CrontoSign Swiss vs SHKB Twint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CrontoSign Swiss
Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.
- E-banking access authentication
- Transaction authentication
- Colored mosaic decoding
- Offline functionality
- Multi-bank support
- Personalized security key
Read full descriptionHide full description
CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.
SHKB Twint
This Swiss payment app allows for fast, secure, and easy transactions. Send and receive money, pay for purchases, and access various convenient features like paying parking tickets and donating to charities.
- Fast and secure payments
- Send and receive money for free
- Pay for purchases online and in-store
- Pay parking tickets with refunds
- Withdraw cash
- Donate to social projects
- Buy and gift digital vouchers
Read full descriptionHide full description
Bezahle mit TWINT schnell, sicher und einfach. Ob an der Kasse, beim Onlineshopping oder unter Freundinnen und Freunden: TWINT ist die Bezahl-App der Schweiz. Bequem: Sende und empfange kostenlos und rund um die Uhr Geld oder teile Beträge unter Bekannten auf. Auch deine Einkäufe bezahlst du mit TWINT schnell und einfach. Sicher: Deine TWINT App ist sicher geschützt und erfüllt die strengen Sicherheitsstandards der Schweizer Banken. Du loggst dich ein, indem du einen Code eingibst, oder bestätigst deine Identität mithilfe der Gesichts- oder Fingerabdruckerkennung. Es werden keine personenbezogenen Daten an Dritte weitergegeben, dein Geld wird auch nicht direkt auf dem Smartphone gespeichert. Akzeptiert: Egal ob im Restaurant in der Stadt oder im Hofladen auf dem Land: Immer mehr Verkaufsstellen akzeptieren TWINT als Zahlungsmittel und ermöglichen dir so ein entspanntes Einkaufserlebnis. Entdecke ausserdem die vielfältigen Funktionen von TWINT, die dein Leben einfacher machen: - Bezahle dein Parkticket mit TWINT: Du bekommst die restliche Parkzeit, die du nicht nutzt, zurückerstattet - Beziehe Bargeld an über 2300 Akzeptanzstellen schweizweit - Unterstütze mit einer Spende eines von vielen sozialen Projekten– direkt in der App - Kaufe und verschenke digitale Gutscheine für Onlineshops und Gaming - In der App erwarten dich noch weitere, laufend neue Funktionen Konditionen Die SHKB TWINT App ist für Paketkunden der Schaffhauser Kantonalbank kostenlos (KBPLUS, JUGENDPLUS, BILDUNGPLUS, KBDIGITAL). Ohne SHKB-Paket kostet die Nutzung der SHKB TWINT App 30 Franken pro Jahr (Belastung jährlich auf dem TWINT Verbindungskonto). Weitere Informationen und Anleitungen zur Aktivierung und Nutzung der SHKB TWINT App erhalten Sie unter www.shkb.ch/twint.
Screenshots
Verdict
The clearest difference is rating: SHKB Twint at 4.9 against CrontoSign Swiss's 3.0. SHKB Twint also leads on ratings volume (7 vs 1). CrontoSign Swiss's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SHKB Twint holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: SHKB Twint has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
CrontoSign Swiss ships an update every 5 months, SHKB Twint every 3 months. The most recent releases landed on July 6, 2026 and September 14, 2026 respectively.
| Parameter | CrontoSign Swiss | SHKB Twint |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 4.9 (7 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 69 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | OneSpan Solutions UK Limited | Schaffhauser Kantonalbank |
Customer experience
CrontoSign Swiss
SHKB Twint
In-app purchases
CrontoSign Swiss
No in-app purchases
SHKB Twint
No in-app purchases
Questions
Is CrontoSign Swiss free?
Is SHKB Twint free?
Which has better reviews, CrontoSign Swiss or SHKB Twint?
Do CrontoSign Swiss or SHKB Twint have ads?
Which is updated more often, CrontoSign Swiss or SHKB Twint?
Other comparisons
