BudgetPlnr vs KeepTabs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetPlnr
Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.
- Forecast bank balance over months
- Input income, bills, and expenses
- Automatic recurring expense calculation
- Overdraft warnings (amber/red)
- Plan for future purchases
- Monthly income/outgoings summary
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Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use
KeepTabs
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Know what your bills and subscriptions actually cost. Most people underestimate what leaves their account each month. KeepTabs adds it all up — streaming, broadband, insurance, the gym, that trial you meant to cancel — and shows you one honest number. See the real total Every bill and subscription in one place, with the true annual cost and what that works out at per day, week and month. Switch between monthly and yearly on any screen. Never get caught by a trial again Free trials are where the money goes quietly. KeepTabs tracks when each one ends, warns you early and again on the day, and shows exactly what you'll be charged if you do nothing. It can't cancel for you — no app can — but it makes sure you know in time. Know what's left to spend Type in what's actually in your account and KeepTabs works out what's safe to spend before your next payday, after everything still due comes out. Per day and per week, recalculating as the days pass — on the home screen, in a widget, and on your watch. Budget by payday, not by calendar month Tell KeepTabs when you're paid — daily, weekly, four-weekly or monthly, from more than one source if you have them — and see exactly what's still due before your next payday. Most people budget from payday to payday, not from the 1st to the 31st. See what it's really cost you Tell KeepTabs when you signed up and it adds up everything you've paid since — at the price it was at the time. Record a price rise and it remembers: "up from £5.99, three rises since you joined". Most people have no idea. Still worth it? KeepTabs asks you to look again at things you've been paying for a while, so something you stopped using doesn't quietly renew for another year. See what's coming A calendar of every payment, and a timeline of the months ahead. Annual renewals show up as the spikes they are, instead of hiding inside a monthly average. On your home screen and your wrist Widgets for the home screen, lock screen and StandBy. An Apple Watch app and complication showing your total, what's left to spend, and what's due next. Contracts and price rises Record when a minimum term ends and get a reminder a month ahead, while there's still time to switch. Know a price is going up? Enter it, and every forecast accounts for it. Private by design No account. No sign-up. No analytics. No ads. Your data stays on your device and syncs through your own iCloud — the developer can't see it. KeepTabs never asks for your bank details. Free Track up to five bills or subscriptions, with the full calendar, pay-period tracking, what's left to spend, trial tracking, price history, renewal reminders, widgets, the Apple Watch app, iCloud sync, currency conversion and Siri shortcuts included. KeepTabs Pro • Unlimited bills and subscriptions • Insights — where your money concentrates, and the month that hurts most • 12-month forecast, including price rises you've recorded • What each of the next few pay periods will cost • Overlap detection — spot two services doing the same job • Split household costs, so a shared bill only counts your share • Money saved — what cancelling has actually won back • Year in Review — your subscription year, shareable • Spend limits per category • Tags and custom categories • CSV export • Seven themes, plus create your own Available as a yearly subscription with a free trial, or a one-off lifetime purchase. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: KeepTabs at none against BudgetPlnr's shown. BudgetPlnr's advantage is iOS requirement (15.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudgetPlnr sells 4 in-app purchases, starting at $1.99 per month and KeepTabs sells 2 in-app purchases, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.
| Parameter | BudgetPlnr | KeepTabs |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 36.5% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, Apple Watch |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 174 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | ASJ IT Solutions Ltd | Chris Middleton |
In-app purchases
BudgetPlnr
- Monthly Pro Subscription$1.991 Month
- Annual Pro Subscription14 Days trial$5.991 Year
- No Adverts$1.99
- LifeTime Pro$17.99
KeepTabs
- KeepTabs Pro Yearly14 Days trial$29.991 Year
- KeepTabs Pro Lifetime$59.99









