EMI Calculator Loan Tracker vs Split Wayz

The only loan calculator you'll ever need — for every loan, every stage of life. Whether you're taking out a mortgage, car loan, or personal loan, this app gives you the full picture before you sign — and keeps you in control for every month after. — INSTANT PAYMENT CALCULATION — Enter your loan amount, interest rate, and term. Get your monthly payment, total interest payable, and exact payoff date in seconds. Adjust the sliders and watch the numbers update in real time. — FULL AMORTIZATION SCHEDULE — See exactly where every payment goes — how much reduces your principal and how much goes to interest, month by month, for the life of the loan. No surprises. — PREPAYMENT PLANNING — What happens if you pay a little extra each month? Or make a lump-sum payment next year? See precisely how many months you save and how much interest you avoid — before you make a single extra payment. Add monthly, yearly, or one-off prepayments and watch your savings update instantly. — VARIABLE RATE TRACKING — On a variable, tracker, or adjustable-rate loan? When your lender changes your rate, log the revision and see your updated schedule, new monthly payment, and revised payoff date immediately. No more guessing what a rate change means for your loan. — REFINANCE CALCULATOR — Thinking of switching to a better rate? Enter your current loan, your new offer, and any switching costs. The app tells you your monthly saving, total interest saved, and exactly how many months until you break even. Know the answer before you make the call. — LOAN COMPARISON — Got multiple offers? Compare up to 3 loans side by side — monthly payment, total interest, and total repayment for each. Spot the best deal instantly. — STEP-UP PAYMENTS — Expecting your income to grow? Set higher payment amounts at future points in your loan term and see how that accelerates your payoff. — SMART REMINDERS — Never miss a payment. Set reminders for your due date and get a notification before each instalment is due. WORKS FOR: Home loans · Mortgages · Car loans · Personal loans · Business loans · Any fixed or variable rate loan PREMIUM FEATURES (one-time purchase available): Unlimited EMI reminders Multiple prepayments Multiple rate change entries Step-up payment planning Ad-free experience One-time lifetime purchase option Download free. Upgrade when you're ready.

Main Features (Calculator Screen) Bill Amount Entry Tap the large dollar amount to enter your bill total Bold, easy-to-read display shows your current amount Discount Section Apply discounts before tax and tip are calculated Preset buttons: 0%, 5%, 10%, 15%, or Custom Discount is subtracted from the bill first Tax Calculation Preset buttons: 0%, 5%, 8%, 10%, or Custom Default starts at 0% (can be changed in Settings) Tax is applied after any discount Tip Calculation Preset buttons: 15%, 18%, 20%, 25%, or Custom Default starts at 18% (can be changed in Settings) Tip is calculated on the discounted subtotal Bill Splitting Use +/- buttons to split between 1-99 people Shows per-person amount automatically Breakdown Display Shows subtotal, discount amount, tax amount, tip amount Displays grand total and per-person amount Scan Bill for Reference Green button to take a photo of your receipt Image is saved with your calculation for reference Can remove the attached image anytime Action Buttons Save: Store the calculation to history Share: Send breakdown details to friends Reset: Clear all values and start fresh Settings Profile Enter your display name (shows first initial in avatar) Default Tip Set your preferred tip percentage (15%, 18%, 20%, 25%) Pre-selected when you open the calculator Default Tax Set your local tax rate (0%, 5%, 8%, 10%) Pre-selected when you open the calculator Appearance Light mode Dark mode Auto (follows your device settings) App Info Shows app name: Split Wayz Shows version: 1.0.0 Legal Privacy Policy: Details about data storage, camera usage, and privacy practices Help & Support How to Use: Step-by-step guide on using all features All settings save automatically History View all saved calculations Each card shows: name, date, total amount, per-person split Tap a card to view full details Delete individual calculations with the trash icon View attached receipt images in detail view Share saved calculations from detail view Key Details All data stored locally on your device No account required Works offline Supports both light and dark themes Camera permission required only for receipt scanning