in fast, safe and convenient way through the code *898# on your cell phone. To become one of the best mobile money services in Mozambique, we launched the App named as e-Mola that would help you increase more experience. Through the App, we would like to make your life easier, more modern, safer. Which e-Mola App you can do: Transfer money to any cell phone in Mozambique. Receive money from the Bank accounts and vice versa. Receive money from South Africa. Withdraw money Buy CREDELEC Buy water/TV. Receive salary Check your balance etc. Why use e-Mola: - Free register and open account - Free maintain account - No minimum balance - Support 24/7 ATM - Support from Movitel Customer Care and Network agent.

Screenshots

Millennium bim Smart IZI4 screens
e4 screens

Verdict

The call

The clearest difference is update cadence: Millennium bim Smart IZI at monthly against e's every 3 months. Millennium bim Smart IZI also leads on review sentiment (61% vs 50%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.1 for Millennium bim Smart IZI against 4.0 for e. Both are backed by a comparable volume of ratings — 16 and 9 respectively. Written reviews are what separate them: 61% of Millennium bim Smart IZI's written reviews are positive against 50% of e's.

UpkeepUpdate frequency

Millennium bim Smart IZI ships an update monthly, e every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Millennium bim Smart IZI versus e: the parameters behind the verdict, then further details
ParameterMillennium bim Smart IZIe
PriceFreeFree
Rating4.1 (16 ratings) — better4.0 (9 ratings)
Positive reviews61.1% of reviews — better50.0% of reviews
Number of ratings16 — better9
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size166 MB62 MB
Age rating4+4+
DeveloperMillennium bcpMovitel SA

Customer experience

Millennium bim Smart IZI

All ratings16 ratings
Positive68.8%
Neutral18.8%
Negative12.5%
Written reviews18 reviews
Positive61.1%
Neutral11.1%
Negative27.8%

e

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Millennium bim Smart IZI

No in-app purchases

None

e

No in-app purchases

Questions

Is Millennium bim Smart IZI free?
Millennium bim Smart IZI is free to download, with no in-app purchases.
Is e free?
e is free to download, with no in-app purchases.
Which has better reviews, Millennium bim Smart IZI or e?
Millennium bim Smart IZI is rated higher. Millennium bim Smart IZI averages 4.1 out of 5 from 16 ratings, while e averages 4.0 from 9 ratings.
Do Millennium bim Smart IZI or e have ads?
Neither Millennium bim Smart IZI nor e shows ads.
Which is updated more often, Millennium bim Smart IZI or e?
Millennium bim Smart IZI ships an update monthly, and e every 3 months. Most recently, Millennium bim Smart IZI was updated on November 6, 2026 and e on November 3, 2026.

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