記帳家 UrMoney vs Banck (Cloud Expense Tracker)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
記帳家 UrMoney
Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.
- Record income, expenses, and transfers
- Personalized categories and accounts
- Detailed statistical charts
- Account balance display
- Cloud synchronization
- Offline recording
- Location and photo logging
- Password lock for privacy
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記帳,就由這裡開始吧. 簡單的操作介面將帶著您入門, 專業的統計資料可幫助您輕鬆取得自己的理財資訊. 記帳家APP提供了與雲端網站(https://www.urmoney.com.tw), 無間斷的行動記帳模式, 您可以在電腦上網記帳, 也可以在離線時使用APP記帳, 並透過上線的時間, 將帳目上傳到雲端空間裡, 享受隨手記帳和查詢帳目的便利性. 雲端網站 在 https://www.urmoney.com.tw 本軟體特別為手機記帳提供以下解決方案: 1. 不用擔心換手機或手機故障 因為記帳資料保存在雲端網站 2. 想記帳隨時隨地都可以記 當無法使用手機時, 請用電腦瀏覽器連上雲端網站 3. 延伸手機記帳的範圍 手機畫面太小許多功能不方便操作, 請用電腦瀏覽器連上雲端網站 , 我們還提供許多查帳和統計報表, 並且股票, 基金 都可以記帳的. 本軟體提供了以下功能: 1. 記錄 消費, 收入, 和 轉帳的帳目 2. 訂定個人化的科目和帳戶 3. 提供查帳的功能 4. 有清楚亦懂的統計圖表 5. 隨時顯示帳戶的餘額 6. 上傳帳目到雲端 7. 記帳時, 一併記錄地點和照片 8. 提供密碼鎖, 增加隱私保護 9. 可離線下進行記帳 常見問題: 1. 為什麼要註冊才能使用? 由於要將您寶貴的記帳資料上傳到雲端, 需要有帳號密碼作認證與保護 2. 可以和家人一起記帳在同一個帳戶嗎? 當然可以, 只要使用同一個帳號密碼登入, 在雲端或APP都可以同時記帳使用的. 3. 如果需要將我的記帳資料匯出, 可以作到嗎? 目前在雲端網站提供匯出功能, 只要將APP的帳目上傳到雲端後, 就可以自行下載了.
Banck (Cloud Expense Tracker)
Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.
- Offline expense tracking
- Taiwan E-Invoice scanning
- Cloud synchronization
- Multi-currency support
- Daily reminders
- Unlimited records and accounts
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Banck supports scanning Taiwan E-Invoice(Receipt) from v1.3! The iOS version of Banck supports fully functional offline usage. You can add your expense anytime even when having poor Internet connection or using airplane mode abroad. We will synchronize your data to our cloud service when available. All of your records are both kept in your device and our cloud website. Of course, you can access these records from any of you devices. - Add records offline and synchronize automatically in background - Scan Taiwan E-Invoice(Receipt) to add a record - Four types of accounts: cash, bank account, prepaid card, credit card - Transferring between accounts is available, such as deposit, withdraw, prepay or pay bill - 38 currencies available and automatically converted to your default currency (Check currency rates in "Setting" page) - Daily reminder: let us remind you if you forget to keep accounts - 100% free with unlimited records, accounts and categories - Show records in list and pie charts - Easy to use with our UI design! - Your data on our cloud server is backed up on a daily basis - Only 1 click is required to add a record since launched Start to keep your accounts today! *Mobile version of Banck supports almost all functionalities. However, some settings, such as periodical record, are available through our web version: https://banck.tw/
Screenshots
Verdict
The clearest difference is review sentiment: Banck (Cloud Expense Tracker) at 93% against 記帳家 UrMoney's 50%. Banck (Cloud Expense Tracker) also leads on update cadence (weekly vs every 3 months) and ratings volume (14 vs 3). 記帳家 UrMoney's advantage is rating (5.0 vs 4.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
記帳家 UrMoney holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 3 and 14 respectively. Written reviews complicate that: 50% of 記帳家 UrMoney's written reviews are positive against 93% of Banck (Cloud Expense Tracker)'s, so the app with the better star average is not the one people write more warmly about.
記帳家 UrMoney ships an update every 3 months, Banck (Cloud Expense Tracker) weekly. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.
| Parameter | 記帳家 UrMoney | Banck (Cloud Expense Tracker) |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.4 (14 ratings) |
| Positive reviews | 50.0% of reviews | 92.5% of reviews — better |
| Number of ratings | 3 | 14 — better |
| Update frequency | Every 3 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 15 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | UrMoney | Chung-Lun Chiang |
Customer experience
記帳家 UrMoney
Banck (Cloud Expense Tracker)
In-app purchases
記帳家 UrMoney
No in-app purchases
Banck (Cloud Expense Tracker)
No in-app purchases
Questions
Is 記帳家 UrMoney free?
Is Banck (Cloud Expense Tracker) free?
Which has better reviews, 記帳家 UrMoney or Banck (Cloud Expense Tracker)?
Do 記帳家 UrMoney or Banck (Cloud Expense Tracker) have ads?
Which is updated more often, 記帳家 UrMoney or Banck (Cloud Expense Tracker)?
Other comparisons
