Comparison

Oberbank vs VKB CONNECT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oberbank

Manage your banking needs on the go with this app. Access all your accounts, cards, and investment information, and perform transactions like SEPA transfers. It also offers features like a QR code reader for easier data entry and an electronic mailbox.

Highlights
  • Account and card overview
  • SEPA bank transfer
  • QR code and IBAN reader
  • Limit changes for debit cards
  • Electronic mailbox
  • Latest news updates
Features
Read full description

With the Oberbank App, you can take your Oberbank along wherever you go. It allows you to access all banking functions, innovative services and practical features you can use in Austria and abroad around the clock. The functions available within the app can vary between countries! For cash and investment account customers: * Banking transactions anytime anywhere (prerequisite: Internet connection + eBanking) * All accounts, cards and investment accounts at a glance * Transmission of SEPA bank transfer instructions * QR code reader and IBAN reader for simplified data entry when issuing bank transfers Additional services – also available to anybody who is not an Oberbank customer: * Limit change for your Oberbank debit card * Activation of your Oberbank debit card for non-EU countries * Electronic mailbox * Current news directly on your smartphone The app was designed especially for smartphones. In order to download the Oberbank App, you will need iOS 11.0 or higher. The app can only be used together with an Oberbank account for which eBanking has been activated. In order to login, you can use your eBanking access data (participant number + PIN)

About

VKB CONNECT

Manage your finances securely and conveniently with this banking app. It offers features like pushTAN authentication for easy logins and transfers, real-time transaction notifications, and detailed financial overviews. You can also manage standing orders, categorize expenses, and access your investment portfolio.

Highlights
  • PushTAN for secure login and transfers
  • Real-time transaction notifications
  • Account balance and transaction overview
  • Search and filter transactions
  • Manage standing orders
  • Categorize expenses
  • Scan IBANs, payment slips, and QR codes
  • Contact your advisor and manage appointments
Features
Read full description

Einfach einfach – doppelt sicher! Mit der VKB CONNECT APP ist unser Online-Banking, wie es sein soll: praktisch und kommod. Die App überzeugt nicht nur mit neuem Design, sondern wird mit der neuen 2-Faktor-Authentifizierung mit pushTAN nun noch sicherer. Funktionsumfang: Die VKB CONNECT APP mit pushTAN ist Ihr persönliches Finanzmanagement: echt persönlich, sichtbar einfach und einfach sicher. So behalten Sie auch mobil den Überblick über Ihre Finanzen – alles in einer einzigen App: • Login und Überweisung: jetzt noch einfacher, schneller und sicherer mit pushTAN • Kontostand und Umsätze auf einen Blick • Echtzeit-Benachrichtigung bei neuen Umsätzen • Durchsuchen und filtern Sie bequem Ihre getätigten Umsätze • Dauer- und Abschöpfaufträge: Einfach erfassen, bearbeiten, anzeigen und löschen • Umsatzzuordnung nach Kategorien • Scannen von IBANs, Zahlscheinen und QR-Codes • Umfangreiche Kontaktmöglichkeiten: Kontaktieren Sie Ihren Betreuer oder Ihre Betreuerin direkt, vereinbaren Sie Termine, sehen Sie Konversationen und Dokumente ein und geben Sie uns Feedback zur VKB CONNECT-App. • Online sparen: einfache und bequeme Ein- und Auszahlungen • Wertpapiere: Depotstand und Positionsübersicht Einloggen mit pushTAN: pushTAN ersetzt die smsTAN und sorgt für einen sicheren, einfachen und schnellen Login-Vorgang – sowohl bei VKB CONNECT am PC oder Laptop als auch bei der VKB CONNECT APP am Smartphone oder Tablet. Login und Zeichnung von Überweisungen laufen direkt über die VKB CONNECT APP

Screenshots

Oberbank4 screens
VKB CONNECT4 screens

Verdict

The call

The clearest difference is rating: VKB CONNECT at 5.0 against Oberbank's 4.6. Oberbank's advantage is ratings volume (58 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VKB CONNECT holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Oberbank has 58 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Oberbank versus VKB CONNECT: the parameters behind the verdict, then further details
ParameterOberbankVKB CONNECT
PriceFreeFree
Rating4.6 (58 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings58 — better1
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size204 MB146 MB
Age rating4+12+
DeveloperOberbank AGVolkskreditbank AG

Customer experience

Oberbank

All ratings55 ratings
Positive90.9%
Neutral1.8%
Negative7.3%
Written reviews26 reviews
Positive50.0%
Neutral7.7%
Negative42.3%

VKB CONNECT

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Oberbank

No in-app purchases

None

VKB CONNECT

No in-app purchases

Questions

Is Oberbank free?
Oberbank is free to download, with no in-app purchases.
Is VKB CONNECT free?
VKB CONNECT is free to download, with no in-app purchases.
Which has better reviews, Oberbank or VKB CONNECT?
VKB CONNECT is rated higher. Oberbank averages 4.6 out of 5 from 58 ratings, while VKB CONNECT averages 5.0 from 1 ratings.
Do Oberbank or VKB CONNECT have ads?
Neither Oberbank nor VKB CONNECT shows ads.
Which is updated more often, Oberbank or VKB CONNECT?
Oberbank ships an update monthly, and VKB CONNECT monthly. Most recently, Oberbank was updated on October 24, 2026 and VKB CONNECT on October 24, 2026.

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