Comparison

Portmone vs SharPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Portmone

This mobile payment service allows for instant money transfers, mobile account recharges, and paying utility bills with just a few clicks. It also offers a convenient way to pay for transport fees in several Ukrainian cities, acting as a secure e-wallet for users who value their time.

Highlights
  • Instant money transfers
  • Mobile account recharge
  • Utility bill payments
  • Transport fee payments
  • Secure transactions
  • Payment templates
  • International money transfers
Features
Read full description

Portmone is a mobile payment service, which includes instant money transfers to a credit card, recharging mobile accounts, mobile payments, paying utility bills and much more just a few clicks away. There is also a nice bonus: a service to pay transport fees, which covers Kyiv, Chernihiv, Ivano-Frankivsk, Kryvyi Rih, Vinnytsia and Ternopil. The application will work as your e-wallet and is perfect for people who value their time. Our advantages: ● a possibility to pay any bills with Mastercard, Visa and NPS PROSTIR cards; ● no-fee mobile account recharge; ● secure transactions; ● templates for invoice payment; ● no-fee transport card recharge in several cities of Ukraine. How to start? You don’t have to sign up in the app, operations can be performed without any restrictions. It is also possible to create a personal account. For this purpose, you only need an email and a phone number. Portmone service functions Paying utility bills 2 clicks away To pay your bills without leaving home, open the application and select your region. Then enter the EDRPOU or the name of the company you need. Then follow the request form, fill in all necessary payment details and confirm the transaction. For a more convenient use, you can select a section where specific service companies are gathered, for example: ● telephony (Ukrtelecom, Vega, Telegroup-Ukraine); ● television (Triolan, Viasat, Volya); ● security (Venbest, Morgan Security Group); ● transactions using payment details; ● Internet (Intertelecom, Kyivstar home internet); ● utility bills (Naftogaz, KievGazEnergy); For the registered users, a function of paying utility bills at a saved address is available just one click away. When the address is specified, the utility bills will be automatically uploaded. All you need to do is choose the ones you need and pay them. Money transfer With Portmone you can transfer money quickly and securely. You only need to enter the card number from which the transaction will be made, enter its validity period, the recipient's card number (it is possible to scan the card) and specify the amount. Transfer from Europe You can receive and send money from Poland, the Czech Republic, Germany, Romania and other countries within the Mastercard region comprising Europe. The currencies accepted are EUR, PLN, or RUB. Currencies are debited at the rate of the Portmone payment system. The minimum service fee is 2%. QR Code Transactions You just need to scan the QR of the recipient by connecting/activating the barcode scanner function. Traffic in Kiev Top up "Kyiv Digital" stress-free—bus and metro rides are now queue-free. Transactions using payment details To make a payment conveniently and quickly, select the required region, enter the EDRPOU or the name of the necessary company, go to the suggested section and fill in the following data: - EDRPOU (TIN) of the recipient; - The recipient’s name and IBAN. For maximum comfort, there is a data scan function. Payment templates This is a section in which all transactions will be automatically gathered. You no longer need to remember when and where to transfer money. In order not to miss any payments — set an option of a regular payment or auto payment to save your time. Also, thanks to the application, you can pay: ● OSAGO; ● traffic fines. Save your time — pay bills online on your phone! The security of all operations is confirmed by PCI DSS audit.

About

SharPay

Effortlessly manage and split shared expenses with friends and groups. Track spending, analyze habits with charts, and simplify bill settlements for trips, nights out, and more. Foster transparency and deepen connections without financial stress.

Highlights
  • Splitting Bills
  • Group Expenses Management
  • Finance Charts
  • Dividing Restaurant Payments
  • Automated Transaction Management
  • Expense Notifications
  • Secure Payment Options
Features
Read full description

Bridge the gap between financial stability and meaningful connections with SharPay, the ultimate solution for simplifying shared expenses. We've all been in those cringe-worthy money talks after a weekend trip, a night out, or a casual restaurant hangout. How many times have you lost track of your spending, resulting in awkward finger accounting sessions? It's a real struggle to figure out if you've overspent or accidentally overcharged someone you care about, especially when there are no transparent solutions that prioritize both relationships and your wallet. Enter SharPay—a game-changer designed for individuals like you and your social circle. Let us handle the financial details while you focus on enjoying those unforgettable moments. We understand the value of your connections, and that's why we empower you with the tools to manage, track, analyze, and share your expenses effortlessly. With SharPay, you can ditch the stress of figuring out who owes what and navigate financial conversations with ease. - Splitting Bills: Easily divide expenses among friends, ensuring everyone pays their fair share. - Group Expenses: Seamlessly manage shared costs for group activities or events. - Finance Charts: Gain insights into your spending habits with clear and intuitive financial charts. - Dividing Restaurant Payments: Effortlessly split restaurant bills, removing the awkwardness from post-meal settlements. - Breaking Down Expenses: Clearly itemize and understand where your money is going, so everyone is on the same page. - Easy Invitations: Simplify the process of inviting friends to join SharPay and start collaborating on expenses. - Automated Transaction Management: Let SharPay handle the details, automating transaction tracking and reducing the burden on you. - Expense Notifications: Stay in the loop with real-time notifications, ensuring everyone is aware of shared expenses. - Expense History: Access a comprehensive history of shared expenses, making it easy to track and review past transactions. - Secure Payment Options: Enjoy peace of mind with secure and convenient payment options within the app. - Monthly Payment Option: Simplify long-term financial planning by setting up monthly payments for expenses. Simplify how you track and analyze spending with your social circle, navigate financial discussions effortlessly, and foster transparency in shared expenses. With SharPay, you can live in the moment, create lasting memories, and deepen connections without worrying about the financial nitty-gritty. Discover SharPay today! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Portmone4 screens
SharPay4 screens

Verdict

The call

The clearest difference is review sentiment: SharPay at 83% against Portmone's 42%. SharPay also leads on update cadence (every 8 days vs every 5 weeks). Portmone's advantage is in-app purchases (none vs 2) and rating (4.8 vs 4.4). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SharPay sells 2 in-app purchases, starting at $2.99 per month. Portmone asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Portmone holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Portmone has 999 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 42% of Portmone's written reviews are positive against 83% of SharPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Portmone ships an update every 5 weeks, SharPay every 8 days. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
Portmone versus SharPay: the parameters behind the verdict, then further details
ParameterPortmoneSharPay
PriceFreeFree
Rating4.8 (999 ratings) — better4.4 (11 ratings)
Positive reviews41.5% of reviews83.3% of reviews — better
Number of ratings999 — better11
Update frequencyEvery 5 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size129 MB61 MB
Age rating4+4+
DeveloperPortmone.comSooNet

Customer experience

Portmone

All ratings999 ratings
Positive95.0%
Neutral2.1%
Negative2.9%
Written reviews142 reviews
Positive41.5%
Neutral9.9%
Negative48.6%

SharPay

All ratings11 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

Portmone

Reported bugs

3 issues
  • Accounts not showing up in the app
  • App crashes after updates
  • Login issues after updates

Requested features

3 requests
  • Add support for Apple Pay
  • Improve app stability and reduce bugs
  • Modernize the design and user experience

SharPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Portmone

No in-app purchases

2 purchases

SharPay

Subscriptions2
  • Monthly Plan$2.991 Month
  • Yearly Plan$27.991 Year

Questions

Is Portmone free?
Portmone is free to download, with no in-app purchases.
Is SharPay free?
SharPay is free to download, with in-app purchases available.
Which has better reviews, Portmone or SharPay?
Portmone is rated higher. Portmone averages 4.8 out of 5 from 999 ratings, while SharPay averages 4.4 from 11 ratings.
Do Portmone or SharPay have ads?
Neither Portmone nor SharPay shows ads.
Which is updated more often, Portmone or SharPay?
Portmone ships an update every 5 weeks, and SharPay every 8 days. Most recently, Portmone was updated on September 21, 2026 and SharPay on September 22, 2026.

Other comparisons