Term Quotes by Topo vs Settlement Insight
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Term Quotes by Topo
This app offers free term life insurance quotes from over 20 carriers. It provides quotes for all 50 states and includes a pre-screener to identify carriers best suited for underwriting issues.
- Free term life insurance quotes
- Compare over 20 carriers
- Quotes available in all 50 states
- Pre-screener for underwriting issues
- Supported by major carriers
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TOPO’s Free Life Insurance Quoter provides you with current term life insurance rates. Some carriers include: American General, Banner Life, ING, Met Life, Prudential, Protective, Transamerica and many more. Quote available in ALL states. - All 50 States - FREE - Compare over 20 carriers - Pre-Screener for Underwriting Issues (We email over 20 carriers to see what carriers is best for your clients underwriting issues)
Settlement Insight
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What is your injury claim really worth? Settlement Insight gives you a data-driven estimate in seconds — built on analysis of 53.3 million real settlement records. ESTIMATE YOUR SETTLEMENT - Car, truck, motorcycle, and rideshare accidents - Slip & fall, workplace injuries, and medical malpractice - Adjusts for injury severity, medical bills, lost wages, and fault - Knows your state's rules — including comparative and contributory negligence DOCUMENT YOUR CASE Insurers pay for what you can prove. The built-in case file helps you log: - Medical bills and photos of receipts - Appointments and treatment history - Medical mileage (current IRS rates built in) - Notes while details are fresh Documented cases settle for more. Your journal entries stay on your device. FREE CASE REVIEW Ready to take the next step? Request a free, no-obligation case review from a licensed attorney or their representative. 100% confidential, no fees unless you win. Settlement Insight is a research tool. Estimates are informational only and not legal advice; actual settlements depend on insurance limits, evidence, and negotiation.
Screenshots
Verdict
The clearest difference is update cadence: Settlement Insight at daily against Term Quotes by Topo's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Term Quotes by Topo ships an update every 2 months, Settlement Insight daily. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.
| Parameter | Term Quotes by Topo | Settlement Insight |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 13 — better | — |
| Update frequency | Every 2 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 32 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | IENetwork | Wassily Goldberg |
In-app purchases
Term Quotes by Topo
No in-app purchases
Settlement Insight
No in-app purchases
Questions
Is Term Quotes by Topo free?
Is Settlement Insight free?
Do Term Quotes by Topo or Settlement Insight have ads?
Which is updated more often, Term Quotes by Topo or Settlement Insight?
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