iSpending HD vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending HD
This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.
- Track income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode lock
- Export transactions via email
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If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.
Budget Tracker
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Take control of your finances with intelligent tracking, flexible labels, and powerful insights. RECEIPT SCANNER Snap a receipt — details fill in automatically. On-device OCR via Apple Vision, no internet needed. Auto-extracts merchant, total, date, and items. BUDGET MANAGER Set weekly, monthly, or yearly budgets for any spending category or total spending. See your daily allowance at a glance with smart suggested limits. Color-coded progress keeps you on track — green to red — with alerts before you overspend. REDESIGNED CALENDAR Switch between Grid and Timeline views. Heatmap shows spending density at a glance. Tap any day to see transactions and daily totals. Weekly overview with income, expenses, and top spending categories. HOME SCREEN WIDGETS • Daily Spend, Budget Progress, Weekly Summary, Quick Add FLEXIBLE LABEL SYSTEM Up to 5 labels per transaction with smart suggestions, custom icons and colors. MULTI-PROFILE SUPPORT Separate profiles for personal, business, family. 3 free, unlimited with Pro. Per-profile currency, iCloud sync. SHARE PROFILES Collaborate via iCloud — no account needed. View-only or editing permissions. Owner controls access. IMPORT YOUR FINANCIAL HISTORY CSV import with AI validation. 350+ merchant recognition, duplicate detection, international formats. INTELLIGENT INSIGHTS • Financial Health Score: 0-100 score based on savings, consistency, and budget adherence • Cash Flow Analysis: Monthly income vs. expenses with detailed breakdowns • Month-over-Month Trends: Compare spending patterns across 6 months EXPORT YOUR DATA CSV and JSON export via share sheet. CSV injection protection. Import into Excel or Google Sheets. DATA PRIVACY & SECURITY All data stored locally. Optional encrypted iCloud sync. No third-party analytics. No account required. MULTI-LANGUAGE Full app experience in your language. • 21 languages including Arabic, Chinese, Dutch, English, Farsi, French, German, Hebrew, Indonesian, Italian, Japanese, Korean, Malay, Portuguese, Russian, Spanish, Swedish, Thai, Turkish, Vietnamese • RTL layout for Arabic, Farsi, Hebrew • Localized widgets and permission prompts WHY CHOOSE iExpenses Most flexible labeling system, 350+ merchant recognition, professional analytics, complete privacy. No subscription required for core features. Free to start, optional Pro upgrade. DOWNLOAD iEXPENSES TODAY Free to start, with optional Pro features for power users. SUBSCRIPTIONS • Pro Weekly • Pro Yearly (7-day free trial) • Pro Lifetime (one-time purchase) Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings on the App Store after purchase. Privacy Policy: https://iexpenses.iappclub.com/privacy Terms of Use: https://iexpenses.iappclub.com/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Budget Tracker at every 8 days against iSpending HD's every 16 months. iSpending HD's advantage is iOS requirement (8.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending HD sells 1 one-off in-app purchase and Budget Tracker sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
iSpending HD ships an update every 16 months, Budget Tracker every 8 days. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.
| Parameter | iSpending HD | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (14 ratings) — better | — |
| Positive reviews | 57.7% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 16 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPad | iPhone, iPad — better |
| Requires iOS | 8.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 14 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Babak Shirvani |
In-app purchases
iSpending HD
- iSpendingHD Pro$19.99
Budget Tracker
- Premium Weekly Access$4.997 Days
- Premium Yearly7 Days trial$19.991 Year
- Lifetime Premium$29.99
Questions
Is iSpending HD free?
Is Budget Tracker free?
Do iSpending HD or Budget Tracker have ads?
Which is updated more often, iSpending HD or Budget Tracker?
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