Comparison

繳款小祕書 vs PennyDay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

繳款小祕書

Features
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⊙「iReminder繳款小秘書」懶人快速上手⊙ 固定繳費項目不必每月輸入即可自動提醒,車輛只需輸入基本資料及行照日期即可自動提醒驗車及各項稅款繳交時間,還可查詢罰鍰、eTag、ETC欠費等, 是忙碌的你絕對必備的生活好幫手! =輸入簡單,輕鬆自然的操作= 聰明提醒一次到位 ---------------------------- * 直覺式的介面操作與設計 * 繳費項目分類清楚好管理 * 只要設定一次,每期都會自動提醒 * 已完成繳費,系統將自動更新下期繳費期限 * 預設多種繳費頻率:年繳/半年繳/季繳/雙月繳/月繳/雙周繳 * 繳費項目:可選擇「啟用」與「停止」,無需重覆設定,亦可隨時編輯內容與刪除項目 * 提醒時間:「提前提醒」與「當日特別提醒」讓你不錯過繳款截止日 * [稅費類]自動計算到期日與與金額 * [房屋類]設定一次後即自動新增:水電瓦斯費、租金、網路費、電話費、有線電視、管理費、貸款利息、房屋稅、地價稅。 * [汽機車類]可自動新增:牌照稅、燃料費、定期檢驗、貸款利息、定期保養、罰鍰、eTag、ETC欠費,並可連結至查詢網頁進行繳款。 個人化設定OK! ---------------------------- * 可自由新增各種繳費類別與項目 * 60種繳費項目圖示(含稅款、保險、投資、學費等多種,並將陸續增加…) * 支援自訂繳費項目圖示,可選擇相簿照片或立即拍照 * 提供數組提醒音供選擇 * 金額可以選擇輸入與不輸入 一目瞭然的待辦事項 ---------------------------- * 自動條列七天內待繳費項目 * 方便隨時檢核管理是否完成繳費 其它便利應用 ---------------------------- * 生活中有其它「定期提醒」的需求嗎?繳款小祕書也能一手包辦:購物打折、折價券使用、打電話給某人、生日送禮(輸入一次設定頻率每年即可每年提醒)、約診時間、每半年檢查牙齒、帶寵物去美容等。 ※若喜歡使用「繳款小祕書」,歡迎下載付費版享受附帶「資料備份」「密碼設定」及無廣告的完整功能! ※系統需求: iOS 4.0以上,支援 Retina display。 ※Universal 通用版 ========企劃者的話======== 需要兼顧家庭與事業的我,每週總有幾項需要繳費的項目:房屋、兩部車子、兩個孩子、全家人的數張信用卡…而在連管理費、幼稚園學費遲繳都要繳遲延金的時代,總- 是 每月需支付許多遲繳費,令人沮喪!曾經嘗試各種不同提醒工具或calendar, 但因設定項目不是針對繳費, 因此總有不完美之處。於是動手規劃一款符合台灣環境的繳款提醒軟體,希望只要簡單設定即可自動提醒所有項目, 也有很多個人化功能與設定, 目標是「準時繳款」!同事說這是一款「罰款防火牆」相信使用它將可輕鬆搞定繳款事, 不再為稅費及遲繳而煩惱! 如對產品有任何改善建議,歡迎來信 iapps@webineti.com.tw 我們很樂意討論,讓「繳款小祕書」成為更好用的工具! ===========================

About

PennyDay

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

Highlights
  • Calendar budgeting
  • Expense tracking
  • Multi-account support
  • Emoji category customization
  • Insights and reports
  • Privacy features
Features
Read full description

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock unlimited recurring entries, additional category and tag budgets, rolling Analysis ranges, CSV export, automatic iCloud snapshot backup with longer retention, and additional photo attachments. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

繳款小祕書4 screens
PennyDay4 screens

Verdict

The call

The clearest difference is rating: PennyDay at 3.7 against 繳款小祕書's 1.0. PennyDay also leads on update cadence (weekly vs every 8 months) and review sentiment (73% vs 62%). 繳款小祕書's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month. 繳款小祕書 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PennyDay holds the better App Store score, 3.7 against 1.0. That said, the two scores are not equally well evidenced: PennyDay has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 62% of 繳款小祕書's written reviews are positive against 73% of PennyDay's.

UpkeepUpdate frequency

繳款小祕書 ships an update every 8 months, PennyDay weekly. Both last shipped on October 17, 2026.

Scorecard7 real differences · 3 level
繳款小祕書 versus PennyDay: the parameters behind the verdict, then further details
Parameter繳款小祕書PennyDay
PriceFreeFree
Rating1.0 (1 ratings)3.7 (7 ratings) — better
Positive reviews61.5% of reviews72.7% of reviews — better
Number of ratings17 — better
Update frequencyEvery 8 monthsWeekly — better
AdsYesYes
In-app purchasesNo — betterYes
Monetization—Ad-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size26 MB76 MB
Age rating4+4+
DeveloperWebi & Neti Internet Services Inc.EFFENDY EKA SAPUTRA

Customer experience

繳款小祕書

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews52 reviews
Positive61.5%
Neutral13.5%
Negative25.0%

PennyDay

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews22 reviews
Positive72.7%
Neutral4.5%
Negative22.7%

In-app purchases

None

繳款小祕書

No in-app purchases

3 purchases

PennyDay

Subscriptions3
  • PennyDay Pro$1.991 Month
  • PennyDay Pro$3.993 Months
  • PennyDay Pro$11.991 Year

Questions

Is 繳款小祕書 free?
繳款小祕書 is free to download, with no in-app purchases.
Is PennyDay free?
PennyDay is free to download, with in-app purchases available.
Which has better reviews, 繳款小祕書 or PennyDay?
PennyDay is rated higher. 繳款小祕書 averages 1.0 out of 5 from 1 ratings, while PennyDay averages 3.7 from 7 ratings.
Do 繳款小祕書 or PennyDay have ads?
Both 繳款小祕書 and PennyDay show ads.
Which is updated more often, 繳款小祕書 or PennyDay?
繳款小祕書 ships an update every 8 months, and PennyDay weekly. Most recently, 繳款小祕書 was updated on October 17, 2026 and PennyDay on October 17, 2026.

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