Comparison

CrontoSign Swiss vs BCVS TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrontoSign Swiss

Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.

Highlights
  • E-banking access authentication
  • Transaction authentication
  • Colored mosaic decoding
  • Offline functionality
  • Multi-bank support
  • Personalized security key
Features
Read full description

CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.

About

BCVS TWINT

Send and receive money instantly from your bank account. Securely pay in stores, online, or at machines using your smartphone. Offers discounts and loyalty cards.

Highlights
  • Send and receive money in real-time
  • Secure in-store and online payments
  • Pay at vending machines
  • Purchase digital vouchers
  • Access loyalty and discount cards
  • Direct link to BCVS bank account
Features
Read full description

BCVS TWINT vous permet d’envoyer et de recevoir de l’argent rapidement et facilement depuis votre compte BCVS. Vous pouvez également payer en toute sécurité dans les commerces portant la signalétique TWINT. Le débit direct est effectué automatiquement sur le compte correspondant. Fonctionnalités : Envoyer et demander en temps réel des montants à des amis ou des membres de la famille. • Comment procéder? Il suffit de saisir le montant, sélectionner la personne et compléter par un message ou une photo. Payer facilement sans argent liquide avec votre smartphone dans les commerces, dans les boutiques en ligne ou aux distributeurs automatiques. • Comment procéder? Il suffit d’ouvrir l'app et payez au moyen de la fonction «Payer ». Effectuer vos achats sur Internet – rapidement et en toute sécurité sans devoir entrer des numéros de cartes. • Comment procéder? Il suffit d’ouvrir l'app, lire le code QR affiché et confirmer le montant. Payer un parking, achat de bons numériques, faire un don, faire le plein, Super-deals, Abonnements mobiles et Internet, assurances, etc. • Comment procéder? Il suffit d’ouvrir l'app. et de se rendre dans la rubrique «Fonctions partenaires ». Avantages : Payez facilement et en toute sécurité: RAPIDE : Vous envoyez et demandez de l’argent en temps réel. PRATIQUE : Vous disposez d'une connexion directe à votre compte BCVS. SÉCURISÉ : Vous vous enregistrez avec vos identifiants E-Banking BCVS et vous vous connectez avec un code dédié. FACILE : • Vous pouvez envoyer, demander et recevoir de l’argent en quelques secondes • Vous effectuez facilement et sans espèce vos achats au moyen de votre smartphone ATTRACTIF : • Vous bénéficiez automatiquement de bons de réduction au moment de payer • Vous disposez à tout moment des cartes clients et de fidélité de vos magasins préférés dans l'app GRATUIT : Vous téléchargez gratuitement l’application et ne payez aucuns frais supplémentaires sur les opérations. Conditions : • 12 ans révolus minimum • Etre domicilié en Suisse • Personnes physiques (comptes Business exclus) • Disposer d’un compte éligible (par exemple Privé, Club, Compte Bienvenue) • Signature individuelle sur le compte • Disposer d’un accès E-Banking • No de téléphone suisse BCVS TWINT est destinée à un usage privé et ne peut pas être utilisée par les marchands pour recevoir des paiements de leurs clientes et clients avec la fonction envoyer de l’argent. Téléchargez dès maintenant BCVS TWINT et digitalisez votre porte-monnaie !

Screenshots

CrontoSign Swiss4 screens
BCVS TWINT4 screens

Verdict

The call

The clearest difference is review sentiment: BCVS TWINT at 67% against CrontoSign Swiss's 0%. BCVS TWINT also leads on rating (4.9 vs 3.0) and ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCVS TWINT holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: BCVS TWINT has 15 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of CrontoSign Swiss's written reviews are positive against 67% of BCVS TWINT's.

UpkeepUpdate frequency

CrontoSign Swiss ships an update every 5 months, BCVS TWINT every 4 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
CrontoSign Swiss versus BCVS TWINT: the parameters behind the verdict, then further details
ParameterCrontoSign SwissBCVS TWINT
PriceFreeFree
Rating3.0 (1 ratings)4.9 (15 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings115 — better
Update frequencyEvery 5 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB58 MB
Age rating4+12+
DeveloperOneSpan Solutions UK LimitedBanque Cantonale du Valais

Customer experience

CrontoSign Swiss

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

BCVS TWINT

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

CrontoSign Swiss

No in-app purchases

None

BCVS TWINT

No in-app purchases

Questions

Is CrontoSign Swiss free?
CrontoSign Swiss is free to download, with no in-app purchases.
Is BCVS TWINT free?
BCVS TWINT is free to download, with no in-app purchases.
Which has better reviews, CrontoSign Swiss or BCVS TWINT?
BCVS TWINT is rated higher. CrontoSign Swiss averages 3.0 out of 5 from 1 ratings, while BCVS TWINT averages 4.9 from 15 ratings.
Do CrontoSign Swiss or BCVS TWINT have ads?
Neither CrontoSign Swiss nor BCVS TWINT shows ads.
Which is updated more often, CrontoSign Swiss or BCVS TWINT?
CrontoSign Swiss ships an update every 5 months, and BCVS TWINT every 4 months. Most recently, CrontoSign Swiss was updated on October 9, 2026 and BCVS TWINT on October 6, 2026.

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