Comparison

First Note vs Payment & Expenses Reminder

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Note

Manage your finances with this tool that allows you to track daily, monthly, and year-over-year spending. Easily search for past transactions by date to compare expenses and make informed financial decisions.

Highlights
  • Daily balance tracking
  • Monthly spending reports
  • Carry-over balance from previous month
  • Transaction search by date
  • Historical spending comparison
Features
Read full description

First Note is an ideal tool to manage the accounting staff and view the balance daily, monthly and carry over the previous month. The research can be done to move or date. For example: do not you remember when you spent last year for the maintenance of your car? Do you think the mechanic will not ask a higher price? With this tool you can go back to that era and compare spending for the current year.

About

Payment & Expenses Reminder

Manage recurring bills and expenses with this app. Track payments, set reminders for upcoming due dates, and plan your finances for months ahead. It helps you avoid missed payments and manage debts effectively.

Highlights
  • Create payment and expense lists
  • Mark payments as paid
  • Automatic recurring payment setup
  • One-time and partial payment options
  • Payment history and forward planning
  • Customizable reminders
  • Multiple independent payment plans
  • iCloud synchronization
Features
Currently charting
Read full description

A great helper for those who have a list of regular payments! PAYMENT CHECKLIST Make a list of your monthly payments, expenses, and income. Mark the paid payments. When you add a new payment, the app repeats it on its own in the following months. In addition to regular payments, you can add a one-time payment to the general list. It is possible to make a partial payment, while maintaining the open amount of debt. There is always a summary table with payment amounts on the main screen.: All - Perfect - Upcoming REMINDERS The main purpose of the app is to remind you about the upcoming payments today. You set the notification time and the deadline for how many days you need to send the notification. PAYMENT HISTORY AND FORWARD PLANNING The app stores data for the past month, for months with outstanding payments, and for several months in advance. You can choose a planning period of 3, 6, 9 or 12 months. In other words, you can plan the payment for several months in advance and the app will notify you about it. WHO IS INTERESTED IN THIS The app will help those who have a lot of current regular payments so as not to forget who has already paid and who has not. It simplifies payment planning and adds reminders so that you don't miss a payment or your debt or loan payment. SEVERAL PLANS The application allows you to keep several payment plans (lists) at the same time, for example, personal and work, several different companies. These plans are independent of each other. iCLOUD All plans are automatically saved to iCloud if it is configured on the device. SHARE A LIST You can send any list to yourself or another person as a file or text. At the same time, it is possible to select payments before sending. You can specify multiple payments and text them to someone as a message. ARCHIVE OF PAST PERIODS If more than a month has passed and all payments are marked as completed, then this month (the list of payments) goes into the archive. The archive is stored on your device until you delete it. additionally · Multiple plans can be combined into one, for example, when receiving a file from someone · The selection of payment amounts immediately shows their amount · It is possible to hide marked payments if there are too many of them in the list. The app has passed the test of time and is used in many countries around the world!

Screenshots

First Note4 screens
Payment & Expenses Reminder3 screens

Verdict

The call

The clearest difference is review sentiment: Payment & Expenses Reminder at 83% against First Note's 67%. Payment & Expenses Reminder also leads on chart position (#68 vs unranked) and price ($1.99 vs $2.99). First Note's advantage is iOS requirement (15.0 vs 17.0). On update cadence, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

First Note costs $2.99 and Payment & Expenses Reminder $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

First Note ships an update every 3 months, Payment & Expenses Reminder every 4 months. The most recent releases landed on July 4, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 7 level
First Note versus Payment & Expenses Reminder: the parameters behind the verdict, then further details
ParameterFirst NotePayment & Expenses Reminder
Price$2.99$1.99 — better
Rating—5.0 (2 ratings) — better
Positive reviews66.7% of reviews83.3% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
Best chart rank—#68 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size3 MB3 MB
Age rating4+4+
DeveloperGianfranco PercopoEvgeny Turchaninov

Customer experience

First Note

Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Payment & Expenses Reminder

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

First Note

No in-app purchases

None

Payment & Expenses Reminder

No in-app purchases

Questions

Is First Note free?
First Note costs $2.99, with no in-app purchases.
Is Payment & Expenses Reminder free?
Payment & Expenses Reminder costs $1.99, with no in-app purchases.
Do First Note or Payment & Expenses Reminder have ads?
Neither First Note nor Payment & Expenses Reminder shows ads.
Which is updated more often, First Note or Payment & Expenses Reminder?
First Note ships an update every 3 months, and Payment & Expenses Reminder every 4 months. Most recently, First Note was updated on July 4, 2026 and Payment & Expenses Reminder on September 10, 2026.

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