Annuity+ vs R
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Annuity+
This app helps users calculate loans and leases with detailed amortization schedules. It allows for adjustments to individual payments and examination of calculations based on various financial factors. A premium version offers advanced features.
- Loan and lease calculation
- Adjustable amortization schedules
- Detailed payment analysis
- 30/360 interest method
- Premium calculation features
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annuity+ is the smart financing and leasing calculator for iPhone. Solve rate, interest, residual value or financed amount with a tap. Individual payment schedules with seasonality and fixed payments, transparent amortization and sharing calculations by link. Free to download, Premium optional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://annuityplus.app/datenschutz.html
R
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R-LEASE is an application for managing payments for consumer goods and equipment. You pay in several instalments at your own pace
Screenshots
Verdict
The clearest difference is in-app purchases: R at none against Annuity+'s 3. R also leads on iOS requirement (13.0 vs 17.0). Annuity+'s advantage is update cadence (monthly vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Annuity+ sells 3 in-app purchases, starting at $0.99 per month. R asks for nothing beyond the download.
Annuity+ ships an update monthly, R every 2 months. The most recent releases landed on October 23, 2026 and September 20, 2026 respectively.
| Parameter | Annuity+ | R |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 83.3% of reviews | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Jens Winkelmann | Hachther LLC |
In-app purchases
Annuity+
- Full range of functions1 Month trial$0.991 Month
- Full range of functions1 Month trial$1.993 Months
- Full range of functions1 Month trial$7.991 Year
R
No in-app purchases
