Comparison

BudgetPlnr vs Uni5Pay+ M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetPlnr

Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.

Highlights
  • Forecast bank balance over months
  • Input income, bills, and expenses
  • Automatic recurring expense calculation
  • Overdraft warnings (amber/red)
  • Plan for future purchases
  • Monthly income/outgoings summary
Features
Read full description

Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use

About

Uni5Pay+ M

Features
Read full description

Uni5Pay+ Merchant App is a mobile point-of-sale for Merchants and Micro-merchants to accept payments easily and cost effectively! 1. Direct Registration via APP - Merchants can register directly and check the registration status via the APP. 2. Generate static & dynamic QR codes - Merchants can generate static QR codes to accept payment, and also dynamic QR codes with the exact payment amount. 3. Immediate transaction results & notification - Transaction results will be immediately shown in the APP. If the APP is not opened a payment notification will be received. 4. Refund and Cancellation - Merchants can conduct purchase, refund and cancellation directly via the APP. 5. Multiple user rights - Merchants can create multiple users with different security levels in accepting payments e.g. Administrators, Store Managers and Cashiers. 6. Centralized Management System - a web-based platform is provided for merchants to manage all users and transactions in a centralized system. Visit our website at https://uni5pay.sr/ Follow us on: Facebook - https://www.facebook.com/uni5pay/ Instagram - https://www.instagram.com/uni5pay/ If you have any questions or feedback, please email us at customercare@uni5pay.sr

Screenshots

BudgetPlnr4 screens
Uni5Pay+ M4 screens

Verdict

The call

The clearest difference is in-app purchases: Uni5Pay+ M at none against BudgetPlnr's 4. Uni5Pay+ M also leads on ads (none vs shown) and iOS requirement (9.0 vs 15.0). BudgetPlnr's advantage is update cadence (every 3 weeks vs every 3 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudgetPlnr sells 4 in-app purchases, starting at $1.99 per month. Uni5Pay+ M asks for nothing beyond the download.

UpkeepUpdate frequency

BudgetPlnr ships an update every 3 weeks, Uni5Pay+ M every 3 months. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
BudgetPlnr versus Uni5Pay+ M: the parameters behind the verdict, then further details
ParameterBudgetPlnrUni5Pay+ M
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews36.5% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.09.0 — better
Further details — not scored
Size174 MB16 MB
Age rating4+4+
DeveloperASJ IT Solutions LtdSouthern Commercial Bank NV

In-app purchases

4 purchases

BudgetPlnr

Subscriptions2
  • Monthly Pro Subscription$1.991 Month
  • Annual Pro Subscription14 Days trial$5.991 Year
One-time2
  • No Adverts$1.99
  • LifeTime Pro$17.99
None

Uni5Pay+ M

No in-app purchases

Questions

Is BudgetPlnr free?
BudgetPlnr is free to download, with in-app purchases available.
Is Uni5Pay+ M free?
Uni5Pay+ M is free to download, with no in-app purchases.
Do BudgetPlnr or Uni5Pay+ M have ads?
BudgetPlnr shows ads; Uni5Pay+ M does not.
Which is updated more often, BudgetPlnr or Uni5Pay+ M?
BudgetPlnr ships an update every 3 weeks, and Uni5Pay+ M every 3 months. Most recently, BudgetPlnr was updated on October 26, 2026 and Uni5Pay+ M on October 13, 2026.

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