Comparison

房贷计算器 vs 中金财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

房贷计算器

This finance app helps users find the most cost-effective mortgage solutions. It calculates options for commercial loans, provident fund loans, and combined loans, considering real-time interest rates and LPR adjustments. The tool also supports early repayment calculations.

Highlights
  • Mortgage loan calculations
  • Commercial loan support
  • Provident fund loan support
  • Combined loan options
  • LPR interest rate support
  • Early repayment calculations
Features
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贷款买房,选择怎样的贷款方案才能使成本更低? 同花顺房贷计算器,集商业贷款、公积金贷款、组合贷等,根据实时利率帮您免费挑选适合自己的贷款方案。 还支持LPR利率和提前还贷计算,买房实在不容易,贷款必须算仔细! 客服电话:952555 新浪微博:http://weibo.com/ths300033@同花顺 官方网站:http://www.10jqka.com.cn/

About

中金财富

Features
Read full description

大型证券公司、专业财富管理背景--中国中金财富证券有限公司官方出品! 提供开户、行情、资讯、交易一站式服务,专业又易用! 无需开户即可免费试用,中金财富为您免费提供所有功能! 【快捷开户】刷脸快速开户,万2.5低佣金 【智能盯盘】股票盯盘系统、智能预警系统、个股异动提醒 【高速行情】市场瞬息万变,行情高速刷新,动态一网打尽 【一键打新】新股定时申购提醒,多只新股也能轻松批量申购 【实时E讯】操盘提示、投研报告、新闻资讯,热点及时送达,资讯应有尽有 【畅快投资】普通交易、融资融券、开放式基金、分级基金、股转交易,金融超市层级产品一应俱全,任凭君选 【私人定制】两款皮肤,颜值爆表;订阅自选,随心而动 投资皆有风险,应谨慎至上!

Screenshots

房贷计算器4 screens
中金财富4 screens

Verdict

The call

The clearest difference is rating: 房贷计算器 at 3.0 against 中金财富's 1.7. 房贷计算器 also leads on in-app purchases (none vs 10) and review sentiment (92% vs 58%). 中金财富's advantage is update cadence (every 2 weeks vs every 6 months) and ratings volume (19 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 中金财富 sells 10 one-off in-app purchases. 房贷计算器 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

房贷计算器 holds the better App Store score, 3.0 against 1.7. That said, the two scores are not equally well evidenced: 中金财富 has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 92% of 房贷计算器's written reviews are positive against 58% of 中金财富's.

UpkeepUpdate frequency

房贷计算器 ships an update every 6 months, 中金财富 every 2 weeks. Both last shipped on November 1, 2026.

Scorecard6 real differences · 4 level
房贷计算器 versus 中金财富: the parameters behind the verdict, then further details
Parameter房贷计算器中金财富
PriceFreeFree
Rating3.0 (1 ratings) — better1.7 (19 ratings)
Positive reviews91.7% of reviews — better58.3% of reviews
Number of ratings119 — better
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better13.0
Further details — not scored
Size6 MB414 MB
Age rating4+17+
Developer浙江同花顺网络科技有限公司CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED

Customer experience

房贷计算器

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews24 reviews
Positive91.7%
Neutral4.2%
Negative4.2%

中金财富

All ratings19 ratings
Positive15.8%
Neutral5.3%
Negative78.9%
Written reviews36 reviews
Positive58.3%
Neutral5.6%
Negative36.1%

In-app purchases

None

房贷计算器

No in-app purchases

10 purchases

中金财富

One-time10
  • level2-1个月$0.99
  • 相似K线1个月$3.99
  • 多空信号1个月$6.99
Show 7 more
  • level2-6个月$6.99
  • level2-12个月$12.99
  • 趋势信号灯1个月$17.99
  • AI金股一个月$32.99
  • AI金股三个月$89.99
  • AI金股六个月$179.99
  • AI金股十二个月$299.99

Questions

Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Is 中金财富 free?
中金财富 is free to download, with in-app purchases available.
Which has better reviews, 房贷计算器 or 中金财富?
房贷计算器 is rated higher. 房贷计算器 averages 3.0 out of 5 from 1 ratings, while 中金财富 averages 1.7 from 19 ratings.
Do 房贷计算器 or 中金财富 have ads?
Neither 房贷计算器 nor 中金财富 shows ads.
Which is updated more often, 房贷计算器 or 中金财富?
房贷计算器 ships an update every 6 months, and 中金财富 every 2 weeks. Most recently, 房贷计算器 was updated on November 1, 2026 and 中金财富 on November 1, 2026.

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