陆基金 vs 陆PRO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
陆基金
A secure and professional platform for fund trading, offering a curated selection of products and diverse investment tools. It provides 24/7 AI customer service and personalized support for investors.
- Licensed fund sales institution
- Secure fund transactions supervised by Ping An Bank
- Curated product selection (Lu Jin Xuan)
- Diverse investment tools
- 24/7 AI customer service
- Personalized client manager support
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专业、信任、价值，基金交易就到陆基金！ 【正规持牌】 上海陆金所基金销售有限公司（以下简称陆基金）隶属于中国平安集团，是中国证监会批准成立的独立基金销售机构，2015年获批基金销售业务资格。 【安全放心】 陆基金在平安银行开立基金销售监督账户，每一笔交易资金均受平安银行监督。 【专业服务】 值得投选品体系：深度整合上百家专业机构研判，严选中长期高确定性板块，层层优选投资标的，为投资者提供科学、精准的选品指引，减少用户选基烦恼，省心省时。 丰富的平台投资工具：陆基金为广大投资者提供丰富多样的平台工具，覆盖选品、交易、投后服务等多个场景，助力用户实现投资目标。 贴心的全旅途陪伴式服务：陆基金主要通过线上平台提供服务，AI客服7*24小时响应，尊享客户还可享有一对一专属客户经理全程陪伴，提供定制化服务。 如果您对选购基金或基金交易有任何问题，欢迎致电官方客服热线：400-821-9031（工作日9:00-18:00） 市场有风险，投资需谨慎，基金过往业绩不代表未来表现。
陆PRO
This platform offers a secure and professional way to trade funds, backed by a licensed institution. It provides curated investment options and a suite of tools to help users achieve their financial goals, with 24/7 AI customer support.
- Licensed fund trading
- Secure transactions via bank supervision
- Curated 'Lu Jin Xuan' product selection
- Diverse investment tools
- 24/7 AI customer support
- Personalized service for premium users
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正规、安全、专业，基金交易就到陆基金！ 【正规持牌】 上海陆金所基金销售有限公司（以下简称陆基金）隶属于中国平安集团，是中国证监会批准成立的独立基金销售机构，2015年获批基金销售业务资格。 【安全放心】 陆基金在平安银行开立基金销售监督账户，每一笔交易资金均受平安银行监督。 【专业服务】 精选的陆金选产品体系：陆基金通过大数据和深度调研优选出系列产品，持续追踪三大核心理财能力，减少用户选基烦恼，省心省时。 丰富的平台投资工具：陆基金为广大投资者提供丰富多样的平台工具，覆盖选品、交易、投后服务等多个场景，助力用户实现投资目标。 贴心的全旅途陪伴式服务：陆基金主要通过线上平台提供服务，AI客服7*24小时响应，尊享客户还可享有一对一专属客户经理全程陪伴，提供定制化服务。 如果您对选购基金或基金交易有任何问题，欢迎致电官方客服热线：400-821-9031（工作日9:00-18:00） 市场有风险，投资需谨慎，基金过往业绩不代表未来表现。
Screenshots
Verdict
The clearest difference is rating: 陆基金 at 3.6 against 陆PRO's 2.3. 陆基金 also leads on ratings volume (4.1K vs 3). 陆PRO's advantage is review sentiment (62% vs 51%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
陆基金 holds the better App Store score, 3.6 against 2.3. That said, the two scores are not equally well evidenced: 陆基金 has 4.1K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 51% of 陆基金's written reviews are positive against 62% of 陆PRO's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.
| Parameter | 陆基金 | 陆PRO |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (4.1K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 51.0% of reviews | 61.9% of reviews — better |
| Number of ratings | 4.1K — better | 3 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 129 MB | 133 MB |
| Age rating | 17+ | 17+ |
| Developer | 上海陆金所基金销售有限公司 | Shanghai Lufax Fund Sales Co.,Ltd |
Customer experience
陆基金
陆PRO
In-app purchases
陆基金
No in-app purchases
陆PRO
No in-app purchases
