中国移动钱包 vs 云缴费
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国移动钱包
This digital lifestyle platform offers a range of services including mobile payment, bill payments, and exclusive member benefits. Users can recharge phone bills, exchange AI beans for goods, and manage various life necessities.
- Exclusive phone bill discounts
- AI bean exchange for goods
- Mobile payment and transfers
- Comprehensive life bill payments
- Travel booking and NFC transit
- Financial services and credit card repayment
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移动钱包(原和包)是中国移动旗下官方数智生活资产管理平台,整合零钱、银行卡、AI豆、企业福利、优惠券等核心数字资产,汇聚话费充值、移动出行、权益卡券等各类场景与优惠,为广大移动用户服务。 【话费充值】移动钱包充话费,享专属优惠,支持预设代扣、小额起充,可智能识别异常订单,安全可靠! 【钱包会员】钱包会员限时免费领,更有电费话费权益、特惠出行、装扮特权等超多福利! 【AI豆兑换】中国移动官方AI豆兑换平台,AI豆可以兑话费,更有海量商品等您来兑换! 【移动支付】扫码支付收款、手机号转账、零钱提现、信用卡还款0手续费,安全方便又快捷! 【生活缴费】生活刚需全覆盖,话费、流量、水费、电费、燃气费、有线电视、供暖费、党费、团费、工会费应有尽有! 【出行服务】公交、地铁、航空、加油、充电、单车均可用,更有优惠出行会员卡可办理! 【钱包金服】稳健理财、借钱贷款、保险理赔等服务直达!
云缴费
This platform offers a wide range of convenient bill payment services for utilities, telecommunications, and more across China. It supports numerous payment methods and provides value-added services like insurance and financial products, aiming for secure and efficient transactions.
- Extensive bill payment options
- Multiple secure payment methods
- Convenient payment reminders
- Electronic invoices and QR code payments
- Regular promotional offers
- 24/7 customer service
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【产品介绍】 云缴费是中国光大集团和中国光大银行倾力打造的开放便民缴费平台,拥有超过10000余项缴费服务,覆盖全国大部分地区,输出合作伙伴570余家,2020年服务活跃用户达5亿户。云缴费可提供安全、便捷的水费、电费、燃气费、话费、有线电视、供暖费、社保、学费、物业费、交通罚款、宽带、加油卡、医院等各类生活缴费服务,同时提供保险、理财、购物、旅游等多种增值服务。客户可以通过缴费钱包、财富钱包、微信、支付宝、银联、光大卡等多种支付方式轻松缴费。“缴费钱包”是针对便民缴费场景开立的专用银行Ⅲ类电子账户服务,具有“小、快、灵、好”四大特点,可在云缴费APP中全程纯线上快速开通,支持数千个便民缴费小额支付场景。“财富钱包”为Ⅱ类电子账户服务,支持场景更丰富,支付限额更高,配套“1元理财”等超小额理财产品,为用户带来安全便捷的生活金融服务。 【产品特色】 一、种类全:支持全国水费、电费、燃气费、话费、有线电视、供暖费、社保、学费等20个大类、220余个小类的便民缴费服务。 二、支付快:支持缴费钱包、财富钱包、微信、支付宝、银联、光大卡等多种支付方式。 三、体验好:拥有常用缴费提醒、智能代扣、电子发票、扫码缴费等便捷的缴费功能。 四、优惠多:不定期开展红包、满减、抽奖等丰富的优惠活动,缴费更省钱。 五、保障强:账户安全锁、生物识别、短信验证码等多项措施保证资金安全,为用户带来更为安全便捷的生活金融服务。 六、沟通畅:提供7*24小时客户服务,服务热线400-90-95595。
Screenshots
Verdict
The clearest difference is review sentiment: 云缴费 at 83% against 中国移动钱包's 40%. 云缴费 also leads on iOS requirement (13.0 vs 15.0). 中国移动钱包's advantage is rating (3.6 vs 1.8) and ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国移动钱包 holds the better App Store score, 3.6 against 1.8. That said, the two scores are not equally well evidenced: 中国移动钱包 has 131 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 40% of 中国移动钱包's written reviews are positive against 83% of 云缴费's, so the app with the better star average is not the one people write more warmly about.
中国移动钱包 ships an update every 3 weeks, 云缴费 monthly. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | 中国移动钱包 | 云缴费 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (131 ratings) — better | 1.8 (5 ratings) |
| Positive reviews | 40.2% of reviews | 83.3% of reviews — better |
| Number of ratings | 131 — better | 5 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 187 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | China Mobile Group Electronic Commerce Co., Ltd. | CHINA EVERBRIGHT BANK COMPANY LIMITED |
Customer experience
中国移动钱包
云缴费
In-app purchases
中国移动钱包
No in-app purchases
云缴费
No in-app purchases








