Comparison

CrontoSign Swiss vs ZugerKB TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrontoSign Swiss

Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.

Highlights
  • E-banking access authentication
  • Transaction authentication
  • Colored mosaic decoding
  • Offline functionality
  • Multi-bank support
  • Personalized security key
Features
Read full description

CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.

About

ZugerKB TWINT

Make cashless payments at the checkout, in online shops, or at vending machines. Send and receive money instantly via your smartphone. Secure access with PIN or fingerprint, backed by Swiss banking security standards.

Highlights
  • Cashless payments
  • Send and receive money
  • Secure access (PIN/fingerprint)
  • Digital stamp cards and coupons
  • Store customer cards
  • Direct bank account debit
Features
Read full description

Bezahlen Sie bargeldlos an der Kasse, in Online-Shops an Automaten, oder senden und empfangen Sie Geld über Ihr Smartphone. Schnell, einfach und mobil. Vorteile der ZugerKB TWINT App - Bequem: Geld senden, empfangen und anfordern – innert Sekunden. - Sicher: Zugang mit 6-stelligem Zahlencode (PIN) oder via Fingerprint. Es werden die Sicherheitsstandards der Schweizer Banken angewendet. - Kostenlos: ZugerKB TWINT ist gratis und es werden keine Transaktionsgebühren verrechnet. - Vorteilhaft: Stempelkarten und Coupons gehören zum umfassenden Mehrwertpaket, genauso wie die Möglichkeit Kundenkarten zu hinterlegen. - Anerkannt: Hinter dem neuen Mobile Payment Service stehen die grössten Schweizer Banken und SIX. - Transparent: Zahlungen mit ZugerKB TWINT werden direkt Ihrem Bankkonto belastet. Voraussetzungen zur Nutzung von ZugerKB TWINT - Mindestalter 13 Jahre - Smartphone mit Schweizer Handynummer - Konto mit E-Banking-Vertrag bei der Zuger Kantonalbank

Screenshots

CrontoSign Swiss4 screens
ZugerKB TWINT4 screens

Verdict

The call

The clearest difference is rating: ZugerKB TWINT at 5.0 against CrontoSign Swiss's 3.0. ZugerKB TWINT also leads on ratings volume (34 vs 1). CrontoSign Swiss's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ZugerKB TWINT holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: ZugerKB TWINT has 34 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CrontoSign Swiss ships an update every 5 months, ZugerKB TWINT every 3 months. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
CrontoSign Swiss versus ZugerKB TWINT: the parameters behind the verdict, then further details
ParameterCrontoSign SwissZugerKB TWINT
PriceFreeFree
Rating3.0 (1 ratings)5.0 (34 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings134 — better
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB58 MB
Age rating4+12+
DeveloperOneSpan Solutions UK LimitedZuger Kantonalbank

Customer experience

CrontoSign Swiss

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

ZugerKB TWINT

All ratings34 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CrontoSign Swiss

No in-app purchases

None

ZugerKB TWINT

No in-app purchases

Questions

Is CrontoSign Swiss free?
CrontoSign Swiss is free to download, with no in-app purchases.
Is ZugerKB TWINT free?
ZugerKB TWINT is free to download, with no in-app purchases.
Which has better reviews, CrontoSign Swiss or ZugerKB TWINT?
ZugerKB TWINT is rated higher. CrontoSign Swiss averages 3.0 out of 5 from 1 ratings, while ZugerKB TWINT averages 5.0 from 34 ratings.
Do CrontoSign Swiss or ZugerKB TWINT have ads?
ZugerKB TWINT shows ads; CrontoSign Swiss does not.
Which is updated more often, CrontoSign Swiss or ZugerKB TWINT?
CrontoSign Swiss ships an update every 5 months, and ZugerKB TWINT every 3 months. Most recently, CrontoSign Swiss was updated on October 9, 2026 and ZugerKB TWINT on October 24, 2026.

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