EMI Calculator Loan Tracker vs Kuna

The only loan calculator you'll ever need — for every loan, every stage of life. Whether you're taking out a mortgage, car loan, or personal loan, this app gives you the full picture before you sign — and keeps you in control for every month after. — INSTANT PAYMENT CALCULATION — Enter your loan amount, interest rate, and term. Get your monthly payment, total interest payable, and exact payoff date in seconds. Adjust the sliders and watch the numbers update in real time. — FULL AMORTIZATION SCHEDULE — See exactly where every payment goes — how much reduces your principal and how much goes to interest, month by month, for the life of the loan. No surprises. — PREPAYMENT PLANNING — What happens if you pay a little extra each month? Or make a lump-sum payment next year? See precisely how many months you save and how much interest you avoid — before you make a single extra payment. Add monthly, yearly, or one-off prepayments and watch your savings update instantly. — VARIABLE RATE TRACKING — On a variable, tracker, or adjustable-rate loan? When your lender changes your rate, log the revision and see your updated schedule, new monthly payment, and revised payoff date immediately. No more guessing what a rate change means for your loan. — REFINANCE CALCULATOR — Thinking of switching to a better rate? Enter your current loan, your new offer, and any switching costs. The app tells you your monthly saving, total interest saved, and exactly how many months until you break even. Know the answer before you make the call. — LOAN COMPARISON — Got multiple offers? Compare up to 3 loans side by side — monthly payment, total interest, and total repayment for each. Spot the best deal instantly. — STEP-UP PAYMENTS — Expecting your income to grow? Set higher payment amounts at future points in your loan term and see how that accelerates your payoff. — SMART REMINDERS — Never miss a payment. Set reminders for your due date and get a notification before each instalment is due. WORKS FOR: Home loans · Mortgages · Car loans · Personal loans · Business loans · Any fixed or variable rate loan PREMIUM FEATURES (one-time purchase available): Unlimited EMI reminders Multiple prepayments Multiple rate change entries Step-up payment planning Ad-free experience One-time lifetime purchase option Download free. Upgrade when you're ready.

Opis aplikacije: Cilj aplikacije Kuna je educiranje i podizanje svijesti o važnosti financijske pismenosti. Učenjem i raspoznavanjem financijskih pojmova korisnici usvajaju znanja i vještine koje im mogu poslužiti kod zapošljavanja. Također, korisnici uče kako efikasnije upravljati vlastitim budžetom i savladavaju vještine snalaženja u dinamičnom svijetu financija. Upotreba aplikacije: Na početnom zaslonu aplikacije nalazi se izbornik na kojem se odabirom tipke „Kviz“ pruža prilika za učenje i provjeravanje znanja iz pet kategorija: Porezi, Krediti, Štednja, Ulaganja i Mirovine. Unutar svake kategorije nalazi se edukacijski sadržaj i kviz od 15 pitanja za testiranje naučenog. Bilježenjem ostvarenih bodova mjeri se usvojenost pojedinog modula. Mogući minimalni broj osvojenih bodova je 15, dok je maksimalni 45 po kategoriji. Za svaki točan odgovor iz prvog pokušaja, korisnik dobiva 3 boda, iz drugog 2, a iz trećeg 1 bod. Na ovaj način korisnik uvijek dolazi do točnog odgovora i tako usvaja znanje. Osim Kviza, u izborniku se mogu pronaći dodatne informacije o studentskoj udruzi „Ekonomska klinika“ i informacije o razvoju aplikacije. Odabirom tipke Pristupačnost nudi se mogućnost prilagodbe prikaza aplikacije osobama s teškoćama. U okviru pristupačnosti implementirane su opcije za visoki kontrast, povećani font i font namijenjen osobama s disleksijom. Aplikacija je nastala suradnjom Studentske udruge „Ekonomska klinika“ pri Ekonomskom fakultetu i Fakulteta elektrotehnike i računarstva (FER) Sveučilišta u Zagrebu.