First Trust Credit Union vs MACU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Trust Credit Union
Manage your finances on the go with convenient access to banking services. Deposit checks, find branches, and get in touch with customer support easily.
- Mobile check deposit
- Branch locator
- Contact information
- Website access
- Mobile banking
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First Trust Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
MACU Mobile
Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages.
- Secure sign-in with Face/Touch ID
- Quick Balances monitoring
- View balances on Apple Watch
- Nickname accounts
- Check balances and transaction history
- Pay bills and loans
- Transfer money
- View statements
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MACU Mobile makes it easy to manage your money wherever you are. Check balances, review transactions, transfer funds, pay bills, manage your cards, and stay connected to Members Advantage Credit Union from your phone or tablet. With secure access and convenient account tools, MACU Mobile helps you stay on top of everyday banking, whether you are checking your balance before a purchase, reviewing recent activity, making a payment, or reaching out for help. Features include: • View account balances and recent transactions • Quick Balances for faster account access • Transfer funds between MACU accounts • Pay bills and make loan payments • View statements • Find MACY Branches and ATM’s • Send secure message • Face ID of Touch ID for secure sign - in • Manage your Debit Card on your own with features of Card Controls below, wouldn't make it a separate line item -Turn your card on or off -Set travel alerts -Monitor card activity -Set up travel plans
Screenshots
Verdict
The clearest difference is review sentiment: First Trust Credit Union at 50% against MACU Mobile's 0%. First Trust Credit Union also leads on rating (4.0 vs 3.7). MACU Mobile's advantage is monetization model (free vs ad-supported) and device support (4 vs 2). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Trust Credit Union holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 19 and 11 respectively. Written reviews point the same way: 50% of First Trust Credit Union's written reviews are positive against 0% of MACU Mobile's.
First Trust Credit Union ships an update every 3 weeks, MACU Mobile monthly. Both last shipped on November 1, 2026.
| Parameter | First Trust Credit Union | MACU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (19 ratings) — better | 3.7 (11 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 19 — better | 11 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 62 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | First Trust Credit Union | Members Advantage Credit Union |
Customer experience
First Trust Credit Union
MACU Mobile
In-app purchases
First Trust Credit Union
No in-app purchases
MACU Mobile
No in-app purchases
Questions
Is First Trust Credit Union free?
Is MACU Mobile free?
Which has better reviews, First Trust Credit Union or MACU Mobile?
Do First Trust Credit Union or MACU Mobile have ads?
Which is updated more often, First Trust Credit Union or MACU Mobile?
Other comparisons
