Comparison

EMI Calculator Loan Tracker vs EMI Calculator For Loans

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EMI Calculator Loan Tracker

Calculate and manage home, car, and personal loans with instant EMI calculations, amortization schedules, and side-by-side loan comparisons. Plan prepayments and receive smart payment reminders to stay on top of your finances.

Highlights
  • Instant EMI calculation
  • Full amortization schedule
  • Loan comparison tool
  • Prepayment planning
  • Smart EMI reminders
  • Ad-free premium option
Features
Read full description

The only loan calculator you'll ever need — for every loan, every stage of life. Whether you're taking out a mortgage, car loan, or personal loan, this app gives you the full picture before you sign — and keeps you in control for every month after. — INSTANT PAYMENT CALCULATION — Enter your loan amount, interest rate, and term. Get your monthly payment, total interest payable, and exact payoff date in seconds. Adjust the sliders and watch the numbers update in real time. — FULL AMORTIZATION SCHEDULE — See exactly where every payment goes — how much reduces your principal and how much goes to interest, month by month, for the life of the loan. No surprises. — PREPAYMENT PLANNING — What happens if you pay a little extra each month? Or make a lump-sum payment next year? See precisely how many months you save and how much interest you avoid — before you make a single extra payment. Add monthly, yearly, or one-off prepayments and watch your savings update instantly. — VARIABLE RATE TRACKING — On a variable, tracker, or adjustable-rate loan? When your lender changes your rate, log the revision and see your updated schedule, new monthly payment, and revised payoff date immediately. No more guessing what a rate change means for your loan. — REFINANCE CALCULATOR — Thinking of switching to a better rate? Enter your current loan, your new offer, and any switching costs. The app tells you your monthly saving, total interest saved, and exactly how many months until you break even. Know the answer before you make the call. — LOAN COMPARISON — Got multiple offers? Compare up to 3 loans side by side — monthly payment, total interest, and total repayment for each. Spot the best deal instantly. — STEP-UP PAYMENTS — Expecting your income to grow? Set higher payment amounts at future points in your loan term and see how that accelerates your payoff. — SMART REMINDERS — Never miss a payment. Set reminders for your due date and get a notification before each instalment is due. WORKS FOR: Home loans · Mortgages · Car loans · Personal loans · Business loans · Any fixed or variable rate loan PREMIUM FEATURES (one-time purchase available): Unlimited EMI reminders Multiple prepayments Multiple rate change entries Step-up payment planning Ad-free experience One-time lifetime purchase option Download free. Upgrade when you're ready.

About

EMI Calculator For Loans

This tool simplifies loan management by calculating EMIs, comparing loan options, and tracking payment schedules. It also includes helpful financial calculators for GST, FDs, and currency conversion.

Highlights
  • Calculate Loan EMIs
  • Compare Loans
  • View Payment Schedules
  • GST Calculator
  • FD Calculator
  • Currency Converter
  • Manage Calculation History
Features
Read full description

EMI Calculator is a simple loan calculation tool that helps the user to easily or quickly calculate EMI using EMI Calculator and view payment schedule including History of your activities (calculations or comparing loan). This app includes GST Calculator, FD Calculator, Currency Converter, Cash Note Counter, And More features. You can use this Loan EMI Calculator to calculate your EMI (Equated Monthly Instalment) so that you can plan your loan repayment in an effective way. You can also easy to compare two loans by Compare Loans feature using Loan EMI Calculator. Available In App: EMI Calculator GST Calculator Currency Conversion FD Calculator Compare Loans RD Calculator PPF Calculator Cash Note Counter Amount To Word Manage History Loan Amount Calculator Loan Tenure Calculator Interest Rate Calculator Features: - Easy and fast way to calculate your Home Loan EMI or any other Loan EMI - Compare Loans feature to compare between two loans - Maintain History of your EMI Loan Calculations and view them at any time - You can calculate EMI on per month basis - Table Form Representation of payment split up. Where to Use: - Home Loan - Business Loan - Loan Against Property - Property Loan - Mortgage Loan - Compare Loans - Personal Loan - Car Loan - Bike Loan - Gold Loan - Any Other Loan

Screenshots

EMI Calculator Loan Tracker4 screens
EMI Calculator For Loans4 screens

Verdict

The call

The clearest difference is review sentiment: EMI Calculator For Loans at 100% against EMI Calculator Loan Tracker's 29%. EMI Calculator For Loans also leads on in-app purchases (none vs 3) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EMI Calculator Loan Tracker sells 3 in-app purchases, starting at $0.99 per month. EMI Calculator For Loans asks for nothing beyond the download.

UpkeepUpdate frequency

EMI Calculator Loan Tracker ships an update every 4 weeks, EMI Calculator For Loans every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
EMI Calculator Loan Tracker versus EMI Calculator For Loans: the parameters behind the verdict, then further details
ParameterEMI Calculator Loan TrackerEMI Calculator For Loans
PriceFreeFree
Rating4.5 (24 ratings) — better—
Positive reviews28.6% of reviews100.0% of reviews — better
Number of ratings24 — better—
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.113.0 — better
Further details — not scored
Size15 MB17 MB
Age rating4+4+
DeveloperSwetha MBCallsmaster Services LLP

Customer experience

EMI Calculator Loan Tracker

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

EMI Calculator For Loans

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

EMI Calculator Loan Tracker

Subscriptions2
  • Unlock all loan emi functionality$0.991 Month
  • Unlock all loan emi functionality$3.991 Year
One-time1
  • Unlock All Features. App will be AdFree.$5.99
None

EMI Calculator For Loans

No in-app purchases

Questions

Is EMI Calculator Loan Tracker free?
EMI Calculator Loan Tracker is free to download, with in-app purchases available.
Is EMI Calculator For Loans free?
EMI Calculator For Loans is free to download, with no in-app purchases.
Do EMI Calculator Loan Tracker or EMI Calculator For Loans have ads?
EMI Calculator Loan Tracker shows ads; EMI Calculator For Loans does not.
Which is updated more often, EMI Calculator Loan Tracker or EMI Calculator For Loans?
EMI Calculator Loan Tracker ships an update every 4 weeks, and EMI Calculator For Loans every 2 months. Most recently, EMI Calculator Loan Tracker was updated on November 1, 2026 and EMI Calculator For Loans on November 3, 2026.

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