Comparison

Climb CU Mobile Banking vs checkie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Climb CU Mobile Banking

Manage your finances conveniently on the go. Deposit checks with your phone, make payments, and monitor your credit score. Open new accounts and apply for loans directly through the app.

Highlights
  • Mobile Check Deposit
  • Loan and Bill Payments
  • Account Balance Check
  • Credit Score View
  • Open New Accounts
  • Apply for Loans
Read full description

As a Climb Credit Union member, it is important that you're able to access your accounts at your convenience. Our app does it all - and more! Save yourself a trip to a Climb branch by using Mobile Check Deposit - with just a snap, deposit a check! Plus, enjoy the other functions of our app, including: - Make Loan and Bill Payments - Check your Account Balance - View your Credit Score - Open New Accounts - Apply for a Loan Not a Climb member? Visit our website to learn more: climbcu.org --- Insured by NCUA. Data rates may apply from your mobile carrier.

About

checkie

Effortlessly split group dining bills with AI-powered receipt scanning and one-tap item assignment. Organize friends and groups for easy expense tracking and transparent calculations.

Highlights
  • AI receipt scanning
  • One-tap item assignment
  • Friends and groups management
  • Automatic tax and tip distribution
  • Detailed expense breakdowns
  • Bill history tracking
Features
Read full description

Split bills fairly and effortlessly with checkmate – the smart way to handle group dining without the drama. AI-POWERED RECEIPT SCANNING Simply snap a photo of any receipt and watch our advanced AI instantly identify every food item and price. No more squinting at receipts or typing items manually. Our smart technology handles any restaurant format and automatically combines duplicate items like "Garlic Naan + Garlic Naan = 2 Garlic Naan." ONE-TAP PEOPLE ASSIGNMENT Add your friends' names, then just tap to assign items. Ordered the salmon? Tap your name. Sharing appetizers? Tap multiple people. It's that simple. For items with multiple quantities, use our advanced mode to assign exact amounts – perfect when someone had 3 tacos and someone else had 1. FRIENDS & GROUPS MADE EASY Create your account to unlock the full checkmate experience. Add friends once and they're always available for future bills. Create groups for your regular dining crews – your work lunch squad, college friends, or family gatherings. Assign entire bills to specific groups with just a few taps, making repeat group expenses effortless. Manage your profile and keep track of your dining history across all your groups. SMART CALCULATIONS checkmate handles all the complex math automatically: Splits shared items evenly among assigned people Distributes tax and tip proportionally Calculates exact amounts down to the penny Shows real-time totals as you assign items Provides detailed breakdowns of who owes what KEY FEATURES Quick start option – Jump right in or create an account for full features Friends management – Add friends once, use them everywhere Group creation – Organize your regular dining crews Manual entry option – Add items by hand if preferred Edit anything – Change names, prices, quantities anytime Duplicate detection – Automatically merges identical items Clean results – Clear breakdown of each person's share Bill history – Track expenses across all your groups PERFECT FOR Regular friend groups and their dining traditions Business lunch meetings with recurring attendees Family gatherings and special occasions Date nights with fair splitting Any shared meal or group expense WHY checkmate? Stop being the designated "math person" in your friend group. End awkward conversations about who ordered what. Never again deal with "just Venmo me $43.67" without knowing why. With friends and groups at your fingertips, checkmate makes bill splitting so easy and transparent that everyone leaves happy. Download checkmate today and make group dining stress-free. Because the only thing you should be splitting is the bill, not friendships.

Screenshots

Climb CU Mobile Banking4 screens
checkie4 screens

Verdict

The call

The clearest difference is rating: checkie at 5.0 against Climb CU Mobile Banking's 4.3. checkie also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). Climb CU Mobile Banking's advantage is ratings volume (778 vs 14). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

checkie holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Climb CU Mobile Banking has 778 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 75% of Climb CU Mobile Banking's written reviews are positive against 100% of checkie's.

UpkeepUpdate frequency

Climb CU Mobile Banking ships an update every 6 months, checkie every 3 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
Climb CU Mobile Banking versus checkie: the parameters behind the verdict, then further details
ParameterClimb CU Mobile Bankingcheckie
PriceFreeFree
Rating4.3 (778 ratings)5.0 (14 ratings) — better
Positive reviews75.1% of reviews100.0% of reviews — better
Number of ratings778 — better14
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size39 MB47 MB
Age rating4+4+
DeveloperSooper Credit UnionChecks Intel Inc

Customer experience

Climb CU Mobile Banking

All ratings698 ratings
Positive82.2%
Neutral3.0%
Negative14.8%
Written reviews169 reviews
Positive75.1%
Neutral7.1%
Negative17.8%

checkie

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Climb CU Mobile Banking

Reported bugs

3 issues
  • Login issues and frequent logout
  • Inaccurate account information
  • Difficulties with mobile deposits

Requested features

4 requests
  • Mobile check deposit
  • Zelle integration
  • Improved credit card management
  • More customization options

checkie

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Climb CU Mobile Banking

No in-app purchases

None

checkie

No in-app purchases

Questions

Is Climb CU Mobile Banking free?
Climb CU Mobile Banking is free to download, with no in-app purchases.
Is checkie free?
checkie is free to download, with no in-app purchases.
Which has better reviews, Climb CU Mobile Banking or checkie?
checkie is rated higher. Climb CU Mobile Banking averages 4.3 out of 5 from 778 ratings, while checkie averages 5.0 from 14 ratings.
Do Climb CU Mobile Banking or checkie have ads?
Climb CU Mobile Banking shows ads; checkie does not.
Which is updated more often, Climb CU Mobile Banking or checkie?
Climb CU Mobile Banking ships an update every 6 months, and checkie every 3 weeks. Most recently, Climb CU Mobile Banking was updated on October 24, 2026 and checkie on October 11, 2026.

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