Comparison

CrontoSign Swiss vs BdL TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrontoSign Swiss

Securely authenticate e-banking access and transactions by photographing a colored mosaic displayed on your computer. This app decodes the mosaic and generates an authorization code for verification, working offline and with multiple banks.

Highlights
  • E-banking access authentication
  • Transaction authentication
  • Colored mosaic decoding
  • Offline functionality
  • Multi-bank support
  • Personalized security key
Features
Read full description

CrontoSign Swiss is an App for e-banking access and transaction authentication. How it works: The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection. If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss. Legal Notice: We point out that, by downloading, installing and using this application a third party (such as Apple) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Apple is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Apple, to which you agree, are to be distinguished from the legal notice of your bank.

About

BdL TWINT

This app facilitates secure and convenient payments for online and in-store purchases. It allows users to send and receive money instantly between friends, withdraw cash, and store payment and loyalty cards virtually. All transactions are directly linked to your bank account and benefit from robust security measures.

Highlights
  • Online and in-store payments
  • Send/receive money between individuals
  • Cash withdrawal
  • Virtual card storage
  • Direct bank account link
  • Biometric authentication
Features
Read full description

-- On ne présente plus TWINT :) Le système de paiement simple rapide et collaboratif, qui vous permet de régler vos achats en ligne, en magasin, mais aussi d'envoyer/recevoir de l'argent entre proches, retirer du cash aux distributeurs et dans tout le réseau TWINT, etc... L'utilisation de TWINT est accessible gratuitement et sans auncun frais à tout client Banque du Léman détenteur d'un compte courant avec accès e-Banking, ainsi que d'un mobile avec numéro de téléphone suisse ou français. -- Payez partout en Suisse sans argent liquide, et sans carte Twint est accepté dans la majorités des commerces en Suisse. Les festivals et évènements ""cashless"" ont choisi TWINT comme alternative aux paiements en liquide. -- Porte-carte virtuel D5 Enregistrez vos cartes de paiement et de fidélité sur votre app BdL TWINT, pour toujours plus de rapidité et d'efficacité -- Paiements entre personnes physiques Vos proches détenteurs d'un compte TWINT D5peuvent vous envoyer de l'argent instantanément via votre compte TWINT. Plus besoin d'attendre pour vous faire rembourser ! -- TWINT est directement lié à votre compte Banque du Léman Tout comme un paiement par carte, le solde de votre compte BdL sera interrogé, puis les achats seront débités individuellement comme un paiement traditionnel. -- Sécurité Banque du Léman L'application TWINT bénéficie des standards de sécurité Banque du Léman. L'accès à l'application se fait via authentification par code, empreinte digitale ou Face ID. Toutes vos données TWINT sont stockées et gérées en Suisse.D5 Essayez TWINT Banque du Léman dès maintenant ! Téléchargez l'application, et laissez vous guider

Screenshots

CrontoSign Swiss4 screens
BdL TWINT4 screens

Verdict

The call

The clearest difference is rating: BdL TWINT at 5.0 against CrontoSign Swiss's 3.0. CrontoSign Swiss's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BdL TWINT holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

CrontoSign Swiss ships an update every 5 months, BdL TWINT every 3 months. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
CrontoSign Swiss versus BdL TWINT: the parameters behind the verdict, then further details
ParameterCrontoSign SwissBdL TWINT
PriceFreeFree
Rating3.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings11
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size69 MB58 MB
Age rating4+4+
DeveloperOneSpan Solutions UK LimitedBanque Du Leman

Customer experience

CrontoSign Swiss

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

BdL TWINT

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CrontoSign Swiss

No in-app purchases

None

BdL TWINT

No in-app purchases

Questions

Is CrontoSign Swiss free?
CrontoSign Swiss is free to download, with no in-app purchases.
Is BdL TWINT free?
BdL TWINT is free to download, with no in-app purchases.
Which has better reviews, CrontoSign Swiss or BdL TWINT?
BdL TWINT is rated higher. CrontoSign Swiss averages 3.0 out of 5 from 1 ratings, while BdL TWINT averages 5.0 from 1 ratings.
Do CrontoSign Swiss or BdL TWINT have ads?
BdL TWINT shows ads; CrontoSign Swiss does not.
Which is updated more often, CrontoSign Swiss or BdL TWINT?
CrontoSign Swiss ships an update every 5 months, and BdL TWINT every 3 months. Most recently, CrontoSign Swiss was updated on October 9, 2026 and BdL TWINT on October 14, 2026.

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