Comparison

Volksbank hausbanking vs PayLife

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Volksbank hausbanking

Manage your finances with this banking app. Features include quick logins, transaction categorization, secure communication with advisors, and branch/ATM locators. It offers push notifications for account activity and a personalized homepage.

Highlights
  • Quick login with PIN or fingerprint
  • Push notifications for account activity
  • Secure advisor communication with document upload
  • Branch and ATM locator with route planner
  • Scan payment slips for easy data entry
  • Automatic transaction categorization
  • Comprehensive search for contacts and transactions
Features
Read full description

Die hausbanking-App der österreichischen Volksbanken bietet innovative Funktionen und Komfort wie z.B. den schnellen Login mit Geheimcode oder Fingerprint. Die wichtigsten Funktionen im Überblick: • Hilfreiche Produkt- und Serviceaufträge im Einkaufswagen • Push-Mitteilungen für wichtige Ein- und Ausgänge am Konto • Personalisierte Startseite mit individuellen Sicherheitsmerkmalen • Gesicherte Kommunikation mit dem Berater + Dokumenten-Upload • Volksbank-Filiale und Bankomat in der Nähe + Routenplaner • Einfache Erfassung der Auftragsdaten durch Zahlschein-Scan • Automatische Umsatzkategorisierung aller Eingänge und Ausgaben • Umfangreiche Suche nach Kontakten, Umsätzen, Aufträgen • Komfortabler Login mit Quick-ID sowie Fingerprint Mehr Informationen unter https://www.volksbank.at/hausbanking

About

PayLife

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

Highlights
  • Secure login with app code or biometrics
  • 3D Secure registration and payment authorization
  • Online card statements and transaction overview
  • Card blocking and PIN display
  • GeoControl and currency exchange information
  • Exclusive features for PayLife Black users
Features
Read full description

Mit der PayLife App erhalten Sie einfachen und sicheren Zugang zu Ihren Kreditkartenservices – für den Login genügt der 5-stelliger App Code oder die Fingerabdruck- bzw. Gesichtserkennungs-Funktion Ihres Mobilgerätes. Schnelle Registrierung: - Einmalig mit Kundennummer und Passwort registrieren - Festlegung persönlicher Anmeldedaten: App Code + Biometrie Umfangreiche Funktionen - 3D Secure Registrierung und sichere Zahlungsfreigabe - Online-Kartenabrechnung und Umsatzübersicht - Nachrichten im PayLife Postfach und Änderungen persönlicher Daten - Verwaltung von 3D Secure und Kartensperrungen - Kartenbestellungen, PIN-Code Anzeigen und GeoControl - Einstellungen für Online-Zahlungen und Info-SMS - Wechselkursinformationen für maximale Kontrolle Besonders für PayLife Black-Nutzer - Zugriff zum Umsatzcounter für den Black Bonusflight Sicherheitsmerkmale - Funktioniert nicht auf „Rooted Devices“ Entdecken Sie die bequeme und sichere Verwaltung Ihrer Kreditkarte mit der PayLife App. Weitere Infos zur Einrichtung unter: http://www.paylife.at/myapp

Screenshots

Volksbank hausbanking4 screens
PayLife4 screens

Verdict

The call

The clearest difference is rating: PayLife at 5.0 against Volksbank hausbanking's 1.8. PayLife also leads on update cadence (every 3 weeks vs every 4 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayLife holds the better App Store score, 5.0 against 1.8. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews complicate that: 33% of Volksbank hausbanking's written reviews are positive against 30% of PayLife's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Volksbank hausbanking ships an update every 4 months, PayLife every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Volksbank hausbanking versus PayLife: the parameters behind the verdict, then further details
ParameterVolksbank hausbankingPayLife
PriceFreeFree
Rating1.8 (5 ratings)5.0 (4 ratings) — better
Positive reviews33.3% of reviews — better30.4% of reviews
Number of ratings5 — better4
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size38 MB288 MB
Age rating12+4+
DeveloperVOLKSBANK WIEN AGeasybank AG

Customer experience

Volksbank hausbanking

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews6 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

PayLife

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive30.4%
Neutral0.0%
Negative69.6%

In-app purchases

None

Volksbank hausbanking

No in-app purchases

None

PayLife

No in-app purchases

Questions

Is Volksbank hausbanking free?
Volksbank hausbanking is free to download, with no in-app purchases.
Is PayLife free?
PayLife is free to download, with no in-app purchases.
Which has better reviews, Volksbank hausbanking or PayLife?
PayLife is rated higher. Volksbank hausbanking averages 1.8 out of 5 from 5 ratings, while PayLife averages 5.0 from 4 ratings.
Do Volksbank hausbanking or PayLife have ads?
Neither Volksbank hausbanking nor PayLife shows ads.
Which is updated more often, Volksbank hausbanking or PayLife?
Volksbank hausbanking ships an update every 4 months, and PayLife every 3 weeks. Most recently, Volksbank hausbanking was updated on October 23, 2026 and PayLife on October 24, 2026.

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