Bookkeeping Pro vs PennyFi

DOUBLE ENTRY BOOKKEEPING AND INVOICING FOR YOUR SMALL BUSINESS, NON-PROFIT, OR CLUB. KEEPS WORKING EVEN WHEN THE INTERNET DOES NOT. Your data stored on your device. We have no access to your data. No monthly fees to use it. Supports Family Sharing. No limit on the number of company books. No limit on the number of transactions. Synchronise between devices using your own Dropbox account. Bookkeeping Pro is a self contained mobile bookkeeping and invoicing solution for your iPad and iPhone. It has multi-device synchronisation using Dropbox so you can work on your books on any of your devices no matter where you are or what iTunes account you use; and it supports as many or as few currencies as you need. You just need basic bookkeeping knowledge to make use of the multitude of capabilities of this program. Bookkeeping Pro works with or without cellular coverage. Bookkeeping Pro works wherever you are. Synchronise when you get cellular/WiFi coverage again. With Bookkeeping Pro you have a fully functional program right on your iPad and iPhone. Bookkeeping Pro has been used in over 40 countries including the USA, Australia, United Kingdom, Canada, and South Africa. It is customisable to meet the bookkeeping needs that are specific to your country. Some of the Bookkeeping Pro features … - Configure separate Company books for each company you operate - No limit to the number of Transactions / Invoices / Purchases / Bank Recs - Invoicing , Quotations , RFQs , Purchase Orders - Email or Print all Invoices, Quotes, Orders, and Reports in convenient PDF format - Adjustments, Returns, Refunds - Supports non-standard financial periods - Recurring transactions - Cheque Book, Deposit Book, Bank Transfers - Bank Reconciliation - Import Bank Transactions - General Journal - Expense Budgeting - Configurable sales tax codes (Sales Tax, VAT Tax, Goods and Service Taxes, etc) - Multiple sales taxes per line item - Complex sales taxes (e.g. Canadian PST+GST, Philippines) - Calculate levies, duties, importation taxes - Calculate credit card merchant fees deducted from payments - Dropbox integration - AirPrint and WePrint printing - Products, Services, & Inventory - Separate product prices per currency - Automatic Cost of Goods Sold calculations - Share Portfolio - Employees - Multi-Currency Support - Foreign currency transactions - Foreign currency bank accounts - Global Search - Job Tracking - Bank Reconciliation - Departments & Trading Names - Multi-Device Synchronisation - Configuration options to tailor to your needs - 47 PDF Reports (Trial Balance, Balance Sheet, Profit & Loss, etc) - Taxable Payments Reporting for the Australian Building and Construction industry - Australian BAS Worksheet reporting - Built in tax codes for Australian GST - Support for WET (Wine Equilisation Taxes) - GST Compliant Adjustment Notes Privacy Policy: https://bookkeeping.warby.com/Privacy Terms of Use: https://bookkeeping.warby.com/Terms End User License Agreement: https://bookkeeping.warby.com/EULA

PennyFi — your money, in your pocket, on your terms. Pay once, own it forever. No subscriptions, no bank logins, no ads. Your finances stay on your device — and PennyFi's smart features run on Apple's on-device AI, so nothing you enter ever leaves your hands. KNOW WHAT YOU CAN SPEND • Safe to Spend: one number that answers "can I buy this?" — what's left after bills, budgets, and goals • Cash flow forecast: see your balance weeks ahead, before the bills hit • A customizable Home dashboard: net worth, cash on hand, upcoming bills, top expenses, and more BUDGET YOUR WAY • Guided Budget Builder: answer a few questions, get a working budget • Classic methods (50/30/20 and friends) or fully custom categories • Budget calendar, spending pace, and gentle alerts before you overshoot • Budget together: share accounts and budgets with your partner over iCloud — you both view and edit, no extra account needed EVERY ACCOUNT IN ONE PLACE • Cash, savings, credit cards, loans, and investments — in any mix of currencies • Savings interest tracking, debt payoff strategies (avalanche or snowball), and loan payments with an adjustable interest–principal split • Investment portfolios with live prices and performance history EFFORTLESS ENTRY • Scan a receipt — amount, payee, and line items are filled in by on-device AI • Import bank statements from CSV or PDF, with smart duplicate detection • Rules auto-categorize as transactions arrive; PennyFi even suggests the rules • Split one purchase across categories, tag anything, log by voice with Siri • Review: sweep new transactions in a quick card session — and note how the spending felt UNDERSTAND YOUR MONEY • Ask PennyFi anything about your spending — answered privately, on your device • Smart Insights that stay calm: snooze them or dismiss them for good • Spending anomaly alerts, subscription detection, weekly recap, no-spend streaks, age of money • Reflect: beautiful reports on where it all went, month by month and year by year LIFE ADMIN, HANDLED • Recurring bills with reminders, calendar sync, and a Live Activity for the next bill due • Shared expenses with friends and settle-up math done for you • Savings goals with target dates and progress you can see PRIVATE BY DESIGN • No bank connections — that's a feature: nothing to breach, no credentials to hand over • Face ID / Touch ID app lock • iCloud sync across your iPhone, iPad, and Mac; local backups and full CSV export any time — your data is yours to keep AT HOME ON EVERY DEVICE • Built natively for iPhone, iPad, and Mac • Widgets for Safe to Spend, net worth, and more • Siri Shortcuts, global search, and full keyboard support on Mac • Available in 30 languages One price. Every feature. Forever. That's the deal.