Comparison

BudgetPlnr vs Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetPlnr

Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.

Highlights
  • Forecast bank balance over months
  • Input income, bills, and expenses
  • Automatic recurring expense calculation
  • Overdraft warnings (amber/red)
  • Plan for future purchases
  • Monthly income/outgoings summary
Features
Read full description

Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use

About

Buddy

Manage your finances by creating budgets, tracking expenses, and viewing detailed overviews of your income and savings. Collaborate on shared budgets with friends and family, and easily settle up any shared costs.

Highlights
  • Budget creation and tracking
  • Expense and income monitoring
  • Shared budgets for groups
  • Bank account transaction import
  • Detailed spending overviews
  • Transaction splitting and settlement
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

Screenshots

BudgetPlnr4 screens
Buddy4 screens

Verdict

The call

The clearest difference is ads: Buddy at none against BudgetPlnr's shown. Buddy also leads on ratings volume (9.6K vs 1) and review sentiment (49% vs 36%). BudgetPlnr's advantage is rating (5.0 vs 4.7) and iOS requirement (15.0 vs 18.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudgetPlnr sells 4 in-app purchases, starting at $1.99 per month and Buddy sells 9 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

BudgetPlnr holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 36% of BudgetPlnr's written reviews are positive against 49% of Buddy's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BudgetPlnr ships an update every 3 weeks, Buddy every 9 days. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard7 real differences · 4 level
BudgetPlnr versus Buddy: the parameters behind the verdict, then further details
ParameterBudgetPlnrBuddy
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (9.6K ratings)
Positive reviews36.5% of reviews48.8% of reviews — better
Number of ratings19.6K — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
Best chart rank—#69 — better
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS15.0 — better18.0
Further details — not scored
Size174 MB173 MB
Age rating4+4+
DeveloperASJ IT Solutions LtdBuddy Budgeting AB

Customer experience

BudgetPlnr

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews96 reviews
Positive36.5%
Neutral8.3%
Negative55.2%

Buddy

All ratings9,609 ratings
Positive92.8%
Neutral2.9%
Negative4.3%
Written reviews899 reviews
Positive48.8%
Neutral11.8%
Negative39.4%

Bugs and requests

BudgetPlnr

Not enough reviews yet to summarise bugs or requests.

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

In-app purchases

4 purchases

BudgetPlnr

Subscriptions2
  • Monthly Pro Subscription$1.991 Month
  • Annual Pro Subscription14 Days trial$5.991 Year
One-time2
  • No Adverts$1.99
  • LifeTime Pro$17.99
9 purchases

Buddy

Subscriptions9
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 6 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year

Questions

Is BudgetPlnr free?
BudgetPlnr is free to download, with in-app purchases available.
Is Buddy free?
Buddy is free to download, with in-app purchases available.
Which has better reviews, BudgetPlnr or Buddy?
BudgetPlnr is rated higher. BudgetPlnr averages 5.0 out of 5 from 1 ratings, while Buddy averages 4.7 from 9.6K ratings.
Do BudgetPlnr or Buddy have ads?
BudgetPlnr shows ads; Buddy does not.
Which is updated more often, BudgetPlnr or Buddy?
BudgetPlnr ships an update every 3 weeks, and Buddy every 9 days. Most recently, BudgetPlnr was updated on November 6, 2026 and Buddy on November 11, 2026.

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