Comparison

HPB Mobile vs PSB&T

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HPB Mobile

Manage your finances on the go with this banking app. Quickly check balances, pay bills, deposit checks, and transfer funds. Locate branches and ATMs with ease, all from your mobile device.

Highlights
  • Check account balances and transactions
  • Pay bills
  • Deposit checks
  • Make transfers
  • Locate branches and ATMs
Features
Read full description

Welcome to the new Hickory Point Bank & Trust Mobile Banking App. Offering the services of a branch with the convenience of an iPhone, this FREE App makes it possible to quickly and easily: -check account balances and transactions -pay bills -deposit checks -make transfers -locate branches and surcharge-free ATM’s Go virtually anywhere and access your accounts on the go with HPB Mobile! HPB Mobile is available FREE for Hickory Point Bank & Trust Online Banking users. Sign up today by visiting hickorypointbank.com. HPB Mobile will never store personal or account information on your phone. It’s encrypted with the same secure technology as Online Banking. We are committed to protecting the privacy of your financial information. Disclaimer: HPB Mobile is FREE for download and use by Hickory Point Bank & Trust Online Banking users. Your mobile carrier’s text, data and web access fees may apply. Our mobile and online banking services provide up to the minute details on your balance and account activity, however, keep in mind that this information may not reflect all of your recent transactions including checks and debit card transactions. Member FDIC Equal Housing Lender

About

PSB&T

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

Highlights
  • Secure login with PIN or fingerprint
  • Bill payment and setup
  • Account balance and activity viewing
  • Fund transfers between accounts
  • Mobile check deposit
  • Debit card control (Card On/Off)
  • Customizable alerts
Features
Read full description

With Prairie State Bank & Trust’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app allows you to: • Quickly sign in with a 4 digit PIN, or a fingerprint • Set up and pay bills • View account balances • View account activity and images of paid checks • View images of deposit tickets and checks within the deposit • Transfer funds between PSB&T deposit accounts • Make loan payments between a PSB&T deposit account and a PSB&T loan • Deposit checks into a checking or savings account • Control your debit card authorizations with Card On/Off • Set up balance and security alerts, and receive by text or email • Take a photo of receipts and purchases for long term storage • Locate PSB&T branches and surcharge free ATM’s within our network • Contact our Customer Service team by email or phone • Share our app with your friends and family Security Security is a high priority. Rest assured that your personal information is kept safe. To learn more about how to protect your privacy, visit our website at www.psbank.net/tools/safety-tips The Mobile App is available for Prairie State Bank & Trust customers with a personal checking account. We encourage you to download our free app and give it a try. The feedback we receive from customers who use the service is very positive and they like the log in options to choose how they access the service quickly and securely.

Screenshots

HPB Mobile4 screens
PSB&T4 screens

Verdict

The call

The clearest difference is rating: HPB Mobile at 4.8 against PSB&T's 3.1. HPB Mobile also leads on ratings volume (508 vs 29) and review sentiment (50% vs 40%). PSB&T's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HPB Mobile holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: HPB Mobile has 508 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 50% of HPB Mobile's written reviews are positive against 40% of PSB&T's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 10, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
HPB Mobile versus PSB&T: the parameters behind the verdict, then further details
ParameterHPB MobilePSB&T
PriceFreeFree
Rating4.8 (508 ratings) — better3.1 (29 ratings)
Positive reviews50.0% of reviews — better40.0% of reviews
Number of ratings508 — better29
Update frequencyEvery 4 monthsEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.1 — better
Further details — not scored
Size118 MB156 MB
Age rating4+4+
DeveloperHickory Point Bank & TrustPrairie State Bank & Trust

Customer experience

HPB Mobile

All ratings500 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

PSB&T

All ratings29 ratings
Positive48.3%
Neutral6.9%
Negative44.8%
Written reviews10 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

In-app purchases

None

HPB Mobile

No in-app purchases

None

PSB&T

No in-app purchases

Questions

Is HPB Mobile free?
HPB Mobile is free to download, with no in-app purchases.
Is PSB&T free?
PSB&T is free to download, with no in-app purchases.
Which has better reviews, HPB Mobile or PSB&T?
HPB Mobile is rated higher. HPB Mobile averages 4.8 out of 5 from 508 ratings, while PSB&T averages 3.1 from 29 ratings.
Do HPB Mobile or PSB&T have ads?
HPB Mobile shows ads; PSB&T does not.
Which is updated more often, HPB Mobile or PSB&T?
HPB Mobile ships an update every 4 months, and PSB&T every 4 months. Most recently, HPB Mobile was updated on October 10, 2026 and PSB&T on October 6, 2026.

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