CrontoSign Swiss vs OKB TWINT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CrontoSign Swiss
Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.
- E-banking access authentication
- Transaction authentication
- Colored mosaic decoding
- Offline functionality
- Multi-bank support
- Personalized security key
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CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.
OKB TWINT
This app allows contactless payments in stores and online, and enables instant money transfers between individuals. It acts as a digital wallet directly linked to your bank account, ensuring immediate transaction recording. Store digital loyalty cards and membership IDs within the app.
- Contactless payments
- Peer-to-peer money transfers
- Digital wallet
- Real-time transactions
- Store digital cards
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Mit der benutzerfreundlichen und kostenlosen App «OKB TWINT» bezahlen Sie mit Ihrem Smartphone kontaktlos in Geschäften, Online-Shops oder in Restaurants. TWINT bietet Ihnen das grösste Zahlungsnetzwerk in der Schweiz, um Geldbeträge direkt an eine Person zu übermitteln. Die App ist Ihr digitales Portemonnaie mit der direkten Anbindung an Ihr Konto. Jede Transaktion wird somit sofort auf dem hinterlegten Konto verbucht. Ihre Vorteile • Geld sicher senden, anfordern und erhalten • Überweisung in Echtzeit • Anbindung direkt an OKB-Konto, keine Kreditkarte nötig • digital Kundenkarten und Mitgliederausweise aufbewahren • kostenlos Voraussetzungen für OKB TWINT • Schweizer Mobiltelefonnummer • Ein Privatkonto oder Vereinskonto bei der Obwaldner Kantonalbank • E-Banking Vertrag bei der Obwaldner Kantonalbank Konditionen • Die App sowie deren Nutzung sind kostenlos • Es fallen keine Transaktionsgebühren an
Screenshots
Verdict
The clearest difference is rating: OKB TWINT at 4.6 against CrontoSign Swiss's 3.0. OKB TWINT also leads on ratings volume (5 vs 1). CrontoSign Swiss's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OKB TWINT holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: OKB TWINT has 5 ratings behind it against 1, so its average is the more settled of the two.
CrontoSign Swiss ships an update every 5 months, OKB TWINT every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | CrontoSign Swiss | OKB TWINT |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 4.6 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 69 MB | 59 MB |
| Age rating | 4+ | 9+ |
| Developer | OneSpan Solutions UK Limited | Obwaldner Kantonalbank |
Customer experience
CrontoSign Swiss
OKB TWINT
In-app purchases
CrontoSign Swiss
No in-app purchases
OKB TWINT
No in-app purchases
