云南农信企业手机银行 vs 360信用钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
云南农信企业手机银行
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本软件是云南省农村信用社专为使用iOS系统的企业用户开发的手机银行客户端。该软件提供包括网点地图、账户查询、转账汇款、交易授权、企业贷款、财务分析等多项功能,方便您随时随地享受云南省农村信用社专业金融服务。本软件为免费下载软件,支持的固件版本为iOS8或更高版本,建议使用iOS9.0或更高版本。 在安全方面,采用数据全程加密、设备绑定、人脸识别、云证书、短信验证码、密码超时保护等多种安全措施,全面保障客户资金安全。
360信用钱包
This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.
- Personal credit assessment
- Installment purchases
- Cash loans
- Consumer finance
- Big data technology
- Machine learning
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产品优势: - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用,致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购,分期借等多种现金消费形式,旨在向用户提供正规、便捷、省心的分期消费体验,提升用户的消费生活品质。 - 先消费后还款,分期立享所爱 - 费率透明:年化利率(单利)7.2%-24%(以审核为准); 温馨提示: - 客服/投诉热线:400-6030360(周一至周日:8:00 - 24:00) - 贷款额度、利率,放款时间以实际审核为准; - 福利活动仅抵扣部分利息,详细优惠方式以APP内活动规则为准; (新用户限时最长免息 30天,最高免息65元,借12期享最后一期免息) - 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。
Screenshots
Verdict
The clearest difference is review sentiment: 360信用钱包 at 86% against 云南农信企业手机银行's 30%. 360信用钱包 also leads on update cadence (every 3 weeks vs every 3 months) and iOS requirement (13.0 vs 15). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
云南农信企业手机银行 ships an update every 3 months, 360信用钱包 every 3 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | 云南农信企业手机银行 | 360信用钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (6 ratings) — better |
| Positive reviews | 30.0% of reviews | 86.4% of reviews — better |
| Number of ratings | — | 6 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15 | 13.0 — better |
| Further details — not scored | ||
| Size | 84 MB | 85 MB |
| Age rating | 4+ | 17+ |
| Developer | 云南省农村信用社 | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
云南农信企业手机银行
360信用钱包
In-app purchases
云南农信企业手机银行
No in-app purchases
360信用钱包
No in-app purchases







